Funding to smoothen your cash flow, today
Why wait to get paid? From bills to payroll, invoice finance could help you plug those gaps with a quick flow of capital, right when you need it. We’ll scour the market to get you the right finance deal.
If you don’t invoice commercial customers and only deal with consumers, please apply for a business loan using the menu at the top of the page
Dedicated Account Manager you can call directly
We aim to find you the best rate possible
Panel of trusted lenders
A personal service to release working capital
We work with a panel of vetted lenders that offer a wide range of invoice finance options. So you could spend less time chasing late payments and unlock cash tied up in unpaid invoices. Boosting your capital in the here and now. Whether you need to pay suppliers or staff, steer through seasonal shifts, purchase stock or bankroll that office expansion, there’s no need to put off your move.
We’ve already helped over 8,500 businesses secure 9,000 loans when we found a better fit with another lender. Our panel of 25+ specialist lenders includes Lloyds, Haydock Finance, Lombard, Aldermore and others.
Sometimes, an honest conversation is all it takes. Discuss your options with one of our experts, someone you can trust. Unlike the big banks, we specialise in small businesses, and have done for over 15 years. In that time, we’ve lent over £16 billion to UK businesses - and counting. Your journey matters to us, including all the twists and turns.
Our team sits under one roof with wide access to the market - they’ll take the time to get to know you and your business. We’ll find the best cash flow solutions for your needs. Meaning you can quickly free up funds without taking on traditional debt.
If you want to fund stock, property or working capital, please apply for a business loan.
To get your no-obligation quotes, complete our simple online form today.
Why choose Funding Circle for invoice finance?
A partner when sudden costs hit
Your Account Manager will work with you to find finance that not only solves an immediate cash flow need, but scales with your business. Flexible funding that supports your onward momentum. Giving you the ability to pay off what you need today, then focus on bringing big plans to life.No need to pledge assets
Because this type of finance is secured by the unpaid invoices themselves, you don't typically need to put up personal assets as collateral. Our trusted partners often offer a cleaner, faster way to access much-needed capital.Backing you, even if our own products aren’t the right fit
Join more than 8,500 businesses we’ve funded with over £500 million funding through our trusted lending partners. We care about what’s right for you, not us.How it works
Complete our simple online form and an Account Manager will contact you to review your options, find the right deals and put you in the best position to get approved.
1
Apply for a loan or asset finance in 7 minutes
Complete our simple form – it won’t impact your credit score if you're an LLP or Limited Business. Sorry, we’re unable to fund Sole Traders and small partnerships at the moment.
2
We’ll talk through the right deals for you
An Account Manager will call you to discuss your loan or find alternative funding if needed
3
Complete your application with chosen provider
Your Account Manager will finalise your application, with decisions usually within 1-2 days
4
You could free up funds in as little as 24 hours
If approved, you’ll get a quick payout. Giving you leeway to put your new capital to work without undue delays.