Finch House
INDEPENDENT CAFÉ & BAKERY
TONBRIDGE
"Using his loan amount of £125,000, Daron at Finch House was able to fit out a new shop with equipment and furniture."
Take your business further with a £25,000 business loan
Expand, kick off a project, buy equipment, improve cash flow and more – check if you qualify for a £25,000 business loan
Apply as a limited company without affecting your credit score
Apply online in 7 minutes
Decision in as little as 1 hour
Borrow £10,000 to £750,000
Rates from 6.9% per year
No fees to settle early
Funding Circle has worked with the British Business Bank since 2013, supporting thousands of businesses as one of the largest providers of Government-backed loans including through the Growth Guarantee Scheme.
What can I use a £25,000 business loan for?
Taking out an affordable business loan can ease the everyday running of your business or give you funding to launch new projects.
Our simple loan application process means you can stay focused on running your business, and you can speak to our team of UK-based Account Managers if you need any assistance.
Popular reasons to take out a business loan
- Boost working capital
- Purchase stock or equipment
- Fund marketing campaign
- Hire new staff
- Launch a new product
- New website or branding
We’ve helped over 110,000 businesses borrow £14.6 billion to take their business further.
£14.6 billion
lent to businesses
Get a personalised quote without affecting your credit score
If you’re a limited company or LLP, you can get a decision without affecting your credit score. So you can assess your options with complete peace of mind.
1
Check if you qualify in 30 seconds
See if you qualify with no fuss
2
Apply online in 7 minutes
Tell us about you and your business in our online form
3
Get your decision in as little as 1 hour
If approved, you’ll get a personalised, no-obligation quote
4
Funds paid out typically within 48 hours
Once you accept your offer, we’ll deposit the funds into your account
Here to help if you need us
Contact our UK-based team if you have any questions
What are the terms of a business loan?
When you take out a business loan, you’ll be required to make regular monthly repayments plus interest. The phrase “loan terms” refers to the precise details of your loan contract and repayment schedule. Business loan terms vary from one lender to the next.
With a Funding Circle business loan, you can apply to borrow £10,000 to £750,000 over 2 to 6 years. Our interest rates start from 6.9% and there are no fees for full early repayment. All out loans are fixed rates, so you'll know exactly how much you need to repay each month for the duration of the loan.
Will I only be offered the loan amount I apply for?
When you apply for a loan through Funding Circle, we’ll assess what we think your business can afford to borrow. We’ll aim to give you an offer for the amount you’ve requested, but if we can’t we may offer a lower amount. Likewise, if we can make you a higher offer, we will too.
Can I use the loan for personal use?
A small business loan can be spent on just about anything relating to your business, but it can’t be used for personal expenses. In the UK, limited companies and limited liability partnerships (LLPs) are legally separate from their owners. This means that when a business loan is issued, the business - rather than the owner - is borrowing the money. If you’re looking to borrow money for home improvements, car finance, or another personal project, you’ll need to apply for a personal loan instead.