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Improvements that will help your clients get the funding they need

Partner News

Improvements that will help your clients get the funding they need

Updated: 22 May 2024

At Funding Circle, we’re always looking for new ways to improve our products and services to help your clients secure the funding they need.

We’re delighted to announce that we have just launched debentures as an alternative option to Personal Guarantees on selected Term Loan offers. 

Here we explain how debentures will give your clients more choice, as well as how the recent  introduction of multi-factor authentication will better protect your clients’ data.


We’re really excited about this addition to our Term Loan product. Debentures are a significant development in our proposition to your clients, as our Term Loans become more flexible.

Nothing will change in the application journey when customers apply for a loan with Funding Circle. We carry out an affordability and credit assessment to determine the best offer and flexibility we can offer to your clients. This generally means that, the lower the risk associated with your client’s business, the more choice is unlocked.

If your client qualifies for the debenture, they will always be offered the choice between signing a Personal Guarantee or a debenture over the business’ assets and can select whichever option works best for them.

We’ll be in touch with more details so that you are completely informed on how debentures will work at Funding Circle, from how it affects the customer journey to how it affects interest rates. For now, you can find a few FAQs here.

Multi-factor authentication

To better protect your clients’ data and your commission, we recently replaced the security questions in our portal with multi-factor authentication when you log in.

Everyone who submits applications through Funding Circle will be required to set up their own individual accounts with a mobile phone number that we will send a code to every time you log in. 

This additional layer of security ensures all personal data is kept safe and secure from bad actors. 

If you haven’t already registered for multi-factor authentication, this blog explains how to set up a new account, or please reach out to your Business Development Executive.

If you have any questions about any of these product updates, please reach out to your BDM or contact us on or

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