Business loans for working capital

A working capital loan is a business loan that finances a business’s everyday expenses such as rent and bills. Working capital loans are used to cover short term expenses rather than long term investments.

A working capital loan is a business loan that finances a business’s everyday expenses such as rent and bills. Working capital loans are used to cover short term expenses rather than long term investments.

The amount your loan will cost will depend on the amount of money you want to borrow, your interest rate and your loan term. We charge a one-off completion fee when you take out your loan, and your interest rate will be calculated based on a number of factors, including your credit score and financials for business lending.

There’s also no fee if you want to settle the loan early. All our loans are fixed rate, so you’ll know exactly how much you’ll need to repay each month and what the cost of borrowing is.

You can borrow from £10,000 to £750,000 with a small business loan for working capital from Funding Circle.

Yes, you’re able to settle your loan early at any time and there are no fees for full early repayment.

You’ll get a decision on your small business finance in as little as 1 hour. Once you accept your offer and the final checks have been completed, your funds will be paid out typically within 7-14 days.