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Simple, Hassle-free Business Finance

Whether you're funding exciting opportunities, buying stock or managing cash flow, our specialist finance can take you further

Apply as a limited company without affecting your credit score

  • Short & long term finance

  • Apply online in 10 minutes

  • Get a quick decision

  • UK-based support team

  • Fixed interest rates

British Business BankAs well as offering business loans up to £500,000, Funding Circle is accredited by the Government-owned British Business Bank to provide business loans of £25,001 – £250,000 under the Recovery Loan Scheme (RLS).

Explore our different finance products

Our products are designed to fit the needs of business owners, and come with decisions in as little as 1 hour

Business Loan

Fast, affordable loans

for almost any business need


£10,000 to £500,000


Term loan up to 6 years


From 6.9% per year


One-off completion fee

Line of credit

Spread costs over 3, 6, 9 or 12 months

and manage short term cash flow


£1,000 to £250,000


Revolving credit facility




From 3.9% on each use

Recovery Loan Scheme (RLS)

Government-backed loans

for growth, working capital and more


£25,001 to £250,000


Term loan up to 6 years


From 13.7% per year


One-off completion fee

Asset finance

Fund vehicles, equipment or machinery

through our specialist partners


£10,000 to £5 million


Secured loan up to 7 years


Varies by provider


Varies by provider

Apply for a Business Loan or Recovery Loan and we'll assess which product is right for you on the best possible terms. If we can offer you a loan without RLS, we will do.

Get a personalised quote without affecting your credit score

If you’re a limited company or LLP, you can get a loan decision without affecting your credit score. So you can assess your options with complete peace of mind.

a woodworker looking at a laptop
  1. 1

    Check if you’re eligible in 30 seconds

    See if you qualify with no fuss

  2. 2

    Apply online in 10 minutes

    Tell us about you and your business in our online form

  3. 3

    Get your decision in as little as 1 hour

    If approved, you’ll get a personalised, no-obligation quote

  4. 4

    Funds paid out typically within 48 hours

    Once you accept your offer, we’ll deposit the funds into your account


Here to help if you need us

Contact our UK-based team if you have any questions

Supporting businesses across the UK

For over 10 years, businesses from every corner of the UK have trusted us to help them go further

Att Pynta

Att Pynta

Furniture Brand
Based in London
"They were really responsive, it was great to have someone I could just call with questions."
Computers For Flooring

Computers For Flooring

Software Company
Based in Cardiff
"The whole process was so easy – I'd never go back to a bank."
The Great Yorkshire Shop

The Great Yorkshire Shop

Retail Business
Based in Yorkshire
"With the extra cash flow, we've doubled our turnover."
Funding Circle

The Funding Circle story

Founded in the UK to give small and medium-sized businesses better access to finance, we’ve helped more than 150,000 businesses borrow £16.9 billion since 2010.