Funding that flows with your sales
Looking for fast working capital to bring your big plans to life or plug cash flow gaps? A merchant cash advance could be right for you. We’ll search the market to get you the right revenue-based finance deal.
If you want to fund stock or property, please apply for a business loan using the menu at the top of the page
Dedicated Account Manager you can call directly
We aim to find you the best rate possible
Panel of trusted lenders
Terms of 1 to 7 years
A personal service for fluctuating business income
We work with a panel of 25+ vetted lenders that offer a wide range of cash advance options. They’re designed for businesses with a high volume of card turnover, with approval based on your card sales. Not just your credit score. So if you’re looking to cover last-minute bills, meet seasonal orders, or fund that office expansion, a quick lump sum that’s tied to your revenue could help get things moving.
We’ve already helped over 8,500 businesses secure 9,000 loans when we found a better fit with another lender. Our panel of 25+ specialist lenders includes Lloyds, Haydock Finance, Lombard, Aldermore and others.
Sometimes, an honest conversation is all it takes. Discuss your options with one of our experts, someone you can trust. Unlike the big banks, we specialise in small businesses, and have done for over 15 years. In that time, we’ve lent over £16 billion to UK businesses - and counting. Your journey matters to us, including all the twists and turns.
Our team sits under one roof with wide access to the market - they’ll take the time to get to know you and your business. We’ll find the best revenue-based finance for your needs so you can steer through those trading ebbs and flows.
If you want to fund stock, property or working capital, please apply for a business loan.
To get your no-obligation quotes, complete our simple online form today.
Why choose Funding Circle for a cash advance?
A partner for those trading ebbs and flows
Your Account Manager knows that sales don’t always move in a straight line. They’ll help you find a tailored solution that automatically adapts to your business — meaning lower payments during quieter periods and no fixed deadlines to worry about.Fast access, no strings attached
Because advances are unsecured, you don't need to put up personal assets. Drawing on our expert panel of lenders, we could help you secure the funding you need within 48 hours. Then you can get on with running your business.Backing you, even if our own products aren’t the right fit
Join more than 8,500 businesses we’ve funded with over £500 million funding through our trusted lending partners. We care about what’s right for you, not us.How it works
Complete our simple online form and an Account Manager will contact you to review your options, find the right deals and put you in the best position to get approved.
1
Apply for a loan or asset finance in 7 minutes
Complete our simple form – it won’t impact your credit score if you're an LLP or Limited Business. Sorry, we’re unable to fund Sole Traders and small partnerships at the moment.
2
We’ll talk through the right deals for you
An Account Manager will call you to discuss your loan or find alternative funding if needed
3
Complete your application with chosen provider
Your Account Manager will finalise your application, with decisions usually within 1-2 days
4
Get your lump sum within 48 hours
If approved, you’ll get a quick payout so you put your new capital to work and smoothen your cash flow