We’re passionate about small businesses
So we’ve built a marketplace to make finance fair, simple and fast
How it works
Fair returns for investors
Lend directly to creditworthy businesses and receive monthly repayments.
UK’s largest marketplace
More than £1 billion lent to businesses by 45,000 investors since 2010.
Fast business finance
Affordable business loans for working capital, expansion and more.
Together, we’re better
We connect businesses who want to grow with investors who want to lend. By removing the complexity of dealing with other lenders, businesses can access finance in as little as 1 week and investors have the potential to earn better returns by lending to them.Read more about us
Learn about the
By operating online and using technology to streamline our processes, we’ve made business borrowing simple and fast.
At the same time, we’ve opened up a type of investment that has not been available until now. With thousands of loans at your fingertips, investors can quickly become diversified by lending small amounts to each one. Remember, by lending to businesses your capital is at risk.
- Apply online in 10 minutes
- Get a dedicated account manager
- Access finance in as little as one week
- Can earn great returns by lending directly to businesses
- Diversify and lend automatically using Autobid
- Opportunity to access your money early
What makes us different?
Open about performance
We never hide costs or fees
Know where your money is
“It’s a very simple process and within 10 days the money was there.”
Pictured: BloodandSand Ltd took out a business loan of £100,000 so they could refurbish their new bar. 1,315 investors lent to them on the marketplace.Read Rufus’ story
If you’re a
Ambitious to grow? Explore how a loan can help you and your business succeed.
If you’re an
Read more about how you can start lending and review the estimated returns today.
As featured in
“Some traditional banks are unaware of the competition they face — and the way upstarts such as Funding Circle are disrupting bank lending.”
“Lending marketplaces such as Funding Circle have gained the trust of consumers by offering transparency and providing lower rates than banks to borrowers.”
“This month the FCA began regulating the sector for the first time, giving it an official stamp of approval.”
“Within an hour of posting on Funding Circle, the company met its target. By the end of the week, they had raised £75,000 from 600 investors at a competitive rate.”