Funding Circle is the world's leading lending platform for small businesses to get the funding they need to win.

By combining cutting edge technology with industry-leading risk management models, Funding Circle provides small businesses with access to fast, affordable, and transparent financing, institutional investors with the opportunity to access attractive returns through loan purchases, and financial institutions a lending-as-a-service digital solution for their customers.

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Media releases

Customers Bank Selects Funding Circle To Power Small Business Lending

Customers Bank to deliver digital SMB lending experience directly to their small business customers nationwide

Funding Circle Awarded “Fintech of the Year”

Funding Circle wins “FinTech of the Year” at 2023 US FinTech Awards

Funding Circle U.S. Appoints Kos Joshi to Lead Embedded Finance & Partnerships

Former Goldman Sachs executive sees big opportunity to serve more small businesses

U.S. Small Business Administration Grants Funding Circle 7(a) SBLC License

Funding Circle to offer small businesses government guaranteed SBA 7(a) loans nationwide

Funding Circle Holdings plc today announces results for the six months ended 30 June 2023

Half year performance in line with expectations good progress executing on medium-term plan

Funding Circle Appoints Kanthi Muthiah U.S. Chief Product Officer

Funding Circle, a leading online lending platform for small business borrowers, today announces Kanthi Muthiah has joined the company as U.S. Chief Product Officer.

Funding Circle Supports IRS eIVES Modernization and Anti-Fraud Act

H.R. 3335 will increase access and speed in which small business owners can access capital.

LendingTree Adds Funding Circle to Its Marketplace Network of SMB Lenders And Products

Small Business Term Loans from Funding Circle Now Available to LendingTree Customers.

Full Year 2022 Results

Funding Circle Holdings plc (“Funding Circle”) today announces results for the year ended 31 December 2022.

Funding Circle Appoints Steve Allocca U.S. Managing Director

Funding Circle today announced former BlueVine, Lending Club, and PayPal executive, Steve Allocca has joined the company as U.S. Managing Director. The appointment is effective January 3, 2023.

Funding Circle to Expand Access to Capital for Nevada Small Business Owners Following Authorization from State

Funding Circle is now operational in all 50 states and Washington, D.C.

Funding Circle Applauds Biden-Harris Administration's Plan to Allow Fintech Participation in SBA Flagship 7(a) Program

Small Business Administration (SBA) to lift 40-year moratorium on allowing state-licensed Fintech lenders to originate government-guaranteed small business loans, increasing funding options for 31MM+ small business owners in the U.S.

Bank for International Settlements Releases Fed Study Findings on the Impact of Fintech Lending on Credit Access for U.S. Small Businesses

Research finds that fintech small business platforms have the potential to create a more inclusive financial system.

Funding Circle Holdings Limited HY 22 Results

Funding Circle Holdings plc (“Funding Circle”) today announces HY results for 2022.

Funding Circle and Affinity Plus Federal Credit Union Partner to Improve Credit Access for Small Business Owners

Affinity Plus is the first credit union investor in loans originated by Funding Circle and the latest community-focused institution to partner with the leading online small business lending platform.

Funding Circle, Farm Bureau Bank® Collaborate to Boost Small Business Lending

Farm Bureau Bank is the latest regional bank to fund small business loans originated through Funding Circle.

Funding Circle, DreamSpring Partner to Increase Access to Capital for Small Business Owners in Underserved Communities

Online lending platform’s lending-as-a-service program expands nonprofit community development financial institution’s equitable lending reach and impact.

Pitney Bowes and Funding Circle Launch Innovative Partnership to Support Small Business Lending

Powered by Funding Circle’s world class machine learning and technology platform, Pitney Bowes will offer small business term loans to their customers, will benefit from Funding Circle’s streamlined online application and loan origination process with market competitive rates. With these capabilities, customers will be able to get access to critical funds in as little as 48 hours.

Funding Circle and Nationwide Launch Innovative Partnership to Improve Access to Critical Services for American Small Business Owners

Funding Circle, a leading online small business lending platform in the U.S., and Nationwide, one of the nation’s longest-standing insurance and financial services companies, today announced the launch of a brand new partnership specifically designed to improve access to much-needed capital and business insurance resources and services for American small business owners.

Funding Circle Approved to Issue Paycheck Protection Program Loans, Guaranteed by the U.S. Small Business Administration

Funding Circle, the leading online small business loan platform in the United States, is approved to provide Paycheck Protection Program loans through the company’s online portal.

Funding Circle Launches Pre-Application System for Paycheck Protection Program Loans

Funding Circle, one of the largest US online small business loan platforms, launched a pre–application system for small business owners interested in funds from the Paycheck Protection Program, offered by the US Treasury and Small Business Administration (SBA).

Funding Circle closes $252 million securitization, continuing issuance of US small business loans

$2 billion of cumulative loan originations and $1 billion of loans under management, meaning that within the United States the company holds more outstanding small business loans than almost 98% of banks.

Funding Circle wins first place in FinTech Leaders 2020 ‘Business Lending’ Category

Funding Circle today announced first place rankings in the Center for Financial Professionals (CeFPro) FinTech Leaders 2020 Report; winning the category of ‘Business Lending’.

Funding Circle US Launches Small Business Choice, Providing Interest Rate and Loan Term Options to Small Business Owners

The newest feature of the Funding Circle US loan platform provides borrowers with three fully approved loan options with different terms and rates to give small business owners the flexibility to find the loan that best fits their needs.

NorCal Outpaces SoCal for Fastest-Growing Small Business Cities in California, Finds Funding Circle

$2 billion of cumulative loan originations and $1 billion of loans under management, meaning that within the United States the company holds more outstanding small business loans than almost 98% of banks.

Funding Circle surpasses $10 billion lent to small businesses globally

Achieving this milestone in less than a decade, Funding Circle has proven that its model has become the preferred option for small business funding that fuels economic growth.

Decade after financial crisis, American small businesses move on from ‘bank first’ approach to financing

A new report published by Oxford Economics found that a decade after the financial crisis, American small businesses continue to be neglected by banks.

Funding Circle US Small Business Loan Portfolio Surpasses Most Banks with $2 Billion Lent Through Platform

Funding Circle now has more US small business loans outstanding than almost 98% of FDIC-insured banks.

Funding Circle partners with Stripe to help small businesses expand

Stripe users can now import their data directly and securely to apply for a Funding Circle business loan.

Funding Circle and Alcentra announce strategic partnership to lend $1 billion to U.S. small businesses

The partnership will support the growth of thousands of U.S. small businesses.

INTRUST Bank and Funding Circle expand partnership to support more US small businesses

Following the successful launch of this partnership earlier this year, the second phase increases INTRUST’s funding commitment and kicks off a targeted, co-branded marketing campaign.

Lending through Funding Circle unlocked 75,000 jobs in 2017

A report published by Oxford Economics looks at the economic impact of lending through Funding Circle.

Funding Circle Expands U.S. Operations with New Office in Denver

Funding Circle is expanding its U.S. operations with a second office in Denver, Colorado.

Funding Circle Names Bernardo Martinez U.S. Managing Director

Bernardo Martinez will join Funding Circle as its new U.S. managing director. He succeeds co-founder Sam Hodges, who will become Chairman of Funding Circle USA.

INTRUST Bank and Funding Circle announce strategic partnership to support growth of US small businesses

Funding Circle and INTRUST Bank, a regional bank headquartered in Kansas, announced a strategic partnership to support the growth of US small businesses.

Funding Circle passes $5 billion lent globally, including $1 billion lent to US businesses

Investors have lent more than $5 billion globally to 40,000 businesses through the Funding Circle platform.

Funding Circle Joins Center for Financial Services Innovation

We’re proud to announce we’ve become a Financial Health Network Member of the CFSI.

Celebrating Made to do More at Funding Circle

We’re excited to announce a new look and feel for Funding Circle.

Funding Circle Announces Appointment of Sean Glithero as CFO

Sean Glithero will join the company as its new global Chief Financial Officer. This appointment follows a record-breaking first half of 2017.

Funding Circle Strengthens U.S. Leadership Team

Joanna Karger joins as U.S. Head of Capital Markets, and Richard Stephenson joins as U.S. Chief Compliance Officer.

CIM Commits Additional $100M to Funding Circle to Help Fuel Small Businesses

Community Investment Management (“CIM”), an impact investment firm focused on marketplace lending, will finance an additional $100 million in loans to businesses originated through Funding Circle in the U.S.

Funding Circle announces $100 million equity investment to help thousands more small businesses globally

Led by Accel, the round saw participation from existing Funding Circle investors, including Baillie Gifford, DST Global, Index Ventures, Ribbit Capital, Rocket Internet, Sands Capital Ventures, Temasek and Union Square Ventures.

Funding Circle announces appointment of former Lloyds Banking Group CEO as new board member

Eric Daniels, former Chief Executive of Lloyds Banking Group, brings with him more than 40 years’ experience in global banking and financial services.

Funding Circle, Lending Club, Prosper Marketplace launch Marketplace Lending Association

Leading online credit marketplaces Funding Circle, Lending Club and Prosper Marketplace today announced the launch of the Marketplace Lending Association, a U.S. non-profit membership organization created to promote responsible business practices and sound public policy to benefit borrowers and investors.

SME Income Fund starts lending to businesses in Europe

The Funding Circle SME Income Fund will today begin lending to small businesses through Funding Circle’s marketplaces in Germany, Spain and the Netherlands, helping small businesses access the financing they need to grow.

Funding Circle announces Jörg Asmussen as new board member

Funding Circle today announced German economist and former Executive Board Member of the European Central Bank (ECB), Jörg Asmussen, will join the Funding Circle board.

Funding Circle partners with U.S. Department of Commerce’s MBDA to help minority businesses access affordable growth capital

Funding Circle helps minority-owned small businesses navigate the evolving credit sector through a partnership with the Minority Business Development Agency (MBDA), a bureau of the U.S. Department of Commerce.

Funding Circle SME Income Fund closes £150M round

The Funding Circle SME Income Fund has successfully raised its first round of money to lend through the Funding Circle marketplaces, and will shortly list on the London Stock Exchange.

Funding Circle launches across Europe With deal For Rocket Internet-backed Zencap

Funding Circle has joined forces with Zencap, to create the first truly global marketplace lending platform. The deal sees Funding Circle expand into Germany, Spain and the Netherlands, alongside its existing operations in the UK and US.

Funding Circle strengthens its platform strategy with H&R Block partnership

The small businesses who already use H&R Block for bookkeeping, payroll, taxes and other accounting services now have access to a new online service: business loans up to $500,000, thanks to a new referral partnership with Funding Circle.

Small business advocates, lenders & online credit marketplaces unveil Small Business Borrowers’ Bill of Rights

To protect Main Street from predatory lending, Funding Circle and a coalition of industry leaders announced the first-ever consensus on responsible small business lending practices in Washington DC today.

Funding Circle bolsters global risk and analytics teams with appointments of former Barclays and Amex execs

Funding Circle, the world’s leading marketplace for small business loans, has bolstered its global risk and analytics team today and announced record growth in Q2, with approximately $235 million (~£150 million) lent to businesses globally.

Funding Circle partners with the NSBA to help Main St. get better access to growth capital

From bolstering inventory levels to hiring more people, thousands more American small businesses will have better access to quality, affordable growth capital thanks to a new partnership between Funding Circle, the world’s leading marketplace for small business loans, and the National Small Business Association (NSBA).

Funding Circle announces $150 million investment to fuel growth

Funding Circle today announced it has raised $150 million (~£100 million) in equity capital, in a round led by DST Global, with participation from Baillie Gifford, a fund managed by BlackRock, Sands Capital Ventures and Temasek. Goldman Sachs acted as exclusive placement agent for the oversubscribed round. The new funding will be used to consolidate the UK and US markets and fuel further growth.

Victory Park Capital partners with Funding Circle to support thousands of small businesses in the UK and US

Funding Circle, the world’s leading online marketplace for small business loans, today announces that Victory Park Capital, an asset management firm based in the US and an active lender to UK and European companies, will finance up to $420 million in loans to small businesses originated through Funding Circle both in the UK and US over the next three years.

Funding Circle announces $65 million investment to fuel international growth of marketplace lending; Robert K. Steel joins the board

Funding Circle, the world’s leading online marketplace for business lending which has lent more than half a billion dollars to over 5,000 businesses, today announced it has raised $65 million in a Series D funding round led by Index Ventures with participation from existing investors, Accel Partners, Union Square Ventures and Ribbit Capital.