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Spread your business costs with FlexiPay

Pay bills or expenses by card or transfer directly to a supplier, then repay in monthly instalments.

Apply as a limited company without affecting your credit score

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  • £1,000 to £250,000 credit limit

  • Use for almost any business purpose

  • Flat fee on each transaction

  • 0% interest & no annual fee

  • Repay in 3 equal instalments

Why choose FlexiPay?

More uses than a traditional business credit card

By offering transfers as well as a card, you get more flexibility than a traditional business credit card – helping you pay rent, bills, payroll and more.

Lower commitment than a loan

You can use it as much or as little as you like and you only pay when you use it, so you’re not tied into a long-term commitment.

More transparent than an overdraft

You’ll be charged one, simple flat fee per transaction so you’ll always know what you’re paying. No interest, no surprises.

business credit card

Pay by card

  1. Cover everyday expenses on the go
  2. Purchase stock or equipment
  3. Bulk buy to negotiate a better deal
Apply now
business flexipay app

Pay by transfer

  1. Pay VAT, energy or other business bills
  2. Pay suppliers, payroll or unexpected invoices
  3. Pay on time when an incoming payment is delayed
Apply now

Here’s how FlexiPay works

If you’re a limited company or LLP, you can get a decision and find out your credit limit without affecting your credit score. So you can assess your options with complete peace of mind.

two cafe owners looking at a laptop
  1. 1

    Apply online in minutes

    Tell us about you and your business in our short online form.

  2. 2

    Your credit is ready to use

    If approved your line of credit will be ready to use for making payments, and your card will arrive within 10 working days.

  3. 3

    Pay for business costs

    Either make payments with your card, or log in and enter the details of the bill, invoice or other business cost and we’ll make a secure payment in your name.

  4. 4

    Repay in monthly instalments

    You won’t be charged any interest, just a flat fee, and the credit is available for you to use again.

case study att pynta

How much does FlexiPay cost?

  1. FlexiPay is free to set up and comes with no interest or annual fees, we just charge a simple flat fee each time you use it.
  2. We'll assess your business when you apply and set your fee amount, which ranges from 3.9% - 5.9% per transaction.

  3. Card transactions are grouped together in a monthly balance, which is repaid over 3 months for your flat fee. If your card balance is under £100 it will roll over to the next month.
Apply now
8 rocks owner pouring a cocktail

Vik

8 Rocks Deli & Wine
London
"If you have a VAT bill, salaries to pay, a supplier invoice – you can use it for anything really. I’ve actually recommended it to a few friends who have businesses."

Frequently asked questions

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