Funding Circle Spring Promotion

  1. This promotion is open to all Funding Circle members with an investor account (each, an “Investor”).
  2. On and subject to the remainder of these terms and conditions, if an Investor undertakes Qualifying Lending then they will receive a Reward from Funding Circle.
  3. In these promotional terms and conditions:
    1. "Qualifying Lending" means, during the Qualifying Period, the additional lending of at least £10,000 by an Investor through their Funding Circle investor account and which remains lent at the end of the Qualifying Period, where:
      1. additional lending is measured by the difference between the lent funds showing in an Investor’s Funding Circle investor account at the beginning of the Qualifying Period and the lent funds in that account at the end of the Qualifying Period;
      2. additional lending must be on one investor account only and cannot be split across multiple investor accounts held by the same Investor or connected persons;
      3. lending includes loan parts purchased from other Investors on the secondary marketplace; and
      4. lending excludes cash in an investor account or Active Bids (as defined in the Terms and Conditions for Investors).
    2. "Qualifying Period" means the period starting on 1 April 2016 at 00:01 and ending on 16 May 2016 at 23:59, or such other period as Funding Circle may notify Investors to their registered email address; and
    3. "Reward" means for Investors whose Qualifying Lending is:
      1. between £10,000-£19,999 (inclusive), an Amazon Kindle ereader;
      2. between £20,000-£29,999 (inclusive), an iPad mini 2 16Gb Wifi Silver; and
      3. £30,000 or more, an iPad Air 2 16Gb Wifi Silver,
      4. or, in Funding Circle’s discretion, a reward of equivalent value.
  4. Rewards will be sent to the Qualifying Investor’s postal address held by Funding Circle, and Funding Circle intends to do this within 30 days of the end of the Qualifying Period.
  5. Rewards are not cumulative, and only one Reward will be given per Investor with a maximum of two Rewards given per household.
  6. No cash alternative to the Reward is available.
  7. Funding Circle does not guarantee that having Autobid activated will lend the amount required to be eligible for this promotion during the Qualifying Period or that Investors will be able to lend all available funds in their investor account.
  8. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice to Investors’ registered email addresses.
  9. Funding Circle does not accept any liability in respect of any goods acquired with the Reward, but Investors who receive Rewards shall have the benefit of the original equipment manufacturer warranties provided manufacturer procedures are followed.
  10. Apple is not a participant in or sponsor of this promotion.
  11. Amazon, Kindle and all related logos are trademarks of Amazon.com, Inc. or its affiliates. Amazon devices are given away on behalf of Funding Circle Limited. Amazon is not a sponsor of this promotion.


  12. Refer A Friend Promotion (April 2016)

    This offer applies to all recommendations made after 00:01 on 1st April 2016.

    1. This offer is open to all Funding Circle members with an investor account
    2. To qualify for the promotion, the following conditions must be met:
      1. The Referred Friend ("Referred Member") must be referred by the Funding Circle member (The Referrer) between 00:01 on 1.04.2016 and 23:59 on 30.04.2016 (The “Referral Period”).
      2. To ensure that eligible members receive the Reward (as defined below in Clause 4), the Referred Member must sign up using the same email address that is provided to Funding Circle by the Referrer.
      3. The Referred Member cannot be an existing Funding Circle member before the date that the referral is made.
      4. The Referred Member must transfer in and lend at least £1,000 to Borrowers (called "Qualifying Lending" and is defined in clause 3 below) between 00:01 on 1.04.2016 and 23:59 on 31.05.2016 (The “Promotion Period”).
    3. Qualifying Lending:
      1. Is the amount shown as 'Lent' in the Funds Summary on the Referred Member’s Summary page in their account.
      2. Applies only to the partial marketplace
      3. Excludes the whole loan marketplace
      4. Applies only to the amount accepted by Borrowers within the Promotion Period.
      5. Will be calculated by Funding Circle within 30 days of the close of the Promotion Period.
    4. The Reward:
      1. For each successfully Referred Member, the Reward received will be £50.
      2. Both the Referred Member and the Referrer will each receive the Reward.
      3. Only one Reward is available per Referred Member.
      4. A Referrer is eligible for no more than 2 Rewards in respect of Referred Members at the same household address as the Referrer.
      5. Will be credited into the Funding Circle Investor Account within 40 days of the close of the Promotion Period.
    5. The Referred Member and Referrer must be different people to be eligible for the Reward.
    6. If the same Referred Member is introduced by more than one Referrer, the Reward will be given to the first referral in time received by Funding Circle.
    7. Any person who was referred through a previous referral promotion will only receive the reward applicable with that promotion.
    8. You cannot introduce yourself whether it is by setting up a new individual or business investor account.
    9. No alternative or substituted Reward will be given in conjunction with this Promotion.
    10. Funding Circle does not guarantee that any bids placed through the Autobid system will be lent out and accepted within the Promotion Period.
    11. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to investors.
    12. Funding Circle Ltd, registered office is 71 Queen Victoria Street, London, EC4V 4AY. (Company No.06968588).



    Refer A Friend Promotion (March 2016)

    This offer applies to all recommendations made after 00:01 on 1st March 2016.

    1. This offer is open to all Funding Circle members with an investor account
    2. To qualify for the promotion, the following conditions must be met:
      1. The Referred Friend ("Referred Member") must be referred by the Funding Circle member (The Referrer) between 00:01 on 1.03.2016 and 23:59 on 31.03.2016 (The “Referral Period”).
      2. To ensure that eligible members receive the Reward (as defined below in Clause 4), the Referred Member must sign up using the same email address that is provided to Funding Circle by the Referrer.
      3. The Referred Member cannot be an existing Funding Circle member before the date that the referral is made.
      4. The Referred Member must transfer in and lend at least £1,000 to Borrowers (called "Qualifying Lending" and is defined in clause 3 below) between 00:01 on 1.03.2016 and 23:59 on 30.04.2016 (The “Promotion Period”).
    3. Qualifying Lending:
      1. Is the amount shown as 'Lent' in the Funds Summary on the Referred Member’s Summary page in their account.
      2. Applies only to the partial marketplace
      3. Excludes the whole loan marketplace
      4. Applies only to the amount accepted by Borrowers within the Promotion Period.
      5. Will be calculated by Funding Circle within 30 days of the close of the Promotion Period.
    4. The Reward:
      1. For each successfully Referred Member, the Reward received will be £50.
      2. Both the Referred Member and the Referrer will each receive the Reward.
      3. Only one Reward is available per Referred Member.
      4. A Referrer is eligible for no more than 2 Rewards in respect of Referred Members at the same household address as the Referrer.
      5. Will be credited into the Funding Circle Investor Account within 40 days of the close of the Promotion Period.
    5. The Referred Member and Referrer must be different people to be eligible for the Reward.
    6. If the same Referred Member is introduced by more than one Referrer, the Reward will be given to the first referral in time received by Funding Circle.
    7. Any person who was referred through a previous referral promotion will only receive the reward applicable with that promotion.
    8. You cannot introduce yourself whether it is by setting up a new individual or business investor account.
    9. No alternative or substituted Reward will be given in conjunction with this Promotion.
    10. Funding Circle does not guarantee that any bids placed through the Autobid system will be lent out and accepted within the Promotion Period.
    11. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to investors.
    12. Funding Circle Ltd, registered office is 71 Queen Victoria Street, London, EC4V 4AY. (Company No.06968588).



    Refer A Friend Promotion (February 2016)

    This offer applies to all recommendations made after 00:01 on 1st February 2016.

    1. This offer is open to all Funding Circle members with an investor account
    2. To qualify for the promotion, the following conditions must be met:
      1. The Referred Friend ("Referred Member") must be referred by the Funding Circle member (The Referrer) between 00:01 on 1.02.2016 and 23:59 on 29.02.2016 (The “Referral Period”).
      2. To ensure that eligible members receive the Reward (as defined below in Clause 4), the Referred Member must sign up using the same email address that is provided to Funding Circle by the Referrer.
      3. The Referred Member cannot be an existing Funding Circle member before the date that the referral is made.
      4. The Referred Member must transfer in and lend at least £1,000 to Borrowers (called "Qualifying Lending" and is defined in clause 3 below) between 00:01 on 1.02.2016 and 23:59 on 31.03.2016 (The “Promotion Period”).
    3. Qualifying Lending:
      1. Is the amount shown as 'Lent' in the Funds Summary on the Referred Member’s Summary page in their account.
      2. Applies only to the partial marketplace
      3. Excludes the whole loan marketplace
      4. Applies only to the amount accepted by Borrowers within the Promotion Period.
      5. Will be calculated by Funding Circle within 30 days of the close of the Promotion Period.
    4. The Reward:
      1. For each successfully Referred Member, the Reward received will be £50.
      2. Both the Referred Member and the Referrer will each receive the Reward.
      3. Only one Reward is available per Referred Member.
      4. A Referrer is eligible for no more than 2 Rewards in respect of Referred Members at the same household address as the Referrer.
      5. Will be credited into the Funding Circle Investor Account within 40 days of the close of the Promotion Period.
    5. The Referred Member and Referrer must be different people to be eligible for the Reward.
    6. If the same Referred Member is introduced by more than one Referrer, the Reward will be given to the first referral in time received by Funding Circle.
    7. Any person who was referred through a previous referral promotion will only receive the reward applicable with that promotion.
    8. You cannot introduce yourself whether it is by setting up a new individual or business investor account.
    9. No alternative or substituted Reward will be given in conjunction with this Promotion.
    10. Funding Circle does not guarantee that any bids placed through the Autobid system will be lent out and accepted within the Promotion Period.
    11. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to investors.
    12. Funding Circle Ltd, registered office is 71 Queen Victoria Street, London, EC4V 4AY. (Company No.06968588).



    Refer A Friend Promotion (January 2016)

    This offer applies to all recommendations made after 00:01 on 1st January 2016.

    1. This offer is open to all Funding Circle members with an investor account
    2. To qualify for the promotion, the following conditions must be met:
      1. The Referred Friend ("Referred Member") must be referred by the Funding Circle member (The Referrer) between 00:01 on 1.01.2016 and 23:59 on 31.01.2016 (The “Referral Period”).
      2. To ensure that eligible members receive the Reward (as defined below in Clause 4), the Referred Member must sign up using the same email address that is provided to Funding Circle by the Referrer.
      3. The Referred Member cannot be an existing Funding Circle member before the date that the referral is made.
      4. The Referred Member must transfer in and lend at least £1,000 to Borrowers (called "Qualifying Lending" and is defined in clause 3 below) between 00:01 on 1.01.2016 and 23:59 on 29.02.2016 (The “Promotion Period”).
    3. Qualifying Lending:
      1. Is the amount shown as 'Lent' in the Funds Summary on the Referred Member’s Summary page in their account.
      2. Applies only to the partial marketplace
      3. Excludes the whole loan marketplace
      4. Applies only to the amount accepted by Borrowers within the Promotion Period.
      5. Will be calculated by Funding Circle within 30 days of the close of the Promotion Period.
    4. The Reward:
      1. For each successfully Referred Member, the Reward received will be £50.
      2. Both the Referred Member and the Referrer will each receive the Reward.
      3. Only one Reward is available per Referred Member.
      4. A Referrer is eligible for no more than 2 Rewards in respect of Referred Members at the same household address as the Referrer.
      5. Will be credited into the Funding Circle Investor Account within 40 days of the close of the Promotion Period.
    5. The Referred Member and Referrer must be different people to be eligible for the Reward.
    6. If the same Referred Member is introduced by more than one Referrer, the Reward will be given to the first referral in time received by Funding Circle.
    7. Any person who was referred through a previous referral promotion will only receive the reward applicable with that promotion.
    8. You cannot introduce yourself whether it is by setting up a new individual or business investor account.
    9. No alternative or substituted Reward will be given in conjunction with this Promotion.
    10. Funding Circle does not guarantee that any bids placed through the Autobid system will be lent out and accepted within the Promotion Period.
    11. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to investors.
    12. Funding Circle Ltd, registered office is 71 Queen Victoria Street, London, EC4V 4AY. (Company No.06968588).


    Refer A Friend Promotion (December 2015)

    This offer applies to all recommendations made after 00:01 on 1st December 2015.

    1. This offer is open to all Funding Circle members with an investor account
    2. To qualify for the promotion, the following conditions must be met:
      1. The Referred Friend ("Referred Member") must be referred by the Funding Circle member (The Referrer) between 00:01 on 1.12.2015 and 23:59 on 31.12.2015 (The “Referral Period”).
      2. To ensure that eligible members receive the Reward (as defined below in Clause 4), the Referred Member must sign up using the same email address that is provided to Funding Circle by the Referrer.
      3. The Referred Member cannot be an existing Funding Circle member before the date that the referral is made.
      4. The Referred Member must transfer in and lend at least £1,000 to Borrowers (called "Qualifying Lending" and is defined in clause 3 below) between 00:01 on 1.12.2015 and 23:59 on 31.01.2016 (The “Promotion Period”).
    3. Qualifying Lending:
      1. Is the amount shown as 'Lent' in the Funds Summary on the Referred Member’s Summary page in their account.
      2. Applies only to the partial marketplace
      3. Excludes the whole loan marketplace
      4. Applies only to the amount accepted by Borrowers within the Promotion Period.
      5. Will be calculated by Funding Circle within 30 days of the close of the Promotion Period.
    4. The Reward:
      1. For each successfully Referred Member, the Reward received will be £50.
      2. Both the Referred Member and the Referrer will each receive the Reward.
      3. Only one Reward is available per Referred Member.
      4. A Referrer is eligible for no more than 2 Rewards in respect of Referred Members at the same household address as the Referrer.
      5. Will be credited into the Funding Circle Investor Account within 40 days of the close of the Promotion Period.
    5. The Referred Member and Referrer must be different people to be eligible for the Reward.
    6. If the same Referred Member is introduced by more than one Referrer, the Reward will be given to the first referral in time received by Funding Circle.
    7. Any person who was referred through a previous referral promotion will only receive the reward applicable with that promotion.
    8. You cannot introduce yourself whether it is by setting up a new individual or business investor account.
    9. No alternative or substituted Reward will be given in conjunction with this Promotion.
    10. Funding Circle does not guarantee that any bids placed through the Autobid system will be lent out and accepted within the Promotion Period.
    11. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to investors.
    12. Funding Circle Ltd, registered office is 71 Queen Victoria Street, London, EC4V 4AY. (Company No.06968588).

    Funding Circle’s cashback promotion

    1. This promotion is open to all Funding Circle members with an investor account.
    2. Cashback will be paid on all Qualifying Lending, as defined in Clause 3 below.
    3. Qualifying Lending:
      1. is only in respect of loans, listed on the partial marketplace and having cashback in the title ("Relevant Loans") and which are:
        1. At the start date of the promotion, not fully (i.e. 100%) funded.
        2. The cashback amount for each Relevant Loan will be stated on the Relevant Loan request and will be no more than 3% on any Loan;
      2. only applies to Relevant Loans accepted by the borrower on or after 11.11.2015 and before the date that the promotion period ends pursuant to Clause 4 below.
      3. does not include loan parts purchased from other investors on the secondary marketplace.
      4. does not include any property loans or other loans to which a cashback promotion already applies.
    4. The promotion is for a limited period only and the promotion period end date ("End Date") will be communicated via email to all investors sent no later than the day before the End Date. The cashback will be payable in respect of any Relevant Loans listed on or prior to the End Date provided that they are subsequently accepted by the borrower. No cashback will be payable in respect of loans listed after the End Date.
    5. Cashback amount will be credited to the investor's Funding Circle account. It will show up in the promotion section on investors’ Summary page in the Funding Circle account.
    6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to investors.
    7. All the Terms and Conditions for Investors will apply to any investment made on the Funding Circle platform.
    8. If there is any conflict between the Terms and Conditions for Investors and the terms of this promotion, then the Terms and Conditions for Investors will prevail.

    Refer A Friend Promotion (November 2015)

    This offer applies to all recommendations made after 00:01 on 1st November 2015.

    1. This offer is open to all Funding Circle members with an investor account
    2. To qualify for the promotion, the following conditions must be met:
      1. The Referred Friend ("Referred Member") must be referred by the Funding Circle member (The Referrer) between 00:01 on 1.11.2015 and 23:59 on 30.11.2015 (The “Referral Period”).
      2. To ensure that eligible members receive the Reward (as defined below in Clause 4), the Referred Member must sign up using the same email address that is provided to Funding Circle by the Referrer.
      3. The Referred Member cannot be an existing Funding Circle member before the date that the referral is made.
      4. The Referred Member must transfer in and lend at least £1,000 to Borrowers (called "Qualifying Lending" and is defined in clause 3 below) between 00:01 on 1.11.2015 and 23:59 on 31.12.2015 (The “Promotion Period”).
    3. Qualifying Lending:
      1. Is the amount shown as 'Lent' in the Funds Summary on the Referred Member’s Summary page in their account.
      2. Applies only to the partial marketplace
      3. Excludes the whole loan marketplace
      4. Applies only to the amount accepted by Borrowers within the Promotion Period.
      5. Will be calculated by Funding Circle within 30 days of the close of the Promotion Period.
    4. The Reward:
      1. For each successfully Referred Member, the Reward received will be £50.
      2. Both the Referred Member and the Referrer will each receive the Reward.
      3. Only one Reward is available per Referred Member.
      4. A Referrer is eligible for no more than 2 Rewards in respect of Referred Members at the same household address as the Referrer.
      5. Will be credited into the Funding Circle Investor Account within 40 days of the close of the Promotion Period.
    5. The Referred Member and Referrer must be different people to be eligible for the Reward.
    6. If the same Referred Member is introduced by more than one Referrer, the Reward will be given to the first referral in time received by Funding Circle.
    7. Any person who was referred through a previous referral promotion will only receive the reward applicable with that promotion.
    8. You cannot introduce yourself whether it is by setting up a new individual or business investor account.
    9. No alternative or substituted Reward will be given in conjunction with this Promotion.
    10. Funding Circle does not guarantee that any bids placed through the Autobid system will be lent out and accepted within the Promotion Period.
    11. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to investors.
    12. Funding Circle Ltd, registered office is 71 Queen Victoria Street, London, EC4V 4AY. (Company No.06968588).

    Funding Circle’s cashback promotion on Property Loans

    1. This promotion is open to all Funding Circle members with an investor account.
    2. Cashback will be paid on all Qualifying Lending, as defined in Clause 3 below.
    3. Qualifying Lending:
      1. is only in respect of property loans, listed on the partial marketplace and having cashback in the loan title; (“Relevant Property Loans”);
      2. the cashback amount for each Relevant Property Loan will be stated in the loan title for that Loan and will be no more than 3% on any Loan;
      3. only applies to the Relevant Property Loans accepted by the borrower on or after 05/08/2015 and before the date that the promotion period ends pursuant to Clause 4 below;
      4. does not include loan parts purchased from other investors on the secondary marketplace.
      5. does not include any other loans to which a cashback promotion already applies.
    4. The promotion is for a limited period only and the promotion period end date (“End Date”) will be communicated via email to all investors sent no later than the day before the End Date. The cashback will be payable in respect of any Relevant Property Loans listed on or prior to the End Date provided that they are subsequently accepted by the borrower. No cashback will be payable in respect of loans listed after the End Date.
    5. Cashback will be paid into an investor’s account once the borrower accepts the loan offer and the funds have been released to the borrower.
    6. Cashback amount will be credited into an investor’s Funding Circle account. It will show up in the promotion section on the investors’ Summary page in the Funding Circle account.
    7. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to investors.
    8. All the Terms and Conditions for Lenders will apply to any investment made on the Funding Circle platform.
    9. If there is any conflict between the Terms and Conditions for Lenders and the terms of this promotion, then the Terms and Conditions for Lenders will prevail.

    Funding Circle’s cashback promotion

    1. This promotion is open to all Funding Circle members with an investor account.
    2. Cashback will be paid on all Qualifying Lending, as defined in Clause 3 below.
    3. Qualifying Lending:
      1. is only in respect of loans, listed on the partial marketplace and having cashback in the title ("Relevant Loans") and which are:
        1. Over £150,000 and are not, at the start date of the promotion, fully (i.e. 100%) funded.
        2. Listed after the start date of the promotion and are over £150,000.
        3. the cashback amount for each Relevant Loan will be stated on the Relevant Loan request and will be no more than 3% on any Loan;
      2. only applies to Relevant Loans accepted by the borrower on or after 28.09.2015 and before the date that the promotion period ends pursuant to Clause 4 below.
      3. does not include loan parts purchased from other investors on the secondary marketplace.
      4. does not include any property loans or other loans to which a cashback promotion already applies.
    4. The promotion is for a limited period only and the promotion period end date ("End Date") will be communicated via email to all investors sent no later than the day before the End Date. The cashback will be payable in respect of any Relevant Loans listed on or prior to the End Date provided that they are subsequently accepted by the borrower. No cashback will be payable in respect of loans listed after the End Date.
    5. Cashback amount will be credited to the investor's Funding Circle account. It will show up in the promotion section on investors’ Summary page in the Funding Circle account.
    6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to investors.
    7. All the Terms and Conditions for Investors will apply to any investment made on the Funding Circle platform.
    8. If there is any conflict between the Terms and Conditions for Investors and the terms of this promotion, then the Terms and Conditions for Investors will prevail.

    Funding Circle’s cashback promotion

    1. This promotion is open to all Funding Circle members with an investor account.
    2. Cashback will be paid on all Qualifying Lending, as defined in Clause 3 below.
    3. Qualifying Lending:
      1. is only in respect of loans, listed on the partial marketplace and having cashback in the title ("Relevant Loans") and which are:
        1. Have a credit risk band rating of A+ and where the term of the loan is 6-12 months;
        2. At the start date of the promotion, are not fully (i.e. 100%) funded.
        3. Listed after the start date of the promotion;
        4. the cashback amount for each Relevant Loan will be stated on the Relevant Loan request and will be no more than 3% on any Loan;
      2. only applies to Relevant Loans accepted by the borrower on or after 28.09.2015 and before the date that the promotion period ends pursuant to Clause 4 below.
      3. does not include loan parts purchased from other investors on the secondary marketplace.
      4. does not include any property loans or other loans to which a cashback promotion already applies.
    4. The promotion is for a limited period only and the promotion period end date ("End Date") will be communicated via email to all investors sent no later than the day before the End Date. The cashback will be payable in respect of any Relevant Loans listed on or prior to the End Date provided that they are subsequently accepted by the borrower. No cashback will be payable in respect of loans listed after the End Date.
    5. Cashback amount will be credited to the investor's Funding Circle account. It will show up in the promotion section on investors’ Summary page in the Funding Circle account.
    6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to investors.
    7. All the Terms and Conditions for Investors will apply to any investment made on the Funding Circle platform.
    8. If there is any conflict between the Terms and Conditions for Investors and the terms of this promotion, then the Terms and Conditions for Investors will prevail.

    Refer A Friend Promotion (October 2015)

    This offer applies to all recommendations made after 00:01 on 1st October 2015.

    1. This offer is open to all Funding Circle members with an investor account
    2. To qualify for the promotion, the following conditions must be met:
      1. The Referred Friend ("Referred Member") must be referred by the Funding Circle member (The Referrer) between 00:01 on 1.10.2015 and 23:59 on 31.10.2015 (The “Referral Period”).
      2. To ensure that eligible members receive the Reward (as defined below in Clause 4), the Referred Member must sign up using the same email address that is provided to Funding Circle by the Referrer.
      3. The Referred Member cannot be an existing Funding Circle member before the date that the referral is made.
      4. The Referred Member must transfer in and lend at least £1,000 to Borrowers (called "Qualifying Lending" and is defined in clause 3 below) between 00:01 on 1.10.2015 and 23:59 on 30.11.2015 (The “Promotion Period”).
    3. Qualifying Lending:
      1. Is the amount shown as 'Lent' in the Funds Summary on the Referred Member’s Summary page in their account.
      2. Applies only to the partial marketplace
      3. Excludes the whole loan marketplace
      4. Applies only to the amount accepted by Borrowers within the Promotion Period.
      5. Will be calculated by Funding Circle within 30 days of the close of the Promotion Period.
    4. The Reward:
      1. For each successfully Referred Member, the Reward received will be £50.
      2. Both the Referred Member and the Referrer will each receive the Reward.
      3. Only one Reward is available per Referred Member.
      4. A Referrer is eligible for no more than 2 Rewards in respect of Referred Members at the same household address as the Referrer.
      5. Will be credited into the Funding Circle Investor Account within 40 days of the close of the Promotion Period.
    5. The Referred Member and Referrer must be different people to be eligible for the Reward.
    6. If the same Referred Member is introduced by more than one Referrer, the Reward will be given to the first referral in time received by Funding Circle.
    7. Any person who was referred through a previous referral promotion will only receive the reward applicable with that promotion.
    8. You cannot introduce yourself whether it is by setting up a new individual or business investor account.
    9. No alternative or substituted Reward will be given in conjunction with this Promotion.
    10. Funding Circle does not guarantee that any bids placed through the Autobid system will be lent out and accepted within the Promotion Period.
    11. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to investors.
    12. Funding Circle Ltd, registered office is 71 Queen Victoria Street, London, EC4V 4AY. (Company No.06968588).

    Funding Circle’s cashback promotion on Property Loans

    1. This promotion is open to all Funding Circle members with an investor account.
    2. Cashback will be paid on all Qualifying Lending, as defined in Clause 3 below.
    3. Qualifying Lending:
      1. is only in respect of property loans, listed on the partial marketplace and having cashback in the loan title; (“Relevant Property Loans”);
      2. the cashback amount for each Relevant Property Loan will be stated in the loan title for that Loan and will be no more than 3% on any Loan;
      3. only applies to the Relevant Property Loans accepted by the borrower on or after 05/08/2015 and before the date that the promotion period ends pursuant to Clause 4 below;
      4. does not include loan parts purchased from other investors on the secondary marketplace.
      5. does not include any other loans to which a cashback promotion already applies.
    4. The promotion is for a limited period only and the promotion period end date (“End Date”) will be communicated via email to all investors sent no later than the day before the End Date. The cashback will be payable in respect of any Relevant Property Loans listed on or prior to the End Date provided that they are subsequently accepted by the borrower. No cashback will be payable in respect of loans listed after the End Date.
    5. Cashback will be paid into an investor’s account once the borrower accepts the loan offer and the funds have been released to the borrower.
    6. Cashback amount will be credited into an investor’s Funding Circle account. It will show up in the promotion section on the investors’ Summary page in the Funding Circle account.
    7. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to investors.
    8. All the Terms and Conditions for Lenders will apply to any investment made on the Funding Circle platform.
    9. If there is any conflict between the Terms and Conditions for Lenders and the terms of this promotion, then the Terms and Conditions for Lenders will prevail.

    Funding Circle’s cashback promotion

    1. This promotion is open to all Funding Circle members with an investor account.
    2. Cashback will be paid on all Qualifying Lending, as defined in Clause 3 below.
    3. Qualifying Lending:
      1. is only in respect of loans, listed on the partial marketplace and having cashback in the title ("Relevant Loans") and which are:
        1. Over £150,000 and are not, at the start date of the promotion, fully (i.e. 100%) funded.
        2. Listed after the start date of the promotion and are over £150,000.
        3. the cashback amount for each Relevant Loan will be stated on the Relevant Loan request and will be no more than 3% on any Loan;
      2. only applies to Relevant Loans accepted by the borrower on or after 28.09.2015 and before the date that the promotion period ends pursuant to Clause 4 below.
      3. does not include loan parts purchased from other investors on the secondary marketplace.
      4. does not include any property loans or other loans to which a cashback promotion already applies.
    4. The promotion is for a limited period only and the promotion period end date ("End Date") will be communicated via email to all investors sent no later than the day before the End Date. The cashback will be payable in respect of any Relevant Loans listed on or prior to the End Date provided that they are subsequently accepted by the borrower. No cashback will be payable in respect of loans listed after the End Date.
    5. Cashback amount will be credited to the investor's Funding Circle account. It will show up in the promotion section on investors’ Summary page in the Funding Circle account.
    6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to investors.
    7. All the Terms and Conditions for Investors will apply to any investment made on the Funding Circle platform.
    8. If there is any conflict between the Terms and Conditions for Investors and the terms of this promotion, then the Terms and Conditions for Investors will prevail.

    Funding Circle’s cashback promotion

    1. This promotion is open to all Funding Circle members with an investor account.
    2. Cashback will be paid on all Qualifying Lending, as defined in Clause 3 below.
    3. Qualifying Lending:
      1. is only in respect of loans, listed on the partial marketplace and having cashback in the title ("Relevant Loans") and which are:
        1. Have a credit risk band rating of A+ and where the term of the loan is 6-12 months;
        2. At the start date of the promotion, are not fully (i.e. 100%) funded.
        3. Listed after the start date of the promotion;
        4. the cashback amount for each Relevant Loan will be stated on the Relevant Loan request and will be no more than 3% on any Loan;
      2. only applies to Relevant Loans accepted by the borrower on or after 28.09.2015 and before the date that the promotion period ends pursuant to Clause 4 below.
      3. does not include loan parts purchased from other investors on the secondary marketplace.
      4. does not include any property loans or other loans to which a cashback promotion already applies.
    4. The promotion is for a limited period only and the promotion period end date ("End Date") will be communicated via email to all investors sent no later than the day before the End Date. The cashback will be payable in respect of any Relevant Loans listed on or prior to the End Date provided that they are subsequently accepted by the borrower. No cashback will be payable in respect of loans listed after the End Date.
    5. Cashback amount will be credited to the investor's Funding Circle account. It will show up in the promotion section on investors’ Summary page in the Funding Circle account.
    6. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to investors.
    7. All the Terms and Conditions for Investors will apply to any investment made on the Funding Circle platform.
    8. If there is any conflict between the Terms and Conditions for Investors and the terms of this promotion, then the Terms and Conditions for Investors will prevail.

    Refer A Friend Promotion (September 2015)

    This offer applies to all recommendations made after 00:01 on 1st September 2015.

    1. This offer is open to all Funding Circle members with an investor account
    2. To qualify for the promotion, the following conditions must be met:
      1. The Referred Friend ("Referred Member") must be referred by the Funding Circle member (The Referrer) between 00:01 on 1.09.2015 and 23:59 on 30.09.2015 (The “Referral Period”).
      2. To ensure that eligible members receive the Reward (as defined below in Clause 4), the Referred Member must sign up using the same email address that is provided to Funding Circle by the Referrer.
      3. The Referred Member cannot be an existing Funding Circle member before the date that the referral is made.
      4. The Referred Member must transfer in and lend at least £1,000 to Borrowers (called "Qualifying Lending" and is defined in clause 3 below) between 00:01 on 1.09.2015 and 23:59 on 31.10.2015 (The “Promotion Period”).
    3. Qualifying Lending:
      1. Is the amount shown as 'Lent' in the Funds Summary on the Referred Member’s Summary page in their account.
      2. Applies only to the partial marketplace
      3. Excludes the whole loan marketplace
      4. Applies only to the amount accepted by Borrowers within the Promotion Period.
      5. Will be calculated by Funding Circle within 30 days of the close of the Promotion Period.
    4. The Reward:
      1. For each successfully Referred Member, the Reward received will be £50.
      2. Both the Referred Member and the Referrer will each receive the Reward.
      3. Only one Reward is available per Referred Member.
      4. A Referrer is eligible for no more than 2 Rewards in respect of Referred Members at the same household address as the Referrer.
      5. Will be credited into the Funding Circle Investor Account within 40 days of the close of the Promotion Period.
    5. The Referred Member and Referrer must be different people to be eligible for the Reward.
    6. If the same Referred Member is introduced by more than one Referrer, the Reward will be given to the first referral in time received by Funding Circle.
    7. Any person who was referred through a previous referral promotion will only receive the reward applicable with that promotion.
    8. You cannot introduce yourself whether it is by setting up a new individual or business investor account.
    9. No alternative or substituted Reward will be given in conjunction with this Promotion.
    10. Funding Circle does not guarantee that any bids placed through the Autobid system will be lent out and accepted within the Promotion Period.
    11. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to investors.
    12. Funding Circle Ltd, registered office is 71 Queen Victoria Street, London, EC4V 4AY. (Company No.06968588).

    Funding Circle’s cashback promotion on Property Loans

    1. This promotion is open to all Funding Circle members with an investor account.
    2. Cashback will be paid on all Qualifying Lending, as defined in Clause 3 below.
    3. Qualifying Lending:
      1. is only in respect of property loans, listed on the partial marketplace and having cashback in the loan title; (“Relevant Property Loans”);
      2. the cashback amount for each Relevant Property Loan will be stated in the loan title for that Loan and will be no more than 3% on any Loan;
      3. only applies to the Relevant Property Loans accepted by the borrower on or after 05/08/2015 and before the date that the promotion period ends pursuant to Clause 4 below;
      4. does not include loan parts purchased from other investors on the secondary marketplace.
      5. does not include any other loans to which a cashback promotion already applies.
    4. The promotion is for a limited period only and the promotion period end date (“End Date”) will be communicated via email to all investors sent no later than the day before the End Date. The cashback will be payable in respect of any Relevant Property Loans listed on or prior to the End Date provided that they are subsequently accepted by the borrower. No cashback will be payable in respect of loans listed after the End Date.
    5. Cashback will be paid into an investor’s account once the borrower accepts the loan offer and the funds have been released to the borrower.
    6. Cashback amount will be credited into an investor’s Funding Circle account. It will show up in the promotion section on the investors’ Summary page in the Funding Circle account.
    7. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to investors.
    8. All the Terms and Conditions for Lenders will apply to any investment made on the Funding Circle platform.
    9. If there is any conflict between the Terms and Conditions for Lenders and the terms of this promotion, then the Terms and Conditions for Lenders will prevail.

    Refer A Friend Promotion (August 2015)

    This offer applies to all recommendations made after 00:01 on 1st August 2015.

    1. This offer is open to all Funding Circle members with an investor account
    2. To qualify for the promotion, the following conditions must be met:
      1. The Referred Friend ("Referred Member") must be referred by the Funding Circle member (The Referrer) between 00:01 on 1.08.2015 and 23:59 on 31.08.2015 (The “Referral Period”).
      2. To ensure that eligible members receive the Reward (as defined below in Clause 4), the Referred Member must sign up using the same email address that is provided to Funding Circle by the Referrer.
      3. The Referred Member cannot be an existing Funding Circle member before the date that the referral is made.
      4. The Referred Member must transfer in and lend at least £1,000 to Borrowers (called "Qualifying Lending" and is defined in clause 3 below) between 00:01 on 1.08.2015 and 23:59 on 30.09.2015 (The “Promotion Period”).
    3. Qualifying Lending:
      1. Is the amount shown as 'Lent' in the Funds Summary on the Referred Member’s Summary page in their account.
      2. Applies only to the partial marketplace
      3. Excludes the whole loan marketplace
      4. Applies only to the amount accepted by Borrowers within the Promotion Period.
      5. Will be calculated by Funding Circle within 30 days of the close of the Promotion Period.
    4. The Reward:
      1. For each successfully Referred Member, the Reward received will be £50.
      2. Both the Referred Member and the Referrer will each receive the Reward.
      3. Only one Reward is available per Referred Member.
      4. A Referrer is eligible for no more than 2 Rewards in respect of Referred Members at the same household address as the Referrer.
      5. Will be credited into the Funding Circle Investor Account within 40 days of the close of the Promotion Period.
    5. The Referred Member and Referrer must be different people to be eligible for the Reward.
    6. If the same Referred Member is introduced by more than one Referrer, the Reward will be given to the first referral in time received by Funding Circle.
    7. Any person who was referred through a previous referral promotion will only receive the reward applicable with that promotion.
    8. You cannot introduce yourself whether it is by setting up a new individual or business investor account.
    9. No alternative or substituted Reward will be given in conjunction with this Promotion.
    10. Funding Circle does not guarantee that any bids placed through the Autobid system will be lent out and accepted within the Promotion Period.
    11. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to investors.
    12. Funding Circle Ltd, registered office is 3 Dorset Rise London EC4Y 8EN (Company No.06968588).

    Refer A Friend Promotion (July 2015)

    This offer applies to all recommendations made after 00:01 on 1st July 2015.

    1. This offer is open to all Funding Circle members with an investor account
    2. To qualify for the promotion, the following conditions must be met:
      1. The Referred Friend ("Referred Member") must be referred by the Funding Circle member (The Referrer) between 00:01 on 1.07.2015 and 23:59 on 31.07.2015 (The “Referral Period”).
      2. To ensure that eligible members receive the Reward (as defined below in Clause 4), the Referred Member must sign up using the same email address that is provided to Funding Circle by the Referrer.
      3. The Referred Member cannot be an existing Funding Circle member before the date that the referral is made.
      4. The Referred Member must transfer in and lend at least £1,000 to Borrowers (called "Qualifying Lending" and is defined in clause 3 below) between 00:01 on 1.07.2015 and 23:59 on 31.08.2015 (The “Promotion Period”).
    3. Qualifying Lending:
      1. Is the amount shown as 'Lent' in the Funds Summary on the Referred Member’s Summary page in their account.
      2. Applies only to the partial marketplace
      3. Excludes the whole loan marketplace
      4. Applies only to the amount accepted by Borrowers within the Promotion Period.
      5. Will be calculated by Funding Circle within 30 days of the close of the Promotion Period.
    4. The Reward:
      1. For each successfully Referred Member, the Reward received will be £50.
      2. Both the Referred Member and the Referrer will each receive the Reward.
      3. Only one Reward is available per Referred Member.
      4. A Referrer is eligible for no more than 2 Rewards in respect of Referred Members at the same household address as the Referrer.
      5. Will be credited into the Funding Circle Investor Account within 40 days of the close of the Promotion Period.
    5. The Referred Member and Referrer must be different people to be eligible for the Reward.
    6. If the same Referred Member is introduced by more than one Referrer, the Reward will be given to the first referral in time received by Funding Circle.
    7. Any person who was referred through a previous referral promotion will only receive the reward applicable with that promotion.
    8. You cannot introduce yourself whether it is by setting up a new individual or business investor account.
    9. No alternative or substituted Reward will be given in conjunction with this Promotion.
    10. Funding Circle does not guarantee that any bids placed through the Autobid system will be lent out and accepted within the Promotion Period.
    11. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to investors.
    12. Funding Circle Ltd, registered office is 3 Dorset Rise London EC4Y 8EN (Company No.06968588).

    Refer A Friend Promotion (June 2015)

    This offer applies to all recommendations made after 00:01 on 1st June 2015.

    1. This offer is open to all Funding Circle members with an investor account
    2. To qualify for the promotion, the following conditions must be met:
      1. The Referred Friend ("Referred Member") must be referred by the Funding Circle member (The Referrer) between 00:01 on 1.06.2015 and 23:59 on 30.06.2015 (The “Referral Period”).
      2. To ensure that eligible members receive the Reward (as defined below in Clause 4), the Referred Member must sign up using the same email address that is provided to Funding Circle by the Referrer.
      3. The Referred Member cannot be an existing Funding Circle member before the date that the referral is made.
      4. The Referred Member must transfer in and lend at least £1,000 to Borrowers (called "Qualifying Lending" and is defined in clause 3 below) between 00:01 on 1.06.2015 and 23:59 on 31.07.2015 (The “Promotion Period”).
    3. Qualifying Lending:
      1. Is the amount shown as 'Lent' in the Funds Summary on the Referred Member’s Summary page in their account.
      2. Applies only to the partial marketplace
      3. Excludes the whole loan marketplace
      4. Applies only to the amount accepted by Borrowers within the Promotion Period.
      5. Will be calculated by Funding Circle within 30 days of the close of the Promotion Period.
    4. The Reward:
      1. For each successfully Referred Member, the Reward received will be £50.
      2. Both the Referred Member and the Referrer will each receive the Reward.
      3. Only one Reward is available per Referred Member.
      4. A Referrer is eligible for no more than 2 Rewards in respect of Referred Members at the same household address as the Referrer.
      5. Will be credited into the Funding Circle Investor Account within 40 days of the close of the Promotion Period.
    5. The Referred Member and Referrer must be different people to be eligible for the Reward.
    6. If the same Referred Member is introduced by more than one Referrer, the Reward will be given to the first referral in time received by Funding Circle.
    7. Any person who was referred through a previous referral promotion will only receive the reward applicable with that promotion.
    8. You cannot introduce yourself whether it is by setting up a new individual or business investor account.
    9. No alternative or substituted Reward will be given in conjunction with this Promotion.
    10. Funding Circle does not guarantee that any bids placed through the Autobid system will be lent out and accepted within the Promotion Period.
    11. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to investors.
    12. Funding Circle Ltd, registered office is 3 Dorset Rise London EC4Y 8EN (Company No.06968588).

    Refer A Friend Promotion (May 2015)

    This offer applies to all recommendations made after 00:01 on 1st May 2015.

    1. This offer is open to all Funding Circle members with an investor account
    2. To qualify for the promotion, the following conditions must be met:
      1. The Referred Friend ("Referred Member") must be referred by the Funding Circle member (The Referrer) between 00:01 on 1.05.2015 and 23:59 on 31.05.2015 (The “Referral Period”).
      2. To ensure that eligible members receive the Reward (as defined below in Clause 4), the Referred Member must sign up using the same email address that is provided to Funding Circle by the Referrer.
      3. The Referred Member cannot be an existing Funding Circle member before the date that the referral is made.
      4. The Referred Member must transfer in and lend at least £1,000 to Borrowers (called "Qualifying Lending" and is defined in clause 3 below) between 00:01 on 1.05.2015 and 23:59 on 30.06.2015 (The “Promotion Period”).
    3. Qualifying Lending:
      1. Is the amount shown as 'Lent' in the Funds Summary on the Referred Member’s Summary page in their account.
      2. Applies only to the partial marketplace
      3. Excludes the whole loan marketplace
      4. Applies only to the amount accepted by Borrowers within the Promotion Period.
      5. Will be calculated by Funding Circle within 30 days of the close of the Promotion Period.
    4. The Reward:
      1. For each successfully Referred Member, the Reward received will be £50.
      2. Both the Referred Member and the Referrer will each receive the Reward.
      3. Only one Reward is available per Referred Member.
      4. A Referrer is eligible for no more than 2 Rewards in respect of Referred Members at the same household address as the Referrer.
      5. Will be credited into the Funding Circle Investor Account within 40 days of the close of the Promotion Period.
    5. The Referred Member and Referrer must be different people to be eligible for the Reward.
    6. If the same Referred Member is introduced by more than one Referrer, the Reward will be given to the first referral in time received by Funding Circle.
    7. Any person who was referred through a previous referral promotion will only receive the reward applicable with that promotion.
    8. You cannot introduce yourself whether it is by setting up a new individual or business investor account.
    9. No alternative or substituted Reward will be given in conjunction with this Promotion.
    10. Funding Circle does not guarantee that any bids placed through the Autobid system will be lent out and accepted within the Promotion Period.
    11. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to investors.
    12. Funding Circle Ltd, registered office is 3 Dorset Rise London EC4Y 8EN (Company No.06968588).

    Refer A Friend Promotion (April 2015)

    This offer applies to all recommendations made after 00:01 on 1st April 2015.

    1. This offer is open to all Funding Circle members with an investor account
    2. To qualify for the promotion, the following conditions must be met:
      1. The Referred Friend ("Referred Member") must be referred by the Funding Circle member (The Referrer) between 00:01 on 1.04.2015 and 23:59 on 30.04.2015 (The “Referral Period”).
      2. To ensure that eligible members receive the Reward (as defined below in Clause 4), the Referred Member must sign up using the same email address that is provided to Funding Circle by the Referrer.
      3. The Referred Member cannot be an existing Funding Circle member before the date that the referral is made.
      4. The Referred Member must transfer in and lend at least £1,000 to Borrowers (called "Qualifying Lending" and is defined in clause 3 below) between 00:01 on 1.04.2015 and 23:59 on 31.05.2015 (The “Promotion Period”).
    3. Qualifying Lending:
      1. Is the amount shown as 'Lent' in the Funds Summary on the Referred Member’s Summary page in their account.
      2. Applies only to the partial marketplace
      3. Excludes the whole loan marketplace
      4. Applies only to the amount accepted by Borrowers within the Promotion Period.
      5. Will be calculated by Funding Circle within 30 days of the close of the Promotion Period.
    4. The Reward:
      1. For each successfully Referred Member, the Reward received will be £50.
      2. Both the Referred Member and the Referrer will each receive the Reward.
      3. Only one Reward is available per Referred Member.
      4. A Referrer is eligible for no more than 2 Rewards in respect of Referred Members at the same household address as the Referrer.
      5. Will be credited into the Funding Circle Investor Account within 40 days of the close of the Promotion Period.
    5. The Referred Member and Referrer must be different people to be eligible for the Reward.
    6. If the same Referred Member is introduced by more than one Referrer, the Reward will be given to the first referral in time received by Funding Circle.
    7. Any person who was referred through a previous referral promotion will only receive the reward applicable with that promotion.
    8. You cannot introduce yourself whether it is by setting up a new individual or business investor account.
    9. No alternative or substituted Reward will be given in conjunction with this Promotion.
    10. Funding Circle does not guarantee that any bids placed through the Autobid system will be lent out and accepted within the Promotion Period.
    11. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to investors.
    12. Funding Circle Ltd, registered office is 3 Dorset Rise London EC4Y 8EN (Company No.06968588).

    Refer A Friend Promotion (March 2015)

    This offer applies to all recommendations made after 00:01 on 1st March 2015.

    1. This offer is open to all Funding Circle members with an investor account
    2. To qualify for the promotion, the following conditions must be met:
      1. The Referred Friend ("Referred Member") must be referred by the Funding Circle member (The Referrer) between 00:01 on 1.03.2015 and 23:59 on 31.03.2015 (The “Referral Period”).
      2. To ensure that eligible members receive the Reward (as defined below in Clause 4), the Referred Member must sign up using the same email address that is provided to Funding Circle by the Referrer.
      3. The Referred Member cannot be an existing Funding Circle member before the date that the referral is made.
      4. The Referred Member must transfer in and lend at least £1,000 to Borrowers (called "Qualifying Lending" and is defined in clause 3 below) between 00:01 on 1.03.2015 and 23:59 on 30.04.2015 (The “Promotion Period”).
    3. Qualifying Lending:
      1. Is the amount shown as 'Lent' in the Funds Summary on the Referred Member’s Summary page in their account.
      2. Applies only to the partial marketplace
      3. Excludes the whole loan marketplace
      4. Applies only to the amount accepted by Borrowers within the Promotion Period.
      5. Will be calculated by Funding Circle within 30 days of the close of the Promotion Period.
    4. The Reward:
      1. For each successfully Referred Member, the Reward received will be £50.
      2. Both the Referred Member and the Referrer will each receive the Reward.
      3. Only one Reward is available per Referred Member.
      4. A Referrer is eligible for no more than 2 Rewards in respect of Referred Members at the same household address as the Referrer.
      5. Will be credited into the Funding Circle Investor Account within 40 days of the close of the Promotion Period.
    5. The Referred Member and Referrer must be different people to be eligible for the Reward.
    6. If the same Referred Member is introduced by more than one Referrer, the Reward will be given to the first referral in time received by Funding Circle.
    7. Any person who was referred through a previous referral promotion will only receive the reward applicable with that promotion.
    8. You cannot introduce yourself whether it is by setting up a new individual or business investor account.
    9. No alternative or substituted Reward will be given in conjunction with this Promotion.
    10. Funding Circle does not guarantee that any bids placed through the Autobid system will be lent out and accepted within the Promotion Period.
    11. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to investors.
    12. Funding Circle Ltd, registered office is 3 Dorset Rise London EC4Y 8EN (Company No.06968588).

    Refer A Friend Promotion (February 2015)

    This offer applies to all recommendations made after 00:01 on 1st February 2015.

    1. This offer is open to all Funding Circle members with an investor account
    2. To qualify for the promotion, the following conditions must be met:
      1. The Referred Friend ("Referred Member") must be referred by the Funding Circle member (The Referrer) between 00:01 on 1.02.2015 and 23:59 on 28.02.2015 (The “Referral Period”).
      2. To ensure that eligible members receive the Reward (as defined below in Clause 4), the Referred Member must sign up using the same email address that is provided to Funding Circle by the Referrer.
      3. The Referred Member cannot be an existing Funding Circle member before the date that the referral is made.
      4. The Referred Member must transfer in and lend at least £1,000 to Borrowers (called "Qualifying Lending" and is defined in clause 3 below) between 00:01 on 1.02.2015 and 23:59 on 31.03.2015 (The “Promotion Period”).
    3. Qualifying Lending:
      1. Is the amount shown as 'Lent' in the Funds Summary on the Referred Member’s Summary page in their account.
      2. Applies only to the partial marketplace
      3. Excludes the whole loan marketplace
      4. Applies only to the amount accepted by Borrowers within the Promotion Period.
      5. Will be calculated by Funding Circle within 30 days of the close of the Promotion Period.
    4. The Reward:
      1. For each successfully Referred Member, the Reward received will be £50.
      2. Both the Referred Member and the Referrer will each receive the Reward.
      3. Only one Reward is available per Referred Member.
      4. A Referrer is eligible for no more than 2 Rewards in respect of Referred Members at the same household address as the Referrer.
      5. Will be credited into the Funding Circle Investor Account within 40 days of the close of the Promotion Period.
    5. The Referred Member and Referrer must be different people to be eligible for the Reward.
    6. If the same Referred Member is introduced by more than one Referrer, the Reward will be given to the first referral in time received by Funding Circle.
    7. Any person who was referred through a previous referral promotion will only receive the reward applicable with that promotion.
    8. You cannot introduce yourself whether it is by setting up a new individual or business investor account.
    9. No alternative or substituted Reward will be given in conjunction with this Promotion.
    10. Funding Circle does not guarantee that any bids placed through the Autobid system will be lent out and accepted within the Promotion Period.
    11. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to investors.
    12. Funding Circle Ltd, registered office is 3 Dorset Rise London EC4Y 8EN (Company No.06968588).

    Refer A Friend Promotion (January 2015)

    This offer applies to all recommendations made after 00:01 on 1st January 2015.

    1. This offer is open to all Funding Circle members with an investor account
    2. To qualify for the promotion, the following conditions must be met:
      1. The Referred Friend ("Referred Member") must be referred by the Funding Circle member (The Referrer) between 00:01 on 1.01.2015 and 23:59 on 31.01.2015 (The “Referral Period”).
      2. To ensure that eligible members receive the Reward (as defined below in Clause 4), the Referred Member must sign up using the same email address that is provided to Funding Circle by the Referrer.
      3. The Referred Member cannot be an existing Funding Circle member before the date that the referral is made.
      4. The Referred Member must transfer in and lend at least £1,000 to Borrowers (called "Qualifying Lending" and is defined in clause 3 below) between 00:01 on 1.01.2015 and 23:59 on 28.02.2015 (The “Promotion Period”).
    3. Qualifying Lending:
      1. Is the amount shown as 'Lent' in the Funds Summary on the Referred Member’s Summary page in their account.
      2. Applies only to the partial marketplace
      3. Excludes the whole loan marketplace
      4. Applies only to the amount accepted by Borrowers within the Promotion Period.
      5. Will be calculated by Funding Circle within 30 days of the close of the Promotion Period.
    4. The Reward:
      1. For each successfully Referred Member, the Reward received will be £50.
      2. Both the Referred Member and the Referrer will each receive the Reward.
      3. Only one Reward is available per Referred Member.
      4. A Referrer is eligible for no more than 2 Rewards in respect of Referred Members at the same household address as the Referrer.
      5. Will be credited into the Funding Circle Investor Account within 40 days of the close of the Promotion Period.
    5. The Referred Member and Referrer must be different people to be eligible for the Reward.
    6. If the same Referred Member is introduced by more than one Referrer, the Reward will be given to the first referral in time received by Funding Circle.
    7. Any person who was referred through a previous referral promotion will only receive the reward applicable with that promotion.
    8. No alternative or substituted Reward will be given in conjunction with this Promotion.
    9. Funding Circle does not guarantee that any bids placed through the Autobid system will be lent out and accepted within the Promotion Period.
    10. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to investors.
    11. Funding Circle Ltd, registered office is 3 Dorset Rise London EC4Y 8EN (Company No.06968588).

    Refer A Friend Promotion (December 2014)

    This offer applies to all recommendations made after 00:01 on 1st December 2014.

    1. This offer is open to all Funding Circle members with an investor account
    2. To qualify for the promotion, the following conditions must be met:
      1. The Referred Friend ("Referred Member") must be referred by the Funding Circle member (The Referrer) between 00:01 on 1.12.2014 and 23:59 on 31.12.2014 (The “Referral Period”).
      2. To ensure that eligible members receive the Reward (as defined below in Clause 4), the Referred Member must sign up using the same email address that is provided to Funding Circle by the Referrer.
      3. The Referred Member cannot be an existing Funding Circle member before the date that the referral is made.
      4. The Referred Member must transfer in and lend at least £1,000 to Borrowers (called "Qualifying Lending" and is defined in clause 3 below) between 00:01 on 1.12.2014 and 23:59 on 31.01.2015 (The “Promotion Period”).
    3. Qualifying Lending:
      1. Is the amount shown as 'Lent' in the Funds Summary on the Referred Member’s Summary page in their account.
      2. Applies only to the partial marketplace
      3. Excludes the whole loan marketplace
      4. Applies only to the amount accepted by Borrowers within the Promotion Period.
      5. Will be calculated by Funding Circle within 30 days of the close of the Promotion Period.
    4. The Reward:
      1. For each successfully Referred Member, the Reward received will be £50.
      2. Both the Referred Member and the Referrer will each receive the Reward.
      3. Only one Reward is available per Referred Member.
      4. A Referrer is eligible for no more than 2 Rewards in respect of Referred Members at the same household address as the Referrer.
      5. Will be credited into the Funding Circle Investor Account within 40 days of the close of the Promotion Period.
    5. The Referred Member and Referrer must be different people to be eligible for the Reward.
    6. If the same Referred Member is introduced by more than one Referrer, the Reward will be given to the first referral in time received by Funding Circle.
    7. Any person who was referred through a previous referral promotion will only receive the reward applicable with that promotion.
    8. No alternative or substituted Reward will be given in conjunction with this Promotion.
    9. Funding Circle does not guarantee that any bids placed through the Autobid system will be lent out and accepted within the Promotion Period.
    10. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to investors.
    11. Funding Circle Ltd, registered office is 3 Dorset Rise London EC4Y 8EN (Company No.06968588).

    Funding Circle’s cashback promotion on Property Loans

    1. This promotion is open to all Funding Circle members with an investor account.
    2. Cashback will be paid on all Qualifying Lending, as defined in Clause 3 below.
    3. Qualifying Lending:
      1. is only in respect of property loans, listed on the partial marketplace and having cashback in the loan title; (“Relevant Property Loans”);
      2. the cashback amount for each Relevant Property Loan will be stated in the loan title for that Loan and will be no more than 2% on any Loan;
      3. only applies to the Relevant Property Loans accepted by the borrower on or after 15/04/2014 and before the date that the promotion period ends pursuant to Clause 4 below;
      4. does not include loan parts purchased from other investors on the secondary marketplace.
      5. does not include any other loans to which a cashback promotion already applies.
    4. The promotion is for a limited period only and the promotion period end date (“End Date”) will be communicated via email to all investors sent no later than the day before the End Date. The cashback will be payable in respect of any Relevant Property Loans listed on or prior to the End Date provided that they are subsequently accepted by the borrower. No cashback will be payable in respect of loans listed after the End Date.
    5. Cashback will be paid into an investor’s account once the borrower accepts the loan offer and the funds have been released to the borrower.
    6. Cashback amount will be credited into an investor’s Funding Circle account. It will show up in the promotion section on the investors’ Summary page in the Funding Circle account.
    7. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time by giving notice by email to investors.
    8. All the Terms and Conditions for Lenders will apply to any investment made on the Funding Circle platform.
    9. If there is any conflict between the Terms and Conditions for Lenders and the terms of this promotion, then the Terms and Conditions for Lenders will prevail.

    Refer A Friend Offer (November 2014)

    This offer applies to all recommendations made after 00:01 on 1.11.2014

    1. This offer is open to all Funding Circle members with an investor account
    2. To qualify the following conditions must be met:
      1. The Referred Friend ("Referred Member") must be referred between 00:01 on 1.11.2014 and 23:59 on 30.11.2014 (The “Referral Period”).
      2. The Referred Member must sign up using the same email address that you provide to Funding Circle.
      3. The Referred Member must transfer in and lend at least £1,000 to businesses (as defined by the “Qualifying Lending” amount below) between 00:01 on 1.11.2014 and 23:59 on 31.12.2014 (The “Offer Period”).
    3. Qualifying Lending is defined as the amount shown as 'Lent' in the Funds Summary on the Referred Member’s Summary page in their account. The amount lent only includes loan parts (bids accepted by businesses) and does not include any outstanding bids. The Qualifying Lending amount can be met by bidding on loan requests and buying loan parts from other investors which means the amount lent can increase instantaneously. Using Autobid does not guarantee that the funds will be lent within the Offer Period.
    4. The Qualifying Lending amount will be calculated within 40 days of the Offer Period.
    5. The Referred Member cannot be an existing Funding Circle member before the date that you make the referral.
    6. You cannot introduce yourself whether it is by setting up a new individual or business investor account.
    7. Recommending members can qualify for multiple rewards from multiple Qualifying Referrals. Qualifying Referrals are limited to two per household address only. We reserve the right to withdraw the availability of any offer or all offers to any customer or group of customers.
    8. If the same Referred Member is introduced by more than one Funding Circle member, the reward will be based on the first recommendation received.
    9. In each eligible case, the Rewards will be paid to both the Referred Member and you within 40 days of the close of the offer period.
    10. Any person who was referred through any previous referral offers will be rewarded based on the terms for that previous offer.
    11. There is no other alternative to this offer.
    12. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time.

    Refer A Friend Promotion (October 2014)

    This offer applies to all recommendations made after 00:01 on 1st Octoberr 2014.

    1. This offer is open to all Funding Circle members with an investor account
    2. To qualify the following conditions must be met:
      1. The Referred Friend ("Referred Member") must be referred between 00:01 on 01.10.2014 and 23:59 on 31.10.2014 (The “Referral Period”).
      2. The Referred Member must sign up using the same email address that you provide to Funding Circle.
      3. The Referred Member must transfer in and lend at least £1,000 to businesses (as defined by the “Qualifying Lending” amount below) between 00:01 on 01.10.2014 and 23:59 on 30.11.2014 (The “Offer Period”).
    3. Qualifying Lending is defined as the amount shown as 'Lent' in the Funds Summary on the Referred Member’s Summary page in their account. The amount lent only includes loan parts (bids accepted by businesses) and does not include any outstanding bids. The Qualifying Lending amount can be met by bidding on loan requests and buying loan parts from other investors which means the amount lent can increase instantaneously. Using Autobid does not guarantee that the funds will be lent within the Offer Period.
    4. The Qualifying Lending amount will be calculated within 40 days of the Offer Period.
    5. The Referred Member cannot be an existing Funding Circle member before the date that you make the referral.
    6. You cannot introduce yourself whether it is by setting up a new individual or business investor account.
    7. Recommending members can qualify for multiple rewards from multiple Qualifying Referrals. Qualifying Referrals are limited to two per household address only. We reserve the right to withdraw the availability of any offer or all offers to any customer or group of customers.
    8. If the same Referred Member is introduced by more than one Funding Circle member, the reward will be based on the first recommendation received.
    9. In each eligible case, the Rewards will be paid to both the Referred Member and you within 40 days of the close of the offer period.
    10. Any person who was referred through any previous referral offers will be rewarded based on the terms for that previous offer.
    11. There is no other alternative to this offer.
    12. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time.
    13. Funding Circle Ltd, registered office is 3 Dorset Rise London EC4Y 8EN (Company No.06968588).

    Refer A Friend Promotion (September 2014)

    This offer applies to all recommendations made after 00:01 on 1st September 2014.

    1. This offer is open to all Funding Circle members with an investor account
    2. To qualify the following conditions must be met:
      1. The Referred Friend ("Referred Member") must be referred between 00:01 on 01.09.2014 and 23:59 on 30.09.2014 (The “Referral Period”).
      2. The Referred Member must sign up using the same email address that you provide to Funding Circle.
      3. The Referred Member must transfer in and lend at least £1,000 to businesses (as defined by the “Qualifying Lending” amount below) between 00:01 on 01.09.2014 and 23:59 on 31.10.2014 (The “Offer Period”).
    3. Qualifying Lending is defined as the amount shown as 'Lent' in the Funds Summary on the Referred Member’s Summary page in their account. The amount lent only includes loan parts (bids accepted by businesses) and does not include any outstanding bids. The Qualifying Lending amount can be met by bidding on loan requests and buying loan parts from other investors which means the amount lent can increase instantaneously. Using Autobid does not guarantee that the funds will be lent within the Offer Period.
    4. The Qualifying Lending amount will be calculated within 40 days of the Offer Period.
    5. The Referred Member cannot be an existing Funding Circle member before the date that you make the referral.
    6. You cannot introduce yourself whether it is by setting up a new individual or business investor account.
    7. Recommending members can qualify for multiple rewards from multiple Qualifying Referrals. Qualifying Referrals are limited to two per household address only. We reserve the right to withdraw the availability of any offer or all offers to any customer or group of customers.
    8. If the same Referred Member is introduced by more than one Funding Circle member, the reward will be based on the first recommendation received.
    9. In each eligible case, the Rewards will be paid to both the Referred Member and you within 40 days of the close of the offer period.
    10. Any person who was referred through any previous referral offers will be rewarded based on the terms for that previous offer.
    11. There is no other alternative to this offer.
    12. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time.
    13. Funding Circle Ltd, registered office is 3 Dorset Rise London EC4Y 8EN (Company No.06968588).

    Summer Promotion: Refer A Friend Offer (August 2014)

    This offer applies to all recommendations made after 00:01 on 1st August 2014.

    1. This offer is open to all Funding Circle members with an investor account
    2. To qualify the following conditions must be met:
      1. The Referred Friend ("Referred Member") must be referred between 00:01 on 01.08.2014 and 23:59 on 30.08.2014 (The “Referral Period”).
      2. The Referred Member must sign up using the same email address that you provide to Funding Circle.
      3. The Referred Member must transfer in and lend at least £1,000 to businesses (as defined by the “Qualifying Lending” amount below) between 00:01 on 01.08.2014 and 23:59 on 30.09.2014 (The “Offer Period”).
    3. Qualifying Lending is defined as the amount shown as 'Lent' in the Funds Summary on the Referred Member’s Summary page in their account. The amount lent only includes loan parts (bids accepted by businesses) and does not include any outstanding bids. The Qualifying Lending amount can be met by bidding on loan requests and buying loan parts from other investors which means the amount lent can increase instantaneously. Using Autobid does not guarantee that the funds will be lent within the Offer Period.
    4. The Qualifying Lending amount will be calculated within 40 days of the Offer Period.
    5. The Referred Member cannot be an existing Funding Circle member before the date that you make the referral.
    6. You cannot introduce yourself whether it is by setting up a new individual or business investor account.
    7. Recommending members can qualify for multiple rewards from multiple Qualifying Referrals. Qualifying Referrals are limited to two per household address only. We reserve the right to withdraw the availability of any offer or all offers to any customer or group of customers.
    8. If the same Referred Member is introduced by more than one Funding Circle member, the reward will be based on the first recommendation received.
    9. In each eligible case, the Rewards will be paid to both the Referred Member and you within 40 days of the close of the offer period.
    10. Any person who was referred through any previous referral offers will be rewarded based on the terms for that previous offer.
    11. There is no other alternative to this offer.
    12. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time.
    13. Funding Circle Ltd, registered office is 3 Dorset Rise London EC4Y 8EN (Company No.06968588).

    Summer Promotion: Refer A Friend Offer (July 2014)

    This offer applies to all recommendations made after 00:01 on 1st July 2014.

    1. This offer is open to all Funding Circle members with an investor account
    2. To qualify the following conditions must be met:
      1. The Referred Friend ("Referred Member") must be referred between 00:01 on 01.07.2014 and 23:59 on 31.07.2014 (The “Referral Period”).
      2. The Referred Member must sign up using the same email address that you provide to Funding Circle.
      3. The Referred Member must transfer in and lend at least £1,000 to businesses (as defined by the “Qualifying Lending” amount below) between 00:01 on 01.07.2014 and 23:59 on 31.08.2014 (The “Offer Period”).
    3. Qualifying Lending is defined as the amount shown as 'Lent' in the Funds Summary on the Referred Member’s Summary page in their account. The amount lent only includes loan parts (bids accepted by businesses) and does not include any outstanding bids. The Qualifying Lending amount can be met by bidding on loan requests and buying loan parts from other investors which means the amount lent can increase instantaneously. Using Autobid does not guarantee that the funds will be lent within the Offer Period.
    4. The Qualifying Lending amount will be calculated within 40 days of the Offer Period.
    5. The Referred Member cannot be an existing Funding Circle member before the date that you make the referral.
    6. You cannot introduce yourself whether it is by setting up a new individual or business investor account.
    7. Recommending members can qualify for multiple rewards from multiple Qualifying Referrals. Qualifying Referrals are limited to two per household address only. We reserve the right to withdraw the availability of any offer or all offers to any customer or group of customers.
    8. If the same Referred Member is introduced by more than one Funding Circle member, the reward will be based on the first recommendation received.
    9. In each eligible case, the Rewards will be paid to both the Referred Member and you within 40 days of the close of the offer period.
    10. Any person who was referred through any previous referral offers will be rewarded based on the terms for that previous offer.
    11. There is no other alternative to this offer.
    12. Funding Circle reserves the right to amend, withdraw or extend any or all elements of this promotion at any time.
    13. Funding Circle Ltd, registered office is 3 Dorset Rise London EC4Y 8EN (Company No.06968588).

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