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Funding Circle reviews: What people are saying

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Funding Circle reviews: What people are saying

Updated: August 15th, 2019

Funding Circle reviews: What people are saying

You may have heard from our customer reviews that Funding Circle is different from other lenders — but how? To start with, we’re passionately committed to revolutionizing the outdated banking system and delivering a better borrowing experience for great businesses. We know firsthand the frustration and anguish the comes with long wait times, pounds of onerous paperwork, confusing terms and conditions, and only an automated voice on the other end of the phone, which is why we decided to create something better.

We take great pride in our white glove customer service, our helpful loan specialists, and the fact that we get to help businesses grow and prosper. And we’re thrilled to hear that so many of our customers think the same!

Want to hear it straight from the source? Here are the top three reasons small businesses love partnering with Funding Circle for their financing:

1. Simple application and fast decisions

Apply online in 10 minutes and get a decision in as little as 24 hours.

“Funding Circle worked really fast. From when we applied to when we were funded was really quick – way quicker than any traditional bank could do. It was really seamless and straightforward. An easy process, with no headaches.” Jimmy Standley, President of Solé Bicycles

“Funding Circle could not have been better. Three weeks from beginning to funding, with great rates and terms.” A review from Paul on Trustpilot

“I was shocked! I could not believe how simple, quick, easy, and competitive this loan turned out to be. With all the high-interest loan sharks blasting my email on a daily basis, I feel so lucky to have found Funding Circle. The overall experience could not have been better. Thank you!” A review from David on Trustpilot

“No hassle, speedy, great rates, and excellent customer service. Definitely recommend!” A review from Debbie on Trustpilot

2. Transparent and affordable cost structure

We always share the true cost of your total financing. There are no hidden fees or prepayment penalties – we promise.

“I was very happy with our loan terms — they fit our needs. We knew we had big orders coming in, so I love that we didn’t have to pay a penalty for early repayment. A different lender we considered performs daily debits — they wanted to take our money every single day and hold us liable for interest through the entire term. That was frustrating, so I was beyond thrilled when I found out about Funding Circle’s terms.” Fergus Hernandez, Co-founder of Bésame Cosmetics

“When I looked for a way to refinance my debt, I was worried I would only have other bad, high-interest options. I didn’t expect to get a great offer and drop my payments by 70%. Now I can breathe so much easier.” Dr. Celina Hatt, Owner of Pawsh Place Veterinary Center

“You’ll never grow your business with a loan shark taking 60-70% APR. Funding Circle is easy and reliable, and fills a huge void in the market.” Jimmy Standley, President of Solé Bicycles See the true cost of your loan. Use our loan calculator to see exactly how much you would pay depending on how much you borrow and how long you borrow it for.

3. The personal service you deserve

When you apply for a loan with Funding Circle, you get a personal account manager who knows your name and cares about your business.

“My Funding Circle account manager and underwriter were very friendly, helpful, and easy to talk to. They worked hard to understand what we do and made sure the loan was successful for both of us.” Ryan Gray, Owner of Electric Brewing Supply

“My experience was nothing less than superb. It is rare to come across that kind of service, commitment, and professionalism in the workplace.” A review from Manish on Trustpilot

“It was a pleasure to talk with my underwriter… I expected it to be mildly adversarial, but instead he was thanking me for our business. Banks seem to start with distrust and work back from there. I never got that feeling from Funding Circle.” Bob Davis, Founder and CEO of Virtual Driver Interactive

“The application process was seamless, and the customer service was awesome. Everyone was really informative, helpful, and easy to talk to. I felt secure in what we were doing.” Ryan Lane, Owner of Dream Beard

“I felt like Funding Circle really understood my business. My underwriter found ways to personalize the application process for me, and the whole process is a lot smoother and faster that what you’d get from a bank.” Viola Sutanto, Founder and CEO of Maika Goods

“A cut above the rest! If you need business funding, this is your place.” A review from Kenny on Trustpilot

If that’s not enough, come see for yourself. Complete an application today, hear from our stellar team, and see the Funding Circle experience our customers rave about.


Affordable business financing. Crazy fast.

Funds delivered in days, not months.

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