A smarter way to get a business loan
Borrow £5,000 – £1m for almost any purpose.Apply now
The UK Government is lending £60m to businesses through Funding Circle, alongside thousands of people and other investors.Read more
In March 2013, the Government began lending £20m to small UK businesses through Funding Circle, as part of its Business Finance Partnership scheme.
In early 2014, the Government-backed British Business Bank Investment Programme decided to invest a further £40 million alongside other investors, to support economic growth by providing more efficient finance to small businesses.
Funding Circle is supported by the British Business Bank, a development bank wholly owned by the UK Government. The British Business Bank and its subsidiaries do not offer bank accounts, take deposits or provide regulated banking services. The British Business Bank provides its financial support to smaller businesses through its delivery partners. Any decisions to provide finance to smaller businesses are made by Funding Circle not by the British Business Bank.
Who are we?
Simple, affordable business loans
We're a marketplace that connects established businesses looking to borrow, with people and other investors who want to lend. By cutting out the costs and complexity of dealing with banks, you can get an affordable loan for your business in just one week.
Loans to suit you
Borrow £5,000 - £1m, over 6 months to 5 years.
Our unsecured and secured loans can help you:
- Grow your business
- With working capital
- Cover one-off business costs
- Buy an asset
- Develop a property
- Get a commercial mortgage
Apply online at a time that suits you and you'll be kept up to date at every step of the way. Get a decision direct from the credit team in a matter of days, not months.
77% of businesses that borrow through Funding Circle would approach us first for a loan, rather than go to a bank. 2013, Nesta Report.
Create a full application and get a dedicated account manager.Get started
2 working days
Get an answer from a decision maker.
up to 7 days
Your loan is listed on our marketplace and funded by investors.