Fast, affordable small business loans

Get a decision at no cost and no obligation.

Get your personalized rate

Applying won’t affect your credit score!2

Financing to fuel your business

We help established businesses of all sizes expand, grow, and thrive. So whatever your next goal is, just tell us how we can help.

Popular Reasons for borrowing

  • Boost your cash flow
  • Refurbish your premises
  • Buy new equipment
  • Grow your business
  • Cover a one-off cost
  • Hire extra staff

You deserve a better loan experience

The additional funding at a very reasonable rate definitely helped us get more inventory for our business. I highly recommend for anyone to talk to Funding Circle if they need to get a business loan.
Max, January 2019

Philosophie Group expanded into a bigger office to accommodate their growing team with their $300,000 loan.

How to get a business loan

With our simple online form and dedicated account managers, you won’t waste any time on your loan and can stay focused on your business.

  1. Apply online (in under 10 minutes)

    Submit your initial application in just a few clicks.

  2. Hear from us (within 1 hour)

    Your personal loan specialist is available to help you collect your documentation and answer any questions.

  3. Get a decision (in as little as 24 hours)

    Your underwriter will review your completed application and may call to get to know your business more.

  4. You get funded (as soon as 1 day)

    Once you’ve accepted your offer, you’ll typically receive the funds the next business day.

Get your personalized rate
We’re here to help

You’ll get a dedicated account manager to guide you through every step.

A Funding Circle account manager who is here to guide you through the loan application process

(855) 385-5356

Give us a call!

It is rare to come across this kind of service, commitment, and professionalism in the workplace. I am very pleased with having done business with Funding Circle.
Manish, February 2016

Fixed, affordable monthly payments

You can choose to borrow over 6 months to 5 years, and there’s no prepayment penalties. If you pay off your loan early, you will only pay interest on the time you borrowed.

Our rates start at 4.99% per year.

Dr. Celina Hatt borrowed $80,000 to open a second veterinary center.

See how affordable your repayments could be

How much do you want to borrow?

25000 500000

Loan term (years)

Your monthly payment

4694 /month
Total interest18967
Origination fee5985
Total cost of loan174952
Check your eligibility

*This calculation is based on rates offered to some of our most creditworthy borrowers. To see what rate and monthly repayment your business is qualified for, apply today.

Related resources

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Browse through different types of acquisition loans and examine the pros and cons of each.

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Small business term loans

Learn about our short and long term loans - up to $500k with rates as low as 4.99%.

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We’re here to help

Questions? Get in touch with our support team.

1 Rates may vary according to term and overall creditworthiness. To see what rate your business may qualify for, apply today at no obligation.

2 If your business is organized as a general partnership, your credit score may be impacted.

Apply now