Short-term business loans with no fees
With no upfront or early repayment fees, you can bridge cash flow gaps with our short-term loans and only pay interest on the time you borrow
Apply as a limited company without affecting your credit score
Apply online in 10 minutes
Borrow for 1-2 years
Borrow £10,000 to £50,000
Interest only - no fees
Fixed rates
As well as offering business loans up to £500,000, Funding Circle is accredited by the Government-owned British Business Bank to provide business loans of £25,001 – £250,000 under the Recovery Loan Scheme (RLS).Take your next step with hassle-free, short-term business finance
With our short-term loans you can borrow £10,000 to £50,000 on terms from 1 to 2 years. If you choose to settle early, you’ll only pay interest on the time you borrowed — making them perfect for your short-term needs.
You could use your short-term loan to:
- Bridge cash flow gaps
- Buy stock
- Kick off new projects
- Cover payroll
- Refurbish your premises
- Purchase materials
Applying is quick and easy
- 1
Check if you qualify in 30 seconds
See if you’re eligible without affecting your credit score
- 2
Apply online in 10 minutes
Complete our simple form with your details, and we’ll only ask for supporting documents if we need them
- 3
Get approved in as little as 1 hour
If approved, you’ll receive no-obligation offer with your personalised rate
- 4
Get your funds in a couple of days
Once you accept your offer we'll deposit the money into your account - typically within 48 hours
Here to help if you need us
Contact our UK-based team if you have any questions