Funding Circle Survey Competition - Win A £500 Travel Voucher

  1. These terms and conditions (the “Terms”) apply to all selected businesses in the United Kingdom (each, an “Eligible Business”) that participate in a Funding Circle survey (the “Promotion”).
  2. The Promotion is open to each Eligible Business that completes a Funding Circle survey during the Promotion Period. The Promotion Period commences at 10:00 am on 26 June 2018 and closes at 23.59 on 14 August 2018.

  3. Eligibility for Entry
  4. The Promotion is open to Eligible Businesses which have been emailed by Funding Circle during the Promotion Period.
  5. Only one entry per Eligible Business will be accepted.
  6. The directors, management and employees of Funding Circle group, and any third party involved in organising the Reward, as well as their immediate families, are not entitled to participate in the Promotion.
  7. Funding Circle at its sole discretion may disqualify any Eligible Business to the Promotion where it suspects that the Eligible Business has breached any of these Terms.

  8. How to Enter
  9. In order to enter the Promotion, each Eligible Business should complete the Funding Circle survey during the Promotion Period. A link to the survey will be contained in the email the Eligible Business receives during the Promotion Period.
  10. Entries received before or after the Promotion Period are invalid and will not be accepted.
  11. Funding Circle shall not be responsible for any entry submission failures caused by technical errors.

  12. Winners and Reward
  13. The winner of the Promotion will the first entry selected at random by Funding Circle on 15 August 2018. The winner will be notified by email on 22 August 2018 using the contact details that have already been provided to Funding Circle prior to completion of the survey.
  14. The Reward is a £500 (GBP) travel voucher.
  15. There is one Reward. Receipt of the Reward is conditional upon the selected winner accepting the Reward within 14 days of receiving the email confirmation.
  16. The Reward is non-transferable, non-refundable and no cash alternative will be given. All other expenses incurred are the responsibility of the winner.
  17. In the event that, for any reason, the winner does not accept the Reward, the Reward will be forfeited by that original winner and an alternate winner will be selected.
  18. All selections and decisions made by Funding Circle in conjunction with this Promotion are final and conclusive.
  19. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this Promotion at any time by publishing any such notification on the Funding Circle website.
  20. Funding Circle does not accept any liability in respect of any goods or services acquired with the Reward. Use of the Reward is subject to the terms and conditions of the travel company providing the Reward.
  21. This Promotion is not sponsored, endorsed or administered by any third parties involved with the Promotion or organising the Reward.
  22. These Terms and the Promotion are governed by the laws of England & Wales and are subject to the non-exclusive jurisdiction of the courts of England and Wales.

  23. Funding Circle Promotion for Apple iPad – June 2018

    1. This promotion is open to all businesses (each, a “Business”) who receive a survey by email from Funding Circle to the Business’s email address on 21 June 2018 or July's Business Newsletter.:
    2. This promotion is open between 10:00 on 21 June 2018 and 23:59 on 8 July 2018 (the “Promotion Period”).
    3. To be eligible for this promotion, the Business must answer all questions in the survey and submit the survey within the Promotion Period.
    4. The Reward:
      1. Subject to these terms and conditions, each Business shall be permitted one entry into a prize draw to win an Apple iPad Wi-Fi 32GB Silver (the “Reward”) or in Funding Circle’s sole and absolute discretion, a reward of equivalent value;
      2. Only two Rewards are available to be won.
      3. The winners of the Rewards will be drawn on 9 July 2018 by Funding Circle and notified by 13 July 2018.
      4. The Rewards will be sent to the winning Businesses’ postal addresses, provided by the winners, and Funding Circle intends to do this within 30 days of the end of the End Date. Funding Circle accepts no liability for any delay in delivery of a Reward.
    5. No cash alternative is available.
    6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice on the Funding Circle website.
    7. Funding Circle does not accept any liability in respect of any goods acquired with the Reward, but Businesses who receive Rewards shall have the benefit of the original equipment manufacturer warranties, provided that the relevant manufacturer procedures are followed.
    8. Apple is not a participant in or sponsor of this promotion.

    Refer A Business Borrower Reward Promotion – May 2018

    1. This promotion applies to all successful referrals where the Referred Business accepts and draws down a fully funded loan on or after 1st May 2018 and ends on 30th June 2018.

    2. This promotion is open to all Funding Circle members with an investor account (a “Funding Circle Investor”) or a borrower account (a “Funding Circle Borrower”).
    3. The referred business borrower (“Referred Business”) must be referred by a Funding Circle Investor or a Funding Circle Borrower (each, a “Referrer”). Subject to the conditions below, the Referrer is eligible to receive the Reward for each successful referral of a Referred Business to Funding Circle.
    4. The Reward:
      1. For each successfully Referred Business, the Referrer will receive the Reward.
      2. The Reward for the Referrer is a John Lewis or an Amazon voucher to the value of £1,500.
      3. The Reward for the Referred Business is a John Lewis or an Amazon voucher to the value of £100.
      4. The Reward will be sent out within 40 days of the date on which the Referred Business draws down the loan.
    5. To qualify for the promotion, the following conditions must be met:
      1. The Referrer must be an existing Funding Circle Investor or Funding Circle Borrower before the date of the referral of the Referred Business.
      2. The Referred Business cannot be an existing Funding Circle Borrower on or before the date on which the referral is made, or have been a Funding Circle Borrower in the 12 months prior to the date of the referral.
      3. The Referred Business must email or call Funding Circle with the details of the Referrer (either their name or the business name) before their loan is accepted and fully funded.
      4. The Referred Business must draw down on a successful loan (i.e. the loan must be accepted, fully funded and drawn down) on or after 1st May 2018 and before 30th June 2018.
      5. This promotion is only available in relation to new loans which are in excess of £25,000 and taken by a successful Referred Business.
    6. The restrictions on applicability are as follows:
      1. The Referrer must be wholly independent from the Referred Business (for example, the Referrer cannot refer a businesses of which it is a shareholder, member, director or partner or otherwise where the Referrer has the power or authority to direct the management or affairs of that business).
      2. The Referrer must not be acting by way of business in introducing any Referred Business.
    7. Funding Circle will apply the same criteria to all loans under this promotion as it does in the normal course of business, including, the application process, the credit risk rating process, the acceptance process, and its normal loan processing procedure. The Referred Business will be subject to all applicable Funding Circle Terms & Conditions, from time to time.
    8. The Referrer can make multiple referrals, and will be eligible for a Reward for each separate successfully Referred Business up to a maximum of three Rewards.
    9. If the Referrer is entitled to the Reward in accordance with these terms and conditions, the Reward will be sent to the Referrer’s address associated with their Funding Circle account.
    10. If the same Referred Business is introduced by more than one Referrer, the Reward will be awarded to the first referral in time received by Funding Circle.
    11. Funding Circle does not accept any liability in respect of any goods acquired with the Reward.
    12. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time and at its discretion by giving notice by email or on the Funding Circle website. This will not affect the eligibility in respect of any loan where a successful application has already been made at the date of the notice.

    Funding Circle’s cashback promotion

    1. This promotion is open to all Funding Circle members with an investor account.
    2. Cashback will be paid on all Qualifying Lending, as defined in Clause 3 below.
    3. Qualifying Lending:
      1. is only in respect of loans, listed on the partial marketplace and having cashback in the title ("Relevant Loans") and which are:
        1. At the start date of the promotion, not fully (i.e. 100%) funded.
        2. The cashback amount for each Relevant Loan will be stated on the Relevant Loan request and will be no more than 3% on any Loan;
      2. only applies to Relevant Loans accepted by the borrower on or after 11.11.2015 and before the date that the promotion period ends pursuant to Clause 4 below.
      3. does not include loan parts purchased from other investors on the secondary marketplace.
      4. does not include any property loans or other loans to which a cashback promotion already applies.
    4. The promotion is for a limited period only and the promotion period end date ("End Date") will be communicated via email to all investors sent no later than the day before the End Date. The cashback will be payable in respect of any Relevant Loans listed on or prior to the End Date provided that they are subsequently accepted by the borrower. No cashback will be payable in respect of loans listed after the End Date.
    5. Cashback amount will be credited to the investor's Funding Circle account. It will show up in the promotion section on investors’ Summary page in the Funding Circle account.
    6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to investors.
    7. All the Terms and Conditions for Investors will apply to any investment made on the Funding Circle platform.
    8. If there is any conflict between the Terms and Conditions for Investors and the terms of this promotion, then the Terms and Conditions for Investors will prevail.
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    • Funding Circle Promotion for Apple iPad – March 2018

      1. This promotion is open to all businesses (each, a “Business”) who receive a survey by email from Funding Circle to the Business’s email address on 14 March 2018 or 4 April 2018.:
      2. This promotion is open between 10:00 on 14 March 2018 and 23:59 on 4 April 2018 (the “Promotion Period”).
      3. To be eligible for this promotion, the Business must answer all questions in the survey and submit the survey within the Promotion Period.
      4. The Reward:
        1. Subject to these terms and conditions, each Business shall be permitted one entry into a prize draw to win an Apple iPad Wi-Fi 32GB Silver (the “Reward”) or in Funding Circle’s sole and absolute discretion, a reward of equivalent value;
        2. Only two Rewards are available to be won.
        3. The winners of the Rewards will be drawn on 16 April 2018 by Funding Circle and notified by 20 April 2018.
        4. The Rewards will be sent to the winning Businesses’ postal addresses, provided by the winners, and Funding Circle intends to do this within 30 days of the end of the End Date. Funding Circle accepts no liability for any delay in delivery of a Reward.
      5. No cash alternative is available.
      6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice on the Funding Circle website.
      7. Funding Circle does not accept any liability in respect of any goods acquired with the Reward, but Businesses who receive Rewards shall have the benefit of the original equipment manufacturer warranties, provided that the relevant manufacturer procedures are followed.
      8. Apple is not a participant in or sponsor of this promotion.

    Funding Circle’s cashback promotion

    1. This promotion is open to all Funding Circle members with an investor account.
    2. Cashback will be paid on all Qualifying Lending, as defined in Clause 3 below.
    3. Qualifying Lending:
      1. is only in respect of loans, listed on the partial marketplace and having cashback in the title ("Relevant Loans") and which are:
        1. At the start date of the promotion, not fully (i.e. 100%) funded.
        2. The cashback amount for each Relevant Loan will be stated on the Relevant Loan request and will be no more than 3% on any Loan;
      2. only applies to Relevant Loans accepted by the borrower on or after 11.11.2015 and before the date that the promotion period ends pursuant to Clause 4 below.
      3. does not include loan parts purchased from other investors on the secondary marketplace.
      4. does not include any property loans or other loans to which a cashback promotion already applies.
    4. The promotion is for a limited period only and the promotion period end date ("End Date") will be communicated via email to all investors sent no later than the day before the End Date. The cashback will be payable in respect of any Relevant Loans listed on or prior to the End Date provided that they are subsequently accepted by the borrower. No cashback will be payable in respect of loans listed after the End Date.
    5. Cashback amount will be credited to the investor's Funding Circle account. It will show up in the promotion section on investors’ Summary page in the Funding Circle account.
    6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to investors.
    7. All the Terms and Conditions for Investors will apply to any investment made on the Funding Circle platform.
    8. If there is any conflict between the Terms and Conditions for Investors and the terms of this promotion, then the Terms and Conditions for Investors will prevail.
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    • Funding Circle Promotion for Bose headphones – January 2018

      1. 1. This promotion is open to all businesses (each, a “Business”) who receive a survey by email from Funding Circle to the Business’s email address between 31st January 2018 and 21st February 2018.:
      2. 2. This promotion is open between 10:00 on 31st January 2018 and 23:59 on 21st February 2018 (the “Promotion Period”).
      3. 3. To be eligible for this promotion, the Business must answer all questions in the survey and submit the survey within the Promotion Period.
      4. 4. The Reward:
        1. Subject to these terms and conditions, each Business shall be permitted one entry into a prize draw to win an Bose Quiet Comfort 35 noise-cancelling headphones (the “Reward”) or in Funding Circle’s sole and absolute discretion, a reward of equivalent value;
        2. Only one Reward is available to be won.
        3. The winners of the Reward will be drawn on 5 March 2018 by Funding Circle and notified by 9 March 2018.
        4. The Reward will be sent to the winning Businesses’ postal addresses, provided by the winners, and Funding Circle intends to do this within 30 days of the end of the End Date. Funding Circle accepts no liability for any delay in delivery of a Reward.
      5. No cash alternative is available.
      6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice on the Funding Circle website.
      7. Funding Circle does not accept any liability in respect of any goods acquired with the Reward, but Businesses who receive Rewards shall have the benefit of the original equipment manufacturer warranties, provided that the relevant manufacturer procedures are followed.
      8. Bose is not a participant in or sponsor of this promotion.

    Funding Circle’s cashback promotion

    1. This promotion is open to all Funding Circle members with an investor account.
    2. Cashback will be paid on all Qualifying Lending, as defined in Clause 3 below.
    3. Qualifying Lending:
      1. is only in respect of loans, listed on the partial marketplace and having cashback in the title ("Relevant Loans") and which are:
        1. At the start date of the promotion, not fully (i.e. 100%) funded.
        2. The cashback amount for each Relevant Loan will be stated on the Relevant Loan request and will be no more than 3% on any Loan;
      2. only applies to Relevant Loans accepted by the borrower on or after 11.11.2015 and before the date that the promotion period ends pursuant to Clause 4 below.
      3. does not include loan parts purchased from other investors on the secondary marketplace.
      4. does not include any property loans or other loans to which a cashback promotion already applies.
    4. The promotion is for a limited period only and the promotion period end date ("End Date") will be communicated via email to all investors sent no later than the day before the End Date. The cashback will be payable in respect of any Relevant Loans listed on or prior to the End Date provided that they are subsequently accepted by the borrower. No cashback will be payable in respect of loans listed after the End Date.
    5. Cashback amount will be credited to the investor's Funding Circle account. It will show up in the promotion section on investors’ Summary page in the Funding Circle account.
    6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to investors.
    7. All the Terms and Conditions for Investors will apply to any investment made on the Funding Circle platform.
    8. If there is any conflict between the Terms and Conditions for Investors and the terms of this promotion, then the Terms and Conditions for Investors will prevail.
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    • Funding Circle Promotion for Apple iPad – January 2018

      1. This promotion is open to all businesses (each, a “Business”) who receive a survey by email from Funding Circle to the Business’s email address on 16 January 2018 or 19 January 2018.:
      2. This promotion is open between 10:00 on 16 January 2018 and 23:59 on 23 January 2018 (the “Promotion Period”).
      3. To be eligible for this promotion, the Business must answer all questions in the survey and submit the survey within the Promotion Period.
      4. The Reward:
        1. 1.Subject to these terms and conditions, each Business shall be permitted one entry into a prize draw to win an Apple iPad Wi-Fi 32GB Silver (the “Reward”) or in Funding Circle’s sole and absolute discretion, a reward of equivalent value;
        2. 2. Only five Rewards are available to be won.
        3. 3. The winners of the Reward will be drawn on 2 February 2018 by Funding Circle and notified by 9 February 2018.
        4. 4. The Reward will be sent to the winning Businesses’ postal addresses, provided by the winners, and Funding Circle intends to do this within 30 days of the end of the End Date. Funding Circle accepts no liability for any delay in delivery of a Reward.
      5. No cash alternative is available.
      6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice on the Funding Circle website.
      7. Funding Circle does not accept any liability in respect of any goods acquired with the Reward, but Businesses who receive Rewards shall have the benefit of the original equipment manufacturer warranties, provided that the relevant manufacturer procedures are followed.
      8. Apple is not a participant in or sponsor of this promotion.

    Funding Circle’s cashback promotion

    1. This promotion is open to all Funding Circle members with an investor account.
    2. Cashback will be paid on all Qualifying Lending, as defined in Clause 3 below.
    3. Qualifying Lending:
      1. is only in respect of loans, listed on the partial marketplace and having cashback in the title ("Relevant Loans") and which are:
        1. At the start date of the promotion, not fully (i.e. 100%) funded.
        2. The cashback amount for each Relevant Loan will be stated on the Relevant Loan request and will be no more than 3% on any Loan;
      2. only applies to Relevant Loans accepted by the borrower on or after 11.11.2015 and before the date that the promotion period ends pursuant to Clause 4 below.
      3. does not include loan parts purchased from other investors on the secondary marketplace.
      4. does not include any property loans or other loans to which a cashback promotion already applies.
    4. The promotion is for a limited period only and the promotion period end date ("End Date") will be communicated via email to all investors sent no later than the day before the End Date. The cashback will be payable in respect of any Relevant Loans listed on or prior to the End Date provided that they are subsequently accepted by the borrower. No cashback will be payable in respect of loans listed after the End Date.
    5. Cashback amount will be credited to the investor's Funding Circle account. It will show up in the promotion section on investors’ Summary page in the Funding Circle account.
    6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to investors.
    7. All the Terms and Conditions for Investors will apply to any investment made on the Funding Circle platform.
    8. If there is any conflict between the Terms and Conditions for Investors and the terms of this promotion, then the Terms and Conditions for Investors will prevail.
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    • Funding Circle Christmas Promotion December 2017

      1. This promotion is open to all businesses whose principal place of business is located in the UK (each, a “Business”).
      2. This promotion is open between 00:00 on 4 December 2017 and 23:59 on 18 December 2017 (the “Promotion Period”).
      3. To be eligible for this promotion, the Business must, during the Promotion Period:
        1. include the hashtag #WinYourXmasParty and tag @FundingCircleUK within the description or post on Twitter or Instagram; and
        2. include a photo alongside the description or post on Twitter or Instagram; or
        3. complete the form located on the Funding Circle Facebook page or the Funding Circle Resource Centre.
      4. The Reward:
        1. Subject to these terms and conditions, each Business that satisfies the criteria in paragraph 3 above will have a chance to win £2,000 for the Business’s Christmas Party (the “Reward”); and
        2. Only one Reward is available to be won.
      5. The winner shall be selected on 19 December 2017 by Funding Circle. One winner will be selected from a random draw of entries received in accordance with these Terms and Conditions. The draw will be performed by a random computer process.
      6. Funding Circle will contact the winner within 1 business day after the winner has been selected to obtain its Business bank details. Funding Circle will, following receipt of the bank details, transfer the Reward to the winning Business’s bank account within 5 business days after the receipt of the bank details.
      7. No alternative or substituted Reward will be given in conjunction with this promotion.
      8. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice on the Funding Circle website.
      9. These Terms & Conditions shall be governed by English law. Any claim or matter arising under or in connection with these Terms & Conditions shall be decided exclusively by the English courts.

    Funding Circle Survey Promotion for Amazon Kindle – October 2017

    1. This promotion is open to all businesses (each, a “Business”) who receive a survey by email from Funding Circle to the Business’s email address on 3 October 2017 or 5 October 2017.
    2. This promotion is open between 10:00 on 3 October 2017 and 23:59 on 12 October 2017 (the “Promotion Period”).
    3. To be eligible for this promotion, the Business must answer all questions in the survey and submit the survey within the Promotion Period.
    4. 1. The Reward:
      1. Subject to these terms and conditions, each Business shall be permitted one entry into a prize draw to win an Amazon Kindle Wi-Fi 6inch 4Gb EInk (the “Reward”) or in Funding Circle’s sole and absolute discretion, a reward of equivalent value;
      2. Only two Rewards are available to be won.
      3. The Reward will be drawn on 12 October by Funding Circle.
      4. The Reward will be sent to the Business’s postal address, provided by the winner, and Funding Circle intends to do this within 30 days of the end of the End Date. Funding Circle accepts no liability for any delay in delivery of a Reward.
    5. No cash alternative is available.
    6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice on the Funding Circle website.
    7. Funding Circle does not accept any liability in respect of any goods acquired with the Reward, but Businesses who receive Rewards shall have the benefit of the original equipment manufacturer warranties, provided that the relevant manufacturer procedures are followed.
    8. Amazon is not a participant in or sponsor of this promotion.

    Funding Circle Survey Promotion for Amazon Kindle – June/July 2017

    1. This promotion is open to all businesses (each, a “Business”) who receive a survey by email from Funding Circle to the Business’s email address on 28 June 2017 or 30 June 2017.
    2. This promotion is open between 10:00 on 28 June 2017 and 23:59 on 5 July 2017 (the “Promotion Period”).
    3. To be eligible for this promotion, the Business must answer all questions in the survey and submit the survey within the Promotion Period.
    4. 1. The Reward:
      1. Subject to these terms and conditions, each Business shall be permitted one entry into a prize draw to win an Amazon Kindle Wi-Fi 6inch 4Gb EInk (the “Reward”) or in Funding Circle’s sole and absolute discretion, a reward of equivalent value;
      2. Only two Rewards are available to be won.
      3. The Reward will be drawn on 6 July by Funding Circle.
      4. The Reward will be sent to the Business’s postal address, provided by the winner, and Funding Circle intends to do this within 30 days of the end of the End Date. Funding Circle accepts no liability for any delay in delivery of a Reward.
    5. No cash alternative is available.
    6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice on the Funding Circle website.
    7. Funding Circle does not accept any liability in respect of any goods acquired with the Reward, but Businesses who receive Rewards shall have the benefit of the original equipment manufacturer warranties, provided that the relevant manufacturer procedures are followed.
    8. Amazon is not a participant in or sponsor of this promotion.

    Funding Circle Survey Promotion for Amazon Kindle – April 2017

    1. This promotion is open to all businesses (each, a “Business”) who receive a survey by email from Funding Circle to the Business’s email address on 21 April 2017.
    2. This promotion is open between 12:00 on 21 April 2017 and 23:59 on 24 April 2017 (the “Promotion Period”).
    3. To be eligible for this promotion, the Business must answer all questions in the survey and submit the survey within the Promotion Period.
    4. 1. The Reward:
      1. Subject to these terms and conditions, each Business shall be permitted one entry into a prize draw to win an Amazon Kindle Wi-Fi 6inch 4Gb EInk (the “Reward”) or in Funding Circle’s sole and absolute discretion, a reward of equivalent value;
      2. Only two Rewards are available to be won.
      3. The Reward will be drawn on 28 April by Funding Circle.
      4. The Reward will be sent to the Business’s postal address, provided by the winner, and Funding Circle intends to do this within 30 days of the end of the End Date. Funding Circle accepts no liability for any delay in delivery of a Reward.
    5. No cash alternative is available.
    6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice on the Funding Circle website.
    7. Funding Circle does not accept any liability in respect of any goods acquired with the Reward, but Businesses who receive Rewards shall have the benefit of the original equipment manufacturer warranties, provided that the relevant manufacturer procedures are followed.
    8. Amazon is not a participant in or sponsor of this promotion.

    Funding Circle Christmas Promotion

    1. This promotion is open to all businesses whose principal place of business is located in the UK (each, a “Business”).
    2. This promotion is open between 00:00 on 6 December 2016 and 23:59 on 18 December 2016 (the “Promotion Period”).
    3. To be eligible for this promotion, the Business must, during the Promotion Period:
      1. Describe why their team deserves to win the prize on Twitter, Facebook or Instagram;
      2. include the hashtag #MyTeamWinsXmas within the description or post on Twitter, Facebook or Instagram; and
      3. include a photo alongside the description or post on Twitter, Facebook or Instagram.
    4. The Reward:
      1. Subject to these terms and conditions, each Business that satisfies the criteria in paragraph 3 above will have a chance to win £1,000 for the Business’s Christmas Party (the “Reward”); and
      2. Only one Reward is available to be won.
    5. The winner shall be selected on 19 December 2016 by Funding Circle. Funding Circle will determine the winner based on a number of criteria, including but not limited to, the reason described, the photo included and how many people engage with the Business’s post on Twitter, Facebook or Instagram. Funding Circle’s decision is made in its absolute discretion and is final.
    6. Funding Circle will contact the winner to obtain its Business bank details. Funding Circle will, follow up receipt of the bank details, transfer the Reward to the winning Business’s bank account within 5 business days of the end of the Promotion Period.
    7. No alternative or substituted Reward will be given in conjunction with this promotion.
    8. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice on the Funding Circle website.

    Business promotion for iPads – October 2016

    1. This promotion is open to all borrowers with a valid Funding Circle account (Borrowers):
    2. The Reward (as defined in paragraph 4) will be given for all Qualifying Borrowing (as defined in paragraph 3 below).
    3. Qualifying Borrowing occurs when the following conditions are met:
      1. Borrowers must borrow a loan of £10,000 or more through the Funding Circle marketplace (which means that the loan contract must be accepted and that the loan is fully funded and drawn down by the Borrower).
      2. Borrowing must occur between 00:01 on [5 October 2016] and 23:59 on 30 November 2016 (Qualifying Period).
      3. Borrowers must receive a valid promotional code through direct mail letter or email communication sent by Funding Circle to them and then use that code on Funding Circle’s borrower application page upon application.
    4. The Reward for Qualifying Borrowing:
      1. Borrowers who undertake Qualifying Borrowing will receive an iPad mini 2 16Gb Wifi Silver.
      2. No cash alternative is available and Funding Circle reserves the right to substitute a Reward of similar value.
      3. Funding Circle intends to send Rewards within 40 days of the end of the Qualifying Period to the registered address held by Funding Circle.
      4. Only one Reward will be given per Borrower in relation to Qualifying Borrowing (even if two or more loans that would otherwise comprise Qualifying Borrowing are taken during the Qualifying Period).
    5. Funding Circle does not guarantee that a Borrower’s loan application will be successful or that a loan will be fully funded through the Funding Circle marketplace at all or in any event during the Qualifying Period.
    6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice to relevant Borrowers.
    7. Rewards will be sent to the Qualifying Business’s postal address held by Funding Circle and Funding Circle intends to do this within 30 days of the end of the End Date. Funding Circle accepts no liability for any delay in delivery of a Reward.
    8. If there is any conflict between the Terms and Conditions for Borrowers and the Terms and Conditions of this promotion, then the Terms and Conditions for Borrowers will prevail.
    9. Funding Circle does not accept any liability in respect of any goods comprising or acquired with the Reward, but Borrowers who receive the Reward shall have the benefit of the original equipment manufacturer warranties, provided that the relevant manufacturer’s procedures are followed.
    10. Apple is not a participant in or sponsor of this promotion.

    Funding Circle’s cashback promotion

    1. This promotion is open to all Funding Circle members with an investor account.
    2. Cashback will be paid on all Qualifying Lending, as defined in Clause 3 below.
    3. Qualifying Lending:
      1. is only in respect of loans, listed on the partial marketplace and having cashback in the title ("Relevant Loans") and which are:
        1. At the start date of the promotion, not fully (i.e. 100%) funded.
        2. The cashback amount for each Relevant Loan will be stated on the Relevant Loan request and will be no more than 3% on any Loan;
      2. only applies to Relevant Loans accepted by the borrower on or after 11.11.2015 and before the date that the promotion period ends pursuant to Clause 4 below.
      3. does not include loan parts purchased from other investors on the secondary marketplace.
      4. does not include any property loans or other loans to which a cashback promotion already applies.
    4. The promotion is for a limited period only and the promotion period end date ("End Date") will be communicated via email to all investors sent no later than the day before the End Date. The cashback will be payable in respect of any Relevant Loans listed on or prior to the End Date provided that they are subsequently accepted by the borrower. No cashback will be payable in respect of loans listed after the End Date.
    5. Cashback amount will be credited to the investor's Funding Circle account. It will show up in the promotion section on investors’ Summary page in the Funding Circle account.
    6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to investors.
    7. All the Terms and Conditions for Investors will apply to any investment made on the Funding Circle platform.
    8. If there is any conflict between the Terms and Conditions for Investors and the terms of this promotion, then the Terms and Conditions for Investors will prevail.
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    • Borrower promotion: refer a friend - September 2016

        This promotion applies to all referrals where the referred friend draws down a loan between 26 September 2016 and 31 August 2018.
      1. This promotion is open to all Funding Circle members with a borrower account.
      2. To qualify for the promotion, the following conditions must be met:
        1. The referred friend (“Referred Member”) must be referred by the Funding Circle member (the “Referrer”).
        2. The Referrer must be an existing Funding Circle member, and must have taken out a loan, which must be fully funded, accepted and drawn down by the Referrer, before the date of the referral of the Referred Member.
        3. The Referred Member cannot be an existing Funding Circle member before the date that the referral is made, or have been a Funding Circle member in the 12 months prior to the referral.
        4. The Referred Member must email or call the Referrer’s Funding Circle Account Manager with the details of the Referrer (either name or business name) before starting an application on the Funding Circle website.
        5. The Referred Member must draw down on a loan (i.e. the loan must be fully funded and accepted) on or after 26 September 2016.
        6. This promotion is only available on all new loans in excess of £25,000.
      3. The restrictions on applicability are as follows:
        1. The Referred Member and Referrer must be different people for the Referrer to be eligible for the Reward (defined in clause 4 below).
        2. The Referred Member and Referrer must not be from companies within the same group, including parent company, subsidiaries and subsidiaries of the parent company.
        3. Neither the Referred Member nor the Referrer may own the beneficial interest of 25% or more of the issued share capital of the other or have the legal power to direct or cause the direction of the general management of the other.
      4. The Reward:
        1. For each successfully Referred Member, the Referrer will receive the Reward.
        2. The Reward for the Referrer is a John Lewis voucher to the value of £250.
        3. The Reward for the Referred Member is a John Lewis voucher to the value of £100.
        4. The Reward will be sent out within 40 days of the date on which the Referred Member draws down the loan.
      5. Funding Circle will apply the same criteria to all loans under this promotion as it does in the normal course of business, including, the application process, the credit risk rating process, the listing process, the acceptance process, and its normal loan processing procedure. The Referred Member will be subject to all applicable Funding Circle Terms & Conditions, from time to time.
      6. The Referrer can make multiple referrals, and will be eligible for the Reward for each separate successfully Referred Member.
      7. If the Referrer is entitled to the Reward in accordance with these terms and conditions, the Reward will be sent to the Referrer’s business address associated with their Funding Circle account.
      8. If the same Referred Member is introduced by more than one Referrer, the Reward will be given to the first referral in time received by Funding Circle.
      9. Funding Circle does not accept any liability in respect of any goods acquired with the Reward.
      10. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email or on the Funding Circle blog to borrowers. This will not affect the eligibility in respect of any loan where a successful application has already been made at the date of the notice.
      11. Borrower promotion: Refer a Friend

        1. This promotion applies to all referrals where the referred friend draws down a loan between 1 June 2016 and 26 September 2016.
        2. This promotion is open to all Funding Circle members with a borrower account.
        3. To qualify for the promotion, the following conditions must be met:
          1. The referred friend (“Referred Member”) must be referred by the Funding Circle member (the “Referrer”).
          2. The Referrer must be an existing Funding Circle member, and must have taken out a loan, which must be fully funded, accepted and drawn down by the Referrer, before the date of the referral of the Referred Member.
          3. The Referred Member cannot be an existing Funding Circle member before the date that the referral is made, or have been a Funding Circle member in the 12 months prior to the referral.
          4. The Referred Member must email or call the Referrer’s Funding Circle Account Manager with the details of the Referrer (either name or business name) before starting an application on the Funding Circle website.
          5. The Referred Member must draw down on a loan (i.e the loan must be fully funded and accepted) on or after 1 June 2015.
          6. This promotion is only available on all new loans in excess of £25,000.
        4. The restrictions on applicability are as follows:
          1. The Referred Member and Referrer must be different people for the Referrer to be eligible for the Reward (defined in clause 4 below).
          2. The Referred Member and Referrer must not be from companies within the same group, including parent company, subsidiaries and subsidiaries of the parent company.
          3. Neither the Referred Member nor the Referrer may own the beneficial interest of 25% or more of the issued share capital of the other or have the legal power to direct or cause the direction of the general management of the other.
        5. The Reward:
          1. For each successfully Referred Member, the Referrer will receive the Reward.
          2. The Reward is an Apple voucher, valued at £200.00.
          3. The Reward will be sent out within 40 days of the date on which the Referred Member draws down the loan.
        6. Funding Circle will apply the same criteria to all loans under this promotion as it does in the normal course of business, including, the application process, the credit risk rating process, the listing process, the acceptance process, and its normal loan processing procedure. The Referred Member will be subject to all applicable Funding Circle Terms & Conditions, from time to time.
        7. The Referrer can make multiple referrals, and will be eligible for the Reward for each separate successfully Referred Member.
        8. If the Referrer is entitled to the Reward in accordance with these terms and conditions, the Reward will be sent to the Referrer’s business address associated with their Funding Circle account.
        9. If the same Referred Member is introduced by more than one Referrer, the Reward will be given to the first referral in time received by Funding Circle.
        10. Funding Circle does not accept any liability in respect of any goods acquired with the Reward.
        11. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to borrowers. This will not affect the eligibility in respect of any loan where a successful application has already been made at the date of the notice.
        12. Funding Circle Ltd, registered office is 71 Queen Victoria Street, London, EC4V 4AY (Company No. 06968588).
        13. Survey Promotion for Introducers for iPad Mini – September 2016

          1. This promotion is open to all active introducers who have submitted a loan application request in the last 6 months to Funding Circle from the date of this promotion (each, an “Introducer”), who have previously registered on the Funding Circle marketplace and who receive a survey by email from Funding Circle to the Introducer’s registered email address on 12 September 2016.
          2. This promotion is open between 00:01 on 12 September 2016 and 23:59 on 28 October 2016 (the “Promotion Period”).
          3. To be eligible for this promotion, the Introducer must answer all questions in the survey and submit the survey within the Promotion Period.
          4. The Reward:
            1. Subject to these terms and conditions, each Introducer shall be permitted one entry into a prize draw to win an iPad mini 2, 16Gb, WiFi Silver (the “Reward”) or in Funding Circle’s sole and absolute discretion, a reward of equivalent value;
            2. Only one Reward is available to be won.
            3. The Reward will be drawn on 31 October 2016 by Funding Circle.
            4. The Reward will be sent to the Introducer’s postal address held by Funding Circle and Funding Circle intends to do this within 30 days of the end of the End Date. Funding Circle accepts no liability for any delay in delivery of a Reward.
          5. No cash alternative is available.
          6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice to Borrower’s’ registered email address.
          7. If there is any conflict between the Terms and Conditions for Borrowers and the Terms and Conditions of this promotion, then the Terms and Conditions for Borrowers will prevail.
          8. Funding Circle does not accept any liability in respect of any goods acquired with the Reward, but borrowers who receive Rewards shall have the benefit of the original equipment manufacturer warranties, provided that the relevant manufacturer procedures are followed.
          9. Apple is not a participant in or sponsor of this promotion.

    Survey Promotion for Businesses for iPads – June 2016

    1. This promotion is open to all borrowers (each, a “Borrower”) who who have previously registered on the Funding Circle marketplace and who receive a survey by email from Funding Circle to the Borrower’s registered email address on 16 June 2016.
    2. This promotion is open between 10:00 on 16 June 2016 and 23:59 on 24 June 2016 (the “Promotion Period”).
    3. To be eligible for this promotion, the Borrower must answer all questions in the survey and submit the survey within the Promotion Period.
    4. The Reward:
      1. Subject to these terms and conditions, each Borrower shall be permitted one entry into a prize draw to win an iPad Mini (the “Reward”) or in Funding Circle’s sole and absolute discretion, a reward of equivalent value;
      2. Only one Reward is available to be won.
      3. The Reward will be drawn on Friday 1st July 2016 by Funding Circle.
      4. The Reward will be sent to the Borrower’s’ postal address held by Funding Circle and Funding Circle intends to do this within 30 days of the end of the End Date. Funding Circle accepts no liability for any delay in delivery of a Reward.
    5. No cash alternative is available.
    6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice to Borrower’s’ registered email address.
    7. If there is any conflict between the Terms and Conditions for Borrowers and the Terms and Conditions of this promotion, then the Terms and Conditions for Borrowers will prevail.
    8. Funding Circle does not accept any liability in respect of any goods acquired with the Reward, but borrowers who receive Rewards shall have the benefit of the original equipment manufacturer warranties, provided that the relevant manufacturer procedures are followed.
    9. Apple is not a participant in or sponsor of this promotion.

    Business promotion for iPads – May 2016

    1. This promotion is open to new Funding Circle borrowers who:
      1. register with Funding Circle between 17:00 on 25/05/2016 and 23:59 on 09/06/2016 (the “Qualifying Period”); and
      2. successfully complete the process to become a borrower on the Funding Circle platform; and
      3. use the valid promotional code, located on the Facebook advertisement, on the borrower application page,
        and such Funding Circle borrowers shall be “Qualifying Businesses” for the purposes of this promotion.
    2. To be eligible for the Reward, the Qualifying Business must take out a loan of more than £10,000 on the Funding Circle platform, which must be fully funded, accepted and fully drawn down by the Qualifying Business by 23:59 on 31/07/2016 (the “End Date”).
    3. In each eligible case, the Qualifying Business will be given an iPad Air 2, 16 Gb WiFi Silver (the “Reward”) or, at Funding Circle’s sole and absolute discretion, a reward of equivalent value.
    4. Previously registered Funding Circle borrowers will not be eligible for this promotion.
    5. The Reward is limited to one per Qualifying Business on the Qualifying Business’s first loan only. The Qualifying Business shall not be entitled to any Reward for any subsequent loans that it takes out during the Qualifying Period.
    6. Rewards will be sent to the Qualifying Business’s postal address held by Funding Circle and Funding Circle intends to do this within 30 days of the end of the End Date. Funding Circle accepts no liability for any delay in delivery of a Reward.
    7. No cash alternative is available.
    8. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice to Qualifying Businesses’ registered email address.
    9. If there is any conflict between the Terms and Conditions for Borrowers and the Terms and Conditions of this promotion, then the Terms and Conditions for Borrowers will prevail.
    10. Funding Circle does not accept any liability in respect of any goods acquired with the Reward, but Investors who receive Rewards shall have the benefit of the original equipment manufacturer warranties, provided that the relevant manufacturer procedures are followed.
    11. Apple is not a participant in or sponsor of this promotion.

    Funding Circle’s cashback promotion

    1. This promotion is open to all Funding Circle members with an investor account.
    2. Cashback will be paid on all Qualifying Lending, as defined in Clause 3 below.
    3. Qualifying Lending:
      1. is only in respect of loans, listed on the partial marketplace and having cashback in the title ("Relevant Loans") and which are:
        1. At the start date of the promotion, not fully (i.e. 100%) funded.
        2. The cashback amount for each Relevant Loan will be stated on the Relevant Loan request and will be no more than 3% on any Loan;
      2. only applies to Relevant Loans accepted by the borrower on or after 11.11.2015 and before the date that the promotion period ends pursuant to Clause 4 below.
      3. does not include loan parts purchased from other investors on the secondary marketplace.
      4. does not include any property loans or other loans to which a cashback promotion already applies.
    4. The promotion is for a limited period only and the promotion period end date ("End Date") will be communicated via email to all investors sent no later than the day before the End Date. The cashback will be payable in respect of any Relevant Loans listed on or prior to the End Date provided that they are subsequently accepted by the borrower. No cashback will be payable in respect of loans listed after the End Date.
    5. Cashback amount will be credited to the investor's Funding Circle account. It will show up in the promotion section on investors’ Summary page in the Funding Circle account.
    6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to investors.
    7. All the Terms and Conditions for Investors will apply to any investment made on the Funding Circle platform.
    8. If there is any conflict between the Terms and Conditions for Investors and the terms of this promotion, then the Terms and Conditions for Investors will prevail.

    Funding Circle Spring Promotion

    1. This promotion is open to all Funding Circle members with an investor account (each, an “Investor”).
    2. On and subject to the remainder of these terms and conditions, if an Investor undertakes Qualifying Lending then they will receive a Reward from Funding Circle.
    3. In these promotional terms and conditions:
      1. "Qualifying Lending" means, during the Qualifying Period, the additional lending of at least £10,000 by an Investor through their Funding Circle investor account and which remains lent at the end of the Qualifying Period, where:
        1. additional lending is measured by the difference between the lent funds showing in an Investor’s Funding Circle investor account at the beginning of the Qualifying Period and the lent funds in that account at the end of the Qualifying Period;
        2. additional lending must be on one investor account only and cannot be split across multiple investor accounts held by the same Investor or connected persons;
        3. lending includes loan parts purchased from other Investors on the secondary marketplace; and
        4. lending excludes cash in an investor account or Active Bids (as defined in the Terms and Conditions for Investors).
      2. "Qualifying Period" means the period starting on 1 April 2016 at 00:01 and ending on 16 May 2016 at 23:59, or such other period as Funding Circle may notify Investors to their registered email address; and
      3. "Reward" means for Investors whose Qualifying Lending is:
        1. between £10,000-£19,999 (inclusive), an Amazon Kindle ereader;
        2. between £20,000-£29,999 (inclusive), an iPad mini 2 16Gb Wifi Silver; and
        3. £30,000 or more, an iPad Air 2 16Gb Wifi Silver,
        4. or, in Funding Circle’s discretion, a reward of equivalent value.
    4. Rewards will be sent to the Qualifying Investor’s postal address held by Funding Circle, and Funding Circle intends to do this within 30 days of the end of the Qualifying Period.
    5. Rewards are not cumulative, and only one Reward will be given per Investor with a maximum of two Rewards given per household.
    6. No cash alternative to the Reward is available.
    7. Funding Circle does not guarantee that having Autobid activated will lend the amount required to be eligible for this promotion during the Qualifying Period or that Investors will be able to lend all available funds in their investor account.
    8. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice to Investors’ registered email addresses.
    9. Funding Circle does not accept any liability in respect of any goods acquired with the Reward, but Investors who receive Rewards shall have the benefit of the original equipment manufacturer warranties provided manufacturer procedures are followed.
    10. Apple is not a participant in or sponsor of this promotion.
    11. Amazon, Kindle and all related logos are trademarks of Amazon.com, Inc. or its affiliates. Amazon devices are given away on behalf of Funding Circle Limited. Amazon is not a sponsor of this promotion.

    12. Funding Circle's Small Business Saturday 2015 Promotion

      1. This promotion is open to new Funding Circle members who:
        1. register with Funding Circle between 0:00 on 4/12/2015 and 23:59 on 6/12/2015; and
        2. successfully complete the process to become a borrower on the platform (meaning that the application process must be satisfactorily completed and a loan taken through the marketplace which must be fully funded, accepted and fully drawn down by 01/03/2016 and
        3. use the valid promotional code (SB15) (“Qualifying Businesses”).
      2. The promotion is a 50% discount off your overall completion fee to Funding Circle. For example, if your loan was for £100,000 over 3 years where the fee is 3% (£3,000), your discount will be £1,500 and you will pay only £1,500 on your fee.
      3. In each eligible case, Funding Circle will deduct the discounted amount from the Funding Circle fee payable.
      4. The discount is limited to one per borrower (first loan only). This means that second or subsequent loans will not apply for this promotion
      5. Previously registered Funding Circle borrower members are not be eligible for this promotion.
      6. No alternative promotion is available in substitution.
      7. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time.
      8. If there is any conflict between the Terms and Conditions for Borrowers and the Terms and Conditions of this promotion, then the Terms and Conditions for Borrowers will prevail.
      9. Funding Circle Ltd, registered office is 71 Queen Victoria Street, London, EC4V 4AY (Company No. 06968588).

      Funding Circle’s cashback promotion

      1. This promotion is open to all Funding Circle members with an investor account.
      2. Cashback will be paid on all Qualifying Lending, as defined in Clause 3 below.
      3. Qualifying Lending:
        1. is only in respect of loans, listed on the partial marketplace and having cashback in the title ("Relevant Loans") and which are:
          1. At the start date of the promotion, not fully (i.e. 100%) funded.
          2. The cashback amount for each Relevant Loan will be stated on the Relevant Loan request and will be no more than 3% on any Loan;
        2. only applies to Relevant Loans accepted by the borrower on or after 11.11.2015 and before the date that the promotion period ends pursuant to Clause 4 below.
        3. does not include loan parts purchased from other investors on the secondary marketplace.
        4. does not include any property loans or other loans to which a cashback promotion already applies.
      4. The promotion is for a limited period only and the promotion period end date ("End Date") will be communicated via email to all investors sent no later than the day before the End Date. The cashback will be payable in respect of any Relevant Loans listed on or prior to the End Date provided that they are subsequently accepted by the borrower. No cashback will be payable in respect of loans listed after the End Date.
      5. Cashback amount will be credited to the investor's Funding Circle account. It will show up in the promotion section on investors’ Summary page in the Funding Circle account.
      6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to investors.
      7. All the Terms and Conditions for Investors will apply to any investment made on the Funding Circle platform.
      8. If there is any conflict between the Terms and Conditions for Investors and the terms of this promotion, then the Terms and Conditions for Investors will prevail.

      Funding Circle’s cashback promotion

      1. This promotion is open to all Funding Circle members with an investor account.
      2. Cashback will be paid on all Qualifying Lending, as defined in Clause 3 below.
      3. Qualifying Lending:
        1. is only in respect of loans, listed on the partial marketplace and having cashback in the title ("Relevant Loans") and which are:
          1. Over £150,000 and are not, at the start date of the promotion, fully (i.e. 100%) funded.
          2. Listed after the start date of the promotion and are over £150,000.
          3. the cashback amount for each Relevant Loan will be stated on the Relevant Loan request and will be no more than 3% on any Loan;
        2. only applies to Relevant Loans accepted by the borrower on or after 28.09.2015 and before the date that the promotion period ends pursuant to Clause 4 below.
        3. does not include loan parts purchased from other investors on the secondary marketplace.
        4. does not include any property loans or other loans to which a cashback promotion already applies.
      4. The promotion is for a limited period only and the promotion period end date ("End Date") will be communicated via email to all investors sent no later than the day before the End Date. The cashback will be payable in respect of any Relevant Loans listed on or prior to the End Date provided that they are subsequently accepted by the borrower. No cashback will be payable in respect of loans listed after the End Date.
      5. Cashback amount will be credited to the investor's Funding Circle account. It will show up in the promotion section on investors’ Summary page in the Funding Circle account.
      6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to investors.
      7. All the Terms and Conditions for Investors will apply to any investment made on the Funding Circle platform.
      8. If there is any conflict between the Terms and Conditions for Investors and the terms of this promotion, then the Terms and Conditions for Investors will prevail.

      Funding Circle’s cashback promotion

      1. This promotion is open to all Funding Circle members with an investor account.
      2. Cashback will be paid on all Qualifying Lending, as defined in Clause 3 below.
      3. Qualifying Lending:
        1. is only in respect of loans, listed on the partial marketplace and having cashback in the title ("Relevant Loans") and which are:
          1. Have a credit risk band rating of A+ and where the term of the loan is 6-12 months;
          2. At the start date of the promotion, are not fully (i.e. 100%) funded.
          3. Listed after the start date of the promotion;
          4. the cashback amount for each Relevant Loan will be stated on the Relevant Loan request and will be no more than 3% on any Loan;
        2. only applies to Relevant Loans accepted by the borrower on or after 28.09.2015 and before the date that the promotion period ends pursuant to Clause 4 below.
        3. does not include loan parts purchased from other investors on the secondary marketplace.
        4. does not include any property loans or other loans to which a cashback promotion already applies.
      4. The promotion is for a limited period only and the promotion period end date ("End Date") will be communicated via email to all investors sent no later than the day before the End Date. The cashback will be payable in respect of any Relevant Loans listed on or prior to the End Date provided that they are subsequently accepted by the borrower. No cashback will be payable in respect of loans listed after the End Date.
      5. Cashback amount will be credited to the investor's Funding Circle account. It will show up in the promotion section on investors’ Summary page in the Funding Circle account.
      6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to investors.
      7. All the Terms and Conditions for Investors will apply to any investment made on the Funding Circle platform.
      8. If there is any conflict between the Terms and Conditions for Investors and the terms of this promotion, then the Terms and Conditions for Investors will prevail.

      Funding Circle’s cashback promotion on Property Loans

      1. This promotion is open to all Funding Circle members with an investor account.
      2. Cashback will be paid on all Qualifying Lending, as defined in Clause 3 below.
      3. Qualifying Lending:
        1. is only in respect of property loans, listed on the partial marketplace and having cashback in the loan title; (“Relevant Property Loans”);
        2. the cashback amount for each Relevant Property Loan will be stated in the loan title for that Loan and will be no more than 3% on any Loan;
        3. only applies to the Relevant Property Loans accepted by the borrower on or after 05/08/2015 and before the date that the promotion period ends pursuant to Clause 4 below;
        4. does not include loan parts purchased from other investors on the secondary marketplace.
        5. does not include any other loans to which a cashback promotion already applies.
      4. The promotion is for a limited period only and the promotion period end date (“End Date”) will be communicated via email to all investors sent no later than the day before the End Date. The cashback will be payable in respect of any Relevant Property Loans listed on or prior to the End Date provided that they are subsequently accepted by the borrower. No cashback will be payable in respect of loans listed after the End Date.
      5. Cashback will be paid into an investor’s account once the borrower accepts the loan offer and the funds have been released to the borrower.
      6. Cashback amount will be credited into an investor’s Funding Circle account. It will show up in the promotion section on the investors’ Summary page in the Funding Circle account.
      7. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to investors.
      8. All the Terms and Conditions for Lenders will apply to any investment made on the Funding Circle platform.
      9. If there is any conflict between the Terms and Conditions for Lenders and the terms of this promotion, then the Terms and Conditions for Lenders will prevail.

      Borrower promotion: refer a friend

      1. This promotion applies to all referrals where the referred friend draws down a loan on or after 1 June 2015.
      2. This promotion is open to all Funding Circle members with a borrower account.
      3. To qualify for the promotion, the following conditions must be met:
        1. The referred friend (“Referred Member”) must be referred by the Funding Circle member (the “Referrer”).
        2. The Referrer must be an existing Funding Circle member, and must have taken out a loan, which must be fully funded, accepted and drawn down by the Referrer, before the date of the referral of the Referred Member.
        3. The Referred Member cannot be an existing Funding Circle member before the date that the referral is made, or have been a Funding Circle member in the 12 months prior to the referral.
        4. The Referred Member must email or call the Referrer’s Funding Circle Account Manager with the details of the Referrer (either name or business name) before starting an application on the Funding Circle website.
        5. The Referred Member must draw down on a loan (i.e the loan must be fully funded and accepted) on or after 1 June 2015.
        6. This promotion is only available on all new loans in excess of £25,000.
      4. The restrictions on applicability are as follows:
        1. The Referred Member and Referrer must be different people for the Referrer to be eligible for the Reward (defined in clause 4 below).
        2. The Referred Member and Referrer must not be from companies within the same group, including parent company, subsidiaries and subsidiaries of the parent company.
        3. Neither the Referred Member nor the Referrer may own the beneficial interest of 25% or more of the issued share capital of the other or have the legal power to direct or cause the direction of the general management of the other.
      5. The Reward:
        1. For each successfully Referred Member, the Referrer will receive the Reward.
        2. The Reward is an Apple voucher, valued at £200.00.
        3. The Reward will be sent out within 40 days of the date on which the Referred Member draws down the loan.
      6. Funding Circle will apply the same criteria to all loans under this promotion as it does in the normal course of business, including, the application process, the credit risk rating process, the listing process, the acceptance process, and its normal loan processing procedure. The Referred Member will be subject to all applicable Funding Circle Terms & Conditions, from time to time.
      7. The Referrer can make multiple referrals, and will be eligible for the Reward for each separate successfully Referred Member.
      8. If the Referrer is entitled to the Reward in accordance with these terms and conditions, the Reward will be sent to the Referrer’s business address associated with their Funding Circle account.
      9. If the same Referred Member is introduced by more than one Referrer, the Reward will be given to the first referral in time received by Funding Circle.
      10. Funding Circle does not accept any liability in respect of any goods acquired with the Reward.
      11. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to borrowers. This will not affect the eligibility in respect of any loan where a successful application has already been made at the date of the notice.
      12. Funding Circle Ltd, registered office is 3 Dorset Rise London EC4Y 8EN (Company No. 06968588).

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