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Small business financing made easy

We do the hard work to find the business funding to meet your needs. One application - multiple funding options. Get started in minutes.

Flower Casita

Tali Bouskila

Flower Casita

Applying for your first Paycheck Protection Program loan?

Update: As of August 9th the SBA is no longer approving new PPP loans. Funding Circle will continue to accept applications to be processed should the program reopen.

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You deserve better business finance

Funding Circle was created with a big idea: to revolutionize the outdated lending system and build a better deal for small business. With one 6 minute application we can help you find the right finance for your needs, from lines of credit to term loans, cash advance and even Small Business Administration (SBA) loans. Let’s get started.

Start your online application

Apply online in 6 minutes with one simple application.

Review your options

Your dedicated Account Manager will contact you as soon as possible to review your needs and help you find the best funding option for your business.

Get funded

Get a decision in as little as 24 hours and funded within 3 days after accepting an offer.

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Here with you through it all

Tali Bouskila, the owner of Flower Casita, a flower shop and design studio, understands the importance of adaptability. After a series of wildfires she had to become more resourceful than ever. See how Funding Circle was able to help business bloom again.

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Solutions for your Funding Needs

With diverse options from long term SBA loans to quick decision term loans, we have the financing to meet your needs.

Willie Powells

Small Business Term Loan

  • Loans from $25,000–$500,000
  • Terms up to 10 years
  • Decision as fast as 24 hours and funds within 3 days 1
  • No impact to your credit score 2

SBA Loans with Funding Circle

  • Loans ranging from $20k–$5 million
  • Terms up to 10 years
  • No prepayment rate
  • Low rates from Prime +2.75%
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“Excellent experience. I had almost given up on receiving PPP funding when my own bank didn’t even respond. I heard about Funding Circle and was immediately notified that they were reviewing my application. Communication was/is ongoing. About a week later, I received the funding. Thank you!”

– Liz Stasieczko, Jun 15, 2020

Our commitment to trust and transparency

We believe small businesses should be protected from unfair, deceptive financial practices – that’s why a thoughtful approach to regulation and compliance is one of our core differentiators.

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We co-wrote the first standard for a transparent, accountable, and fair small business lending market, The Small Business Borrowers’ Bill of Rights.

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We’re founding members of the Marketplace Lending Association (MLA). We actively work to protect borrowers and make the lending space safer and more transparent for all.

1 Funding Circle may partner with other lenders to provide a full range of loan options to qualified borrowers. Approval and funding times may vary between partners.

2 If your business is organized as a general partnership, your credit score may be impacted.

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