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Secured vs. unsecured business loans
Take control of your future with finance from the business loan specialists. Apply in 10 minutes today.
Apply online in 10 minutes
Decision in as little as 1 hour
Borrow £10,000 to £500,000
Rates from 6.9% per year
Funding Circle has worked with the British Business Bank since 2013, supporting thousands of businesses as one of the largest providers of Government-backed loans including through the Growth Guarantee Scheme.
What’s the difference between secured and unsecured business loans?
Unsecured loans
Loans up to £500,000
Unsecured loans allow you to borrow without giving security on any business assets, such as property or equipment. They’re a quick and easy way to get an affordable cash injection for your business.
Secured loans
Loans up to £1 million
Secured loans allow you to borrow more for your business as you can use business assets as collateral. If your business can’t pay back the loan in full, the proceeds from the sale of assets can be used to pay off the outstanding amount.
What we offer
At Funding Circle we offer a variety of products to suit different needs, from business loans to short term finance.
Funding Circle business loans
Borrow from £10,000 to £500,000 over up to 6 years. All loans are fixed rate and come with no early settlement fees. No security is required, but we may ask for a personal guarantee.
Asset finance
Borrow up to £5 million to fund new equipment, vehicles, machinery or other assets through our partners.
FlexiPay
Spread the cost of business bills, invoices and more over 3 months with a line of credit of up to £250,000. It includes options to pay by business credit card or transfer directly to a supplier.
Check your eligibility in 30 seconds with our online form without affecting your credit score.
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Applying is quick and easy
- 1
Check if you qualify in 30 seconds
See if you’re eligible without affecting your credit score
- 2
Apply online in 10 minutes
Complete our simple form with your details, and we’ll only ask for supporting documents if we need them
- 3
Get approved in as little as 1 hour
If approved, you’ll receive no-obligation offer with your personalised rate
- 4
Get your funds in a couple of days
Once you accept your offer we'll deposit the money into your account - typically within 48 hours
Here to help if you need us
Contact our UK-based team if you have any questions
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