The funding you need to win

Simple, hassle-free finance to take your business forward. Register for updates on our new loan products that we’ll be launching soon, including the Recovery Loan Scheme.

If you have started a CBILS application already, sign in to complete it here.

  • Specialist small business loans
  • Borrow £10,000 to £500,000
  • Terms from 2 to 5 years
  • No early settlement fees
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Working with British Business Bank

Funding Circle has applied to the Government-owned British Business Bank to become a provider under the Recovery Loan Scheme.

Business loans the way they should be

We focus 100% on small businesses, so you'll get the service that you deserve. You’ll know where you stand with a quick application and with our fixed, affordable rates, you can move ahead with your business plans with confidence.

The Government’s CBILS loan scheme has now closed for new applications. If you have a CBILS application in progress, you can find more details on what you need to do here.

We’ll soon be launching new loans for small businesses, including the Government’s Recovery Loan Scheme. You can get launch updates and we’ll let you know when they’re available.

The funds have helped us move our business forward
Previously reliant on distributors, Tom at Bobbin Bicycles borrowed to start selling directly to customers via their website.

How to apply

It’s quick and easy to apply for finance online and our support team are on hand if you have any questions.

  1. Check if you qualify in 30 seconds

    See if you’re eligible without affecting your credit score.

  2. Apply online in 10 minutes

    Tell us about you and your business with our simple application.

  3. Get your decision

    If approved, you’ll receive a no-obligation, personalised quote.

  4. Your loan is funded

    Once you accept, we run some final checks to process your loan and deposit the money straight into your account.

We’ll be launching new loan products soon and you can register for updates here

Here to help if you need us

Our UK-based team are here to help throughout your loan.

0800 048 2467

Need help? Call us.


Brilliant service and every step is made to be as easy and straight forward as possible.
Mel, March 2021
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Recommended by our customers

All we do is small business lending. As a result, 9 out of 10 of our businesses would come back to us first next time.

Learn about our business loans

Funding Circle have gone over and above what was expected. I can't praise them enough. I would definitely recommend them to anyone.
Hannah, January 2020
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We’re here to help

Contact our team if you have any questions.

0800 048 2467

Need help? Call us.