Need a VAT loan? We’ll do the legwork
Don't let looming VAT bills disrupt your big business plans. We’ll work with you to search the market and get you the best finance deal, so you can free up your cash flow this tax season.
If you want to fund stock or property, please apply for a business loan using the menu at the top of the page
Dedicated Account Manager you can call directly
We aim to find you the best rate possible
Panel of trusted lenders
Terms of 1 to 7 years
A personal service for your VAT needs
We work with a panel of vetted lenders that offer a wide range of finance options. Looking to pay HMRC directly or cover off your VAT during a seasonal revenue gap? A VAT loan could be right for you.
We’ve already helped over 8,500 businesses secure 9,000 loans when we found a better fit with another lender. Our panel of 25+ specialist lenders includes Lloyds, Haydock Finance, Lombard, Aldermore and others.
Sometimes, an honest conversation is all it takes. Discuss your options with one of our experts, someone you can trust. Unlike the big banks, we specialise in small businesses, and have done for over 15 years. In that time, we’ve lent over £16 billion to UK businesses - and counting. Your journey matters to us, including all the twists and turns.
Our team sits under one roof with wide access to the market - they’ll take the time to get to know you and your business. We’ll find the best VAT loan for your needs, giving you leeway to pay without any need to dip into your cash reserves and use up an existing bank facility.
If you want to fund stock, property or working capital, please apply for a business loan.
To get your no-obligation quotes, complete our simple online form today.
Why choose Funding Circle for VAT finance?
A partner for every tax quarter
Your dedicated Account Manager will guide you through VAT finance options best suited to your business — helping you stay a step ahead of HMRC and protect your cash flow. You can call or email them directly whenever a new bill lands.Cover your VAT, then grow
Why stop at the tax bill? If you need extra cash flow for your next steps, we’ll assess you for a Funding Circle business loan and may be able to offer you further finance. You won't have to apply twice, saving you time, effort and paperwork.Backing you, even if our own products aren’t the right fit
Join more than 8,500 businesses we’ve funded with over £500 million funding through our trusted lending partners. We care about what’s right for you, not us.How it works
Complete our simple online form and an Account Manager will contact you to review your options, find the right deals and put you in the best position to get approved.
1
Apply for a loan or asset finance in 7 minutes
Complete our simple form – it won’t impact your credit score if you're an LLP or Limited Business. Sorry, we’re unable to fund Sole Traders and small partnerships at the moment.
2
We’ll talk through the right deals for you
An Account Manager will call you to discuss your loan or find alternative funding if needed
3
Complete your application with chosen provider
Your Account Manager will finalise your application, with decisions usually within 1-2 days
4
Get funded for your VAT bill
If approved, you’ll get a quick payout so you can pay HMRC straightaway or build up a cash buffer for next time