Our business loan rates and fees

We know you’re more than just your credit score, so your interest rate and origination fee will be determined based on a number of factors, from your cash flow and credit history to online customer reviews.

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Interest Rates

Interest rates remain fixed over the life of a loan.

TermInterest Rate
6 months4.99% to 22.79%
12 months5.49% to 23.29%
24 months7.99% to 25.79%
36 months8.99% to 26.79%
48 months9.79% to 27.79%
60 months10.49% to 21.29%


You have the right to understand the true cost of your loan. That’s why our pricing structure is simple and transparent, with no prepayment penalties.

Fee TypeFeeDescription
Origination Fee0.99% to 6.99%A one–off fee to cover our costs of evaluating and originating your loan. The fee is based on the strength of your credit profile and is deducted from your total loan proceeds, which means you do not pay this fee if you do not receive a loan.
Prepayment FeeNoneUnlike other lenders, we don’t charge you anything if you repay your entire loan early.
Late Payment Fee10% of missed paymentIf your monthly payment is late, you will be charged a fee on the missed payment. This fee is added to your original monthly payment, withdrawn from your account and passed directly onto investors.
Non–Sufficient Funds Fee$35If you don’t have sufficient funds in your account to make a monthly payment, you will be charged a small fee to cover costs we incur on the failed transaction.