See how we compare
Apply now Compare Rates Compare SpeedEvery day, thousands of successful business owners struggle to get loans to grow their businesses, battling endless streams of paperwork and unreasonable lending terms. We believe small businesses deserve better.
We know firsthand the frustration and anguish the comes with long wait times, pounds of onerous paperwork, confusing terms and conditions, and only an automated voice on the other end of the phone, which is why we decided to create something better.
The average business owner spends 24 hours applying for a bank loan. Our application takes as few as 6 minutes, and you’ll get a decision from us in as little as 24 hours after submitting documents. After accepting the terms of the offer, you’ll get the funds in as quickly as one business day.
Learn more about your options for small business loans & financing
We’re invested in helping women-owned businesses get affordable loans from $25K to $500K.
Learn moreDiscover loan options specifically designed for small businesses owned by minorities.
Learn moreLearn why it might be worth consolidating your business debt into a single monthly payment.
Learn moreLearn about different business financing options available for small business owners.
Learn moreBrowse through different types of acquisition loans and examine the pros and cons of each.
Learn moreLearn about our short and long term loans with a decision in as little as 24 hours.
Learn more1 Based on an online survey of US Funding Circle borrowers. A total of 216 business owners completed the survey between October 10 – 30, 2017.
2 Savings on “Cost of loan” refers to interest and fees associated with a first time borrower. For the purposes of this calculation, “other lenders” leverages data obtained from the public websites of Kabbage and OnDeck. “One document” refers to incremental financial documents required by Funding Circle compared to OnDeck. Analysis based on rates, fees, and requirements available as of October 15, 2019 and may differ from today.
3 SBA average funding times from https://www.business.org/finance/loans/sba-express-loan/. Minimum and average times to funding are based on estimates of times required for applicants to prepare and for lenders to underwrite and process loan applications, and will vary for each applicant.
4 If your business is organized as a general partnership, your credit score may be impacted.
* Funding Circle may partner with other lenders to provide a full range of loan options to qualified borrowers.