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United States At Funding Circle, our number one priority is small business financing.
We’re 100% focused on small businesses, which is why we made a loan that’s faster, more flexible and made exclusively for you. To date, we’ve helped 118,000 small businesses across the world access over $11.7 billion in financing.
Loan amounts from
Funds in as fast as
Apply online in
We believe small businesses should be protected from unfair, deceptive financial practices – that’s why a thoughtful approach to regulation and compliance is one of our core differentiators.
We co-wrote the first standard for a transparent, accountable, and fair small business lending market, The Small Business Borrowers’ Bill of Rights.
We’re founding members of the Marketplace Lending Association (MLA). We actively work to protect borrowers and make the lending space safer and more transparent for all.
Tackle your to-do list with one loan for renovations, repairs, new supplies and technology.
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Get the resources you need now, like raw materials, staff, supplies and permits with predictable monthly payments and no prepayment penalties.
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Get control over your finances with our low rates and a single predictable monthly payment.
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Get quick cash to cover the unexpected, cash flow gaps or to replace critical equipment.
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Use our flexible terms and loan amounts to open a new location, buy another business or launch a new product.
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Get ahead with our simple, fast application for inventory, staff, marketing and even tax expenses.
Apply nowWith our simple online form and dedicated account managers, you won’t waste any time on your loan and can stay focused on your business.
There’s no application fee, impact on your personal credit, or obligation to accept a loan offer.
Your personal account manager will reach out to learn more about your business and find terms that suit your needs.
After you submit a few documents, your underwriter will review your completed application and may call to get to know your business more. We may reach out if we have additional questions.
Once you’ve accepted our offer, you’ll be fully funded and ready to go as quickly as one business day.
Applying won’t affect your credit score!3
You’ll get a dedicated account manager to guide you through every step.
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1 Savings on “Cost of loan” refers to interest and fees associated with a first time borrower. For the purposes of this calculation, “other lenders” leverages data obtained from the public websites of Kabbage and OnDeck. “One document” refers to incremental financial documents required by Funding Circle compared to OnDeck. Analysis based on rates, fees, and requirements available as of October 15, 2019 and may differ from today.
2 If your business is organized as a general partnership, your credit score may be impacted.
* Funding Circle may partner with other lenders to provide a full range of loan options to qualified borrowers.