We say yes to a business loan every 5 minutes

Fast, affordable finance to help your business. Fund your next step with an unsecured loan up to £350,000.

  • Unsecured loans £10k – £350k
  • Borrow over 6 mths – 5 yrs
  • Rates from 1.9% per year
  • Get a decision in as little as 5 hours
  • No fees for full early repayment
British Business Bank

The Government-owned British Business Bank is lending up to £150m to UK small businesses through Funding Circle, alongside thousands of people and other investors.

Finance for almost any purpose

We help established businesses of all sizes take their next step. So whatever your next goal is, just tell us how we can help when you apply.

Popular reasons to borrow
  • Boost your cash flow
  • Refurbish premises
  • Buy new equipment
  • Grow your business
  • Cover a one-off cost
  • Hire extra staff

We’ve helped 57,000 established businesses in the UK, and approve a new business loan on average every 5 minutes.

Very efficient service. I would highly recommend Funding Circle to anyone needing a business loan.
Alvin, July 2017

Andy Walker from Teasdale Motorcycles has borrowed £167,000 for over 4 different business loans, adding 10 new staff and tripling his turnover.

How to get a business loan

With a simple online form, dedicated account manager and fast decision, you can stay focused on your business while we focus on your loan.

  1. Check if you qualify in 30 seconds

    See if you’re eligible without affecting your credit score.

  2. Apply online in 10 minutes

    Tell us about you and your business with our simple form.

  3. Decision in 24 hours

    If approved, you’ll get a personalised quote typically in 24 hours.

  4. Your funds arrive

    Once you accept, you’ll have the money in your account in days.

Get a personalised rate

Here to help if you need us

You’ll get a dedicated account manager you can speak to straight away. They’ll answer any questions and guide you through the process. Just call them directly.

0800 048 2467

Need help? Call us.

Excellent support and service. Applying for a loan was so simple.
Richard, July 2017

Fixed, affordable monthly payments

You can borrow £10,000 to £1,000,000 and pay back over 6 months to 5 years. There are no fees for full early repayment, so you can pay off your business loan in one go and you’ll only pay interest on the time you borrow.

Our rates start from 1.9% per year - fees apply.

Get your personalised rate today

Debbie Leon from Fashionizer has won awards for her unique uniform designs. She borrowed £195,000 over 3 business loans for working capital.

Funding Circle, the largest peer-to-peer company in the UK, has received authorisation from the Financial Conduct Authority
The Financial Times, May 2017
The Economist
The Telegraph
BBC News
The Guardian
The Financial Times
City A.M.

We’re here to help

Questions? Get in touch with our support team for help or more information.

0800 048 2467

Need help? Call us.