We’re building

a better financial world

Funding Circle was created with a big idea:

To revolutionize the outdated banking system and secure a better deal for everyone.

Thousands of loans later, we’ve helped businesses expand, investors prosper and the economy grow.

We’ve taken this progress global.

Funding Circle is the world’s leading marketplace exclusively focused on small businesses — more than $3bn has been lent to 25,000 businesses in the UK, USA, Germany and the Netherlands. Today, businesses can borrow directly from a wide range of investors, including more than 60,000 people, the UK Government, local councils, a university and a number of financial organizations.

Funding Circle in the U.S.

What makes us different? Our roots are in small business. Our U.S. co-founders started Funding Circle because they were small business owners themselves; they had experienced first-hand how hard it is to access finance, even when you have a successful business that’s well along its way. After opening their 96th loan rejection letter, they realized something was wrong. The traditional bank loan system was broken. So, they set out to build a better solution for American small business owners.

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Four countries, one mission

2016 highlights from Funding Circle

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Funding Circle is one of the best capitalised marketplace lending platforms in the world.

We have raised approximately £250 million of equity capital since 2010 from some of the largest and most sophisticated investors in the world. They believe in our mission to build a better financial world for businesses and investors.

Our backers collectively manage over $5 trillion and are the leading venture capital firms behind Facebook, Twitter, Skype and Betfair; and a sovereign wealth fund.

Our current equity investors are Accel Partners, Baillie Gifford, BlackRock, DST Global, Index Ventures, Ribbit Capital, Sands Capital, Temasek and Union Square Ventures.

  • £2.5 billion lent by December 2016
  • 60,000+ people and institutions lending
  • 25,000+ businesses funded

“The bank made me feel like I was a small fish — too small to care about. Funding Circle made me feel important and was genuinely excited about our business.”

Anna Larsen, Siren Fish Co. founder

Read Anna’s story

What the press say about Funding Circle

San Francisco-based Funding Circle raises $100M to help small businesses

Funding Circle has raised $100 million it will use to help small businesses grow globally. The San Francisco-based lending platform said it raised $100 million of equity capital in a round led by Accel Partners.

Funding Circle, an online marketplace lender, raises $100 million

Funding Circle, a peer-to-peer lending marketplace used by small- and medium-sized companies, has raised $100 million in an investment round led by venture capital firm Accel. Existing investors including Baillie Gifford, DST Global and Index Ventures, Ribbit Capital, Rocket Internet, Sands Capital Ventures, Temasek and Union Square Ventures also participated in the round, the company said.

Global leadership team

The board

Meet the US team
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“You’ll never grow your business with a loan shark taking 60-70% APR. Funding Circle is easy and reliable and fills a huge void in the market.”

Jimmy Standley, President of Solé Cycles took out a loan with Funding Circle

Read Jimmy’s story