Business finance to help you thrive
From business credit cards to loans and asset finance, go further with our fast, flexible business finance
Short & long term finance
Apply online in 10 minutes
Get a quick decision
UK-based support team
SME finance specialists
Backing you to succeed with a range of business finance options
Since 2010, we’ve focused solely on supporting small and medium sized businesses to get the finance they need to achieve their goals, whether they’re big or small. All our products our tailored to your needs, and you could benefit from:
Popular reasons to get business finance
- Improve cash flow
- Launch a new product line
- Invest in equipment
- Refinance existing debt
- Manage uncertainty
- Fund marketing campaigns
Our products
Business Loans
Fast, affordable loans
for almost any business need
Amount
£10,000 to £500,000
Product
Term loan up to 6 years
Interest
From 6.9% per year
Fees
One-off completion fee
FlexiPay Business Credit Card
Spread business costs over 3 months
and manage short term cash flow
Amount
£1,000 to £250,000
Product
Revolving credit facility
Interest
0%
Fees
From 3.9% on each use
Recovery Loan Scheme (RLS)
Government-backed loans
for growth, working capital and more
Amount
£25,001 to £250,000
Product
Term loan up to 6 years
Interest
From 13.7% per year
Fees
One-off completion fee
Asset Finance
Fund vehicles, equipment or machinery
through our specialist partners
Amount
£10,000 to £5 million
Product
Secured loan up to 7 years
Interest
Varies by provider
Fees
Varies by provider
Apply for a Business Loan or Recovery Loan and we'll assess which product is right for you on the best possible terms. If we can offer you a loan without RLS, we will do.
Business finance options – which is right for me?
The right product for you will depend on your individual circumstances and what you want to use the finance for. If you’re unsure of which is best, please reach out to our expert team on 0800 048 2467 and they can discuss your needs in more details.
Here are some of the key points to consider:
Do you want a lump sum of working capital?
If you’re looking for a capital injection, or want to kick off a long term project, then a business or Government-backed loan could be what you need. You can borrow large amounts and spread repayments over up to 6 years, making big investments more affordable. Plus, if you recoup the funds from investment early, you can settle the loan whenever you want with no penalty, and only pay interest on the time you borrowed.
Do you want ongoing cash flow?
If you’re looking to fund everyday cash flow needs, then a revolving credit facility like FlexiPay may be more suitable. With FlexiPay, when you make repayments, the credit is available for you to use again, so you can use it regularly without having to apply again.
Are you looking to buy/lease vehicles, equipment or machinery?
If you have a need for a particular asset such as a van or other vehicle, or a piece of equipment or machinery, then asset finance could be a good option. Options such as hire purchase are designed specifically for such cases, and our team can help you structure deals that best suit your needs.
How to apply for business finance
Applying for any of our products is simple and straightforward, and our UK-based team is always on hand to help.
- 1
Choose your business finance product
Pick whether you want to apply for a business loan, FlexiPay or asset finance.
- 2
Apply online in 10 minutes
You can apply for any of our products in 10 minutes or less.
- 3
Receive a quick decision
FlexiPay provides instant decisions. For asset finance, you’ll get a decision in as little as 24-48hrs, and for business loans it’s usually the same day.