Apply for Term Loans through Funding Circle

Fast and flexible, term loans are a simple way of getting the funds you need to grow your business. Get started in just 6 minutes.

Start your application

Get a term loan made exclusively for small business

Every day, thousands of successful business owners struggle to get loans to grow their businesses, battling endless streams of paperwork and complex loan options. We believe small businesses deserve better.

Apply through Funding Circle to get a term loan exclusively made for small businesses. Your dedicated loan specialist will work with you to find a loan tailored to your needs.

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Term loans from $5,000 to $500,000

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No impact on personal credit score1

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Term lengths from 3 months up to 10 years

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Decision as fast as 24 hours and funds in as few as 3 days2

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Since 2010, Funding Circle has helped businesses in over 700 industries access the capital they need.

Over $12 billion lent to 90,000 small businesses globally.

You deserve better business finance

Funding Circle was created with a big idea: to revolutionize the outdated lending system and build a better deal for small business. With one 6 minute application we can help you find the right finance for your needs, from lines of credit to term loans, cash advance and even Small Business Administration (SBA) loans. Let’s get started.

Start your online application

Apply online in 6 minutes with one simple application.

Review your options

Your dedicated Account Manager will contact you as soon as possible to review your needs and help you find the best funding option for your business.

Get funded

Get a decision in as little as 24 hours and funded within 3 days after accepting an offer.

Get a term loan through Funding Circle to:

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Upgrade your business

Upgrade your business

Tackle your to-do list with one loan for renovations, repairs, new supplies and technology.

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Cover upfront costs

Cover upfront costs

Get the resources you need now, like raw materials, staff, supplies and permits with predictable monthly payments and no prepayment penalties.

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Consolidate business debt

Consolidate business debt

Get control over your finances with our low rates and a single predictable monthly payment.

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Tackle an emergency

Tackle an emergency

Get quick cash to cover the unexpected, cash flow gaps or to replace critical equipment.

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Grow your business

Grow your business

Use our flexible terms and loan amounts to open a new location, buy another business or launch a new product.

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Prep for busy season

Prep for busy season

Get ahead with our simple, fast application for inventory, staff, marketing and even tax expenses.

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1 If your business is organized as a general partnership, your credit score may be impacted.

2 Subject to credit approval. Interest rates vary and are determined by the applicant’s credit profile. Funding Circle loans are made and arranged pursuant to California Financing License No. 6054785, North Dakota Money Broker License MB 102840, South Dakota Money Lending License MYL.3054, Vermont Commercial Lender License No. 1287979 CLL, and Florida Consumer Company License CF9901099. Partner Loans are made or arranged pursuant to their applicable lending license(s).