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What business lenders actually care about

Business credit

What business lenders actually care about

Updated: March 27th, 2020

What business lenders actually care about

Traditionally, many banks have been pretty protective of their credit criteria — the list of factors that go into deciding whether to approve or deny your loan application.

But for small business owners like you, this black box approach can be the beginning of an endlessly frustrating experience. Imagine applying for a job without seeing the job description first. Or auditioning for American Idol without meeting the judges.

At Funding Circle, we believe you should understand exactly what you’re getting into from the very beginning. That’s why we’ve put together this credit criteria guide for all small business owners.

When you download this free guide, you’ll get an inside look at the five categories of criteria most commercial lenders consider when evaluating a business like yours for a loan.

Download the guide


Affordable business financing. Crazy fast.

Funds delivered in days, not months.

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