Fast, affordable business financing

Get a decision in as little as 24 hours, obligation-free.

Apply now

Applying won’t affect your credit score!*

  • Borrow between $25K - $500K
  • Rates from 4.99% per year
  • Get a decision in as little as 24 hours
  • Repay in 6 months-5 years
  • No prepayment penalties

Financing to fuel your business

We help established businesses of all sizes expand, grow, and thrive. So whatever your next goal is, just tell us how we can help.


Popular Reasons for borrowing

  • Boost your cash flow
  • Refurbish your premises
  • Buy new equipment
  • Grow your business
  • Cover a one-off cost
  • Hire extra staff

We’ve helped thousands of established businesses in the US grow, create new jobs, and stimulate economic growth in their local communities.

I could not believe how simple, easy, quick, and competitive this loan turned out to be! The overall experience could not have been better.
David, February 2016
Philosophie Group expanded into a bigger office to accommodate their growing team with their $300,000 loan.

Quick and easy to apply

With our simple online form and dedicated account managers, you won’t waste any time on your loan and can stay focused on your business.

  1. Quick and simple application

    Tell us about you and your business in just 10 minutes.

  2. Get a decision

    You can get an offer in as little as 24 hours.

  3. You get funded

    Once accepted, you can have the money in your account in days.

Apply now
We’re here to help

You’ll get a dedicated account manager to guide you through every step.

Picture of one of Funding Circle's account managers who guide you through the loan application process
(855) 385-5356

Give us a call!


It is rare to come across this kind of service, commitment, and professionalism in the workplace. I am very pleased with having done business with Funding Circle.
Manish, February 2016

Fixed, affordable monthly payments

You can choose to borrow over 6 months to 5 years, and there’s no prepayment penalties. If you pay off your loan early, you will only pay interest on the time you borrowed.

Our rates start at 4.99% per year.

Apply now

Dr. Celina Hatt borrowed $80,000 to open a second veterinary center.

See how affordable your repayments could be

How much do you want to borrow?

25000 500000

Loan term (years)

Your monthly payment

4769 /month
Total interest21693
Origination fee5985
Total cost of loan177678
Check your eligibility

*This calculation is based on rates offered to some of our most creditworthy borrowers. To see what rate and monthly repayment your business is qualified for, apply today.

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Funding Circle’s focus on simple products, low prices and a rapid digital process seems to be paying dividends.
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We’re here to help

Questions? Get in touch with our support team.

Picture of one of Funding Circle's account managers who guide you through the loan application process
(855) 385-5356

Give us a call!