Small business loan calculator

Find out how much your fixed monthly payment could be for a business term loan from Funding Circle with our simple business loan calculator.

How much do you want to borrow?

25000 500000

Loan term (years)

Your monthly payment

2226 /month
Total interest10124
Origination fee1043
Total cost of loan81167
Check your eligibility

Our interest rates start at 4.99% and are tailored to every customer.

Start application

Grow your business at an affordable rate

Forget expensive credit cards and inflexible lines of credit — a business term loan is the best way to finance your growth.

With a business loan you can remodel your current location, expand to a new location, hire new employees, or buy more inventory.

Learn how much you can borrow and what your fixed monthly payments could be with our term loan calculator.

We got a great rate right away

“Funding Circle made me feel important and was genuinely excited about our business.”

The Trustscore for Funding Circle is 9.3/10, based on 1,246 reviews on Trustpilot

Key features of our business loans

  • Borrow from $25K to $500K
  • Loan terms from 6 months to 60 months
  • Simple, transparent terms with fixed monthly payments
  • No hidden fees - one time origination fee starting at 0.99%
  • No prepayment fees - repay early and only pay interest for the time you borrow
  • Fixed interest rates starting at 4.99%
  • Access to funds in as few as 10 days

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Why Funding Circle?

Funding Circle was created with a big idea: to revolutionize the outdated banking system and secure a better deal for everyone. We're the world’s leading marketplace exclusively focused on small businesses and our roots are in small business.

Our U.S. co-founders started Funding Circle because they were small business owners themselves and had experienced first-hand how hard it is to access affordable and transparent financing. When they couldn’t get a loan to grow their small business – despite the company’s great success – they knew something was wrong. So they set out to build a better solution for American small business owners.

Frequently Asked Questions
How do I qualify for a business loan and what is an A+ business loan?
What will my interest rate be?
How does the loan term affect my monthly payment?
What is the total cost of the loan?
How is the monthly payment calculated?
How is the origination fee calculated?
What other fees are charged?
Do I need collateral for a business loan?