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Boost your cash flow with business finance

Flexible business finance of £10,000 to £500,000 to help you take your business further

  • Apply online in 10 minutes

  • Decision in as little as 1 hour

  • Borrow £10,000 to £500,000

  • Rates from 6.9% per year

BBB logoAs well as offering business loans up to £500,000, Funding Circle is accredited by the Government-owned British Business Bank to provide business loans of £25,001 to £250,000 under the Recovery Loan Scheme (RLS).

Affordable small business finance

Simple, affordable, business finance for small businesses. Get extra working capital, manage disruption, or expand your business with business finance from £10,000 to £500,000.

We don’t require business plans or complicated forecasts, so applying is simple and takes just 10 minutes.

Popular reasons to get business finance

  • Improve cash flow
  • Launch a new product line
  • Invest in equipment
  • Refinance existing debt
  • Manage uncertainty
  • Fund marketing campaigns
Check your eligibility in 30 seconds with our online form without affecting your credit score.
Finch house cafe

Finch House

Cafe and bakery
"Daron at Finch House took business finance of £125,000 to fit out a new shop with equipment and furniture."

Applying is quick and easy

a woodworker looking at a laptop
  1. 1

    Check if you qualify in 30 seconds

    See if you’re eligible without affecting your credit score

  2. 2

    Apply online in 10 minutes

    Complete our simple form with your details, and we’ll only ask for supporting documents if we need them

  3. 3

    Get approved in as little as 1 hour

    If approved, you’ll receive no-obligation offer with your personalised rate

  4. 4

    Get your funds in a couple of days

    Once you accept your offer we'll deposit the money into your account - typically within 48 hours


Here to help if you need us

Contact our UK-based team if you have any questions

Frequently asked questions

A Funding Circle small business loan can be much more affordable than a business overdraft or credit card.