Investor benefits

  • A 6.1% average return* after fees and bad debts

  • Options to access your money early

  • Manage your level of risk

Remember, you are lending to businesses so your capital is at risk.

Business benefits

  • Quick and convenient

  • Only accept rates that suit your business

  • Independent from your bank

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* This is the weighted average return across all investors lending for 180 days or more through Funding Circle over an annualised period. It includes all earnings and is calculated after fees and bad debt but before tax. Investment through Funding Circle involves lending to small and medium sized businesses so your investment can go down as well as up. Remember, past returns are not necessarily a guide to future returns. Data correct as of 19 February 2014. See the full calculation here.