Self employed loans for small businesses

Take control of your future with finance from the business loan specialists. Apply in 10 minutes today.

Apply online in 10 minutes
Decision in as little as 1 hour
Borrow £10,000 to £500,000
Rates from 4.3% - 12.1% p.a.

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Funding Circle is accredited by the Government-owned British Business Bank to provide business loans of £25,001 to £350,000 under the Recovery Loan Scheme (RLS). .

Business loans for small business owners

Our self employed loans provide a simple, low-cost way to borrow money for your business and with fixed monthly repayments it is easy to plan for the future.

What does it mean to be self-employed?

Being self-employed means that you work for yourself, rather than working for an employer, which gives you more freedom to choose a way of working that’s right for you.

Types of self-employment loans

There are three types of self-employment that each have different benefits:

Sole trader loans:A self-employed sole trader is the simplest way to start your own business. Sole traders work on their own and are personally liable for any loans or debts.

Partnership loans:A self-employed partnership is a minimum of two people that share responsibility for a business. Each person’s income and liability is proportional to their share in the business.

Limited company loans:A limited company is when the business is a separate legal entity from the owners. The company itself is liable for any loans or debt, rather than the owners having to be personally liable.

Self Employed Loans:

Boost your cash flow
Pay business expenses
Help with payroll
Manage uncertainty
Grow your business
Cover revenue gaps

Check your eligibility in 30 seconds with our online form without affecting your credit score.

Check your eligibility

Amy at Strings Club’s self-employed loan enabled her to expand her business to 6 clubs across the country and keep up with increased demand. Read more.

How to apply for a business loan

It’s quick and easy to apply for small business finance online and our support team are on hand if you have any questions.

Check if you qualify in 30 seconds
See if you’re eligible without affecting your credit score.
Apply online in 10 minutes
Tell us about you and your business with our simple application.
Get your decision
If approved, you’ll receive a no-obligation, personalised quote.
Your loan is funded
Once you accept, we run some final checks to process your loan and deposit the money straight into your account.

Apply now