We’re building

a better financial world

Funding Circle was created with a big idea:

To revolutionize the outdated banking system and secure a better deal for everyone.

Thousands of loans later, we’ve helped businesses expand, investors prosper and the economy grow.

We’ve taken this progress global.

Funding Circle is the world’s leading marketplace exclusively focused on small businesses — more than $2bn has been lent to 15,000 businesses in the UK, USA, Germany, Spain and the Netherlands. Today, businesses can borrow directly from a wide range of investors, including more than 47,000 people, the UK Government, local councils, a university and a number of financial organizations.

Funding Circle in the U.S.

What makes us different? Our roots are in small business. Our U.S. co-founders started Funding Circle because they were small business owners themselves; they had experienced first-hand how hard it is to access finance, even when you have a successful business that’s well along its way. After opening their 96th loan rejection letter, they realized something was wrong. The traditional bank loan system was broken. So, they set out to build a better solution for American small business owners.

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Five countries, one mission

2015 highlights from Funding Circle

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Funding Circle is one of the best capitalised marketplace lending platforms in the world.

We have raised around $300 million of equity capital since 2010 from some of the largest and most sophisticated investors in the world. They believe in our mission to build a better financial world for businesses and investors.

Our backers collectively manage over $5 trillion and are the leading venture capital firms behind Facebook, Twitter, Skype and Betfair; and a sovereign wealth fund.

Our current equity investors are Accel Partners, Baillie Gifford, BlackRock, DST Global, Index Ventures, Ribbit Capital, Sands Capital, Temasek and Union Square Ventures.

  • $2 billion lent by February 2016
  • 47,000+ people and institutions lending
  • 15,000+ loans funded

“The bank made me feel like I was a small fish — too small to care about. Funding Circle made me feel important and was genuinely excited about our business.”

Anna Larsen, Siren Fish Co. founder

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What the press say about Funding Circle

New York Times: Funding Circle Raises Another $150 Million

Funding Circle, the British peer-to-peer lender, announced on Wednesday that it had raised $150 million in financing that valued the company at roughly $1 billion.

Wall Street Journal: P2P Lending Gets a Fresh Boost from the Mainstream

Peer-to-peer lending just got its latest endorsement from mainstream finance. Chicago-based alternative investments firm Victory Park Capital Advisors is setting up a listed fund to invest in loans originating on websites like Prosper and Funding Circle, which offer bank-beating rates by bringing together mom-and-pop investors with borrowers…

Global leadership team

The board

Meet the US team
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“You’ll never grow your business with a loan shark taking 60-70% APR. Funding Circle is easy and reliable and fills a huge void in the market.”

Jimmy Standley, President of Solé Cycles took out a loan with Funding Circle

Read Jimmy’s story