Simple finance to help you go further
We specialise in simple, hassle-free business loans to help small businesses thrive
- Apply online in 10 minutes
- Decision in as little as 5 hours
- Borrow £10,000 to £500,000
- Rates from 2.9% - 12.1% p.a.
Funding Circle is accredited by the Government-owned British Business Bank to provide business loans of £25,001 to £350,000 under the Recovery Loan Scheme (RLS). .
Here to support even more businesses through the economic recovery
We’re now accredited to offer loans under the Government’s Recovery Loan Scheme (RLS), as well as our own Funding Circle business loans. So by completing just one simple application, we can find the right loan for your business, on the best possible terms. Applying is quick and simple — check if you’re eligible in 30 seconds and then fill out our 10-minute application form.
You don’t need to spend time providing business plans or forecasts. Our innovative technology and expert team means we can offer you a decision in as little as five hours.
Find out if you’re eligible for the Recovery Loan Scheme here.
Popular reasons to borrow:
- Working capital
- Stock and equipment
- Website and marketing
- Business growth
- Fulfill a contract
- Cover a one-off cost
Powering small businesses with millions every dayFor more than 10 years we’ve helped thousands of businesses get the funding they need, and 4 out of 5 would come back to us first over their bank.
How to apply for business finance
Applying for small business finance online is fast and straightforward. You can also reach out to our support team if you have any questions.
Check if you’re eligible in 30 seconds
Find out if you qualify for a loan without impacting your credit score.
Apply online in 10 minutes
Provide details about yourself and your business in our online form.
Get your decision
You’ll receive a no-obligation, tailored quote if you’re approved.
Receive your funds typically within 24 hours
If you accept, you’ll receive the funds in your account typically the following day.
Here to help if you need us
Our UK-based team are here to help throughout your loan.
Need help? Call us.
The affordable way to fund your future
We charge a simple one-off fee when you take out your loan and there’s no fee if you want to settle it early. Our rates range from 2.9% to 12.1% per year, find out what your repayments could cost with our business loans calculator.
We’re here to help
Contact our team if you have any questions.
Need help? Call us.
Small Business Loans
Learn how a fast, affordable loan could help your business.
Recovery Loan Scheme
See how you could benefit from the Government’s Recovery Loan Scheme (RLS).