- Apply online in 10 minutes
- Decision in as little as 1 hour
- Borrow £10,000 to £500,000
- Rates from 4.3% - 12.1% p.a.
Funding Circle is accredited by the Government-owned British Business Bank to provide business loans of £25,001 to £350,000 under the Recovery Loan Scheme (RLS). .
Here to support even more businesses through the economic recovery
We’re now accredited to offer loans under the Government’s Recovery Loan Scheme (RLS), as well as our own Funding Circle business loans. So by completing just one simple application, we can find the right loan for your business, on the best possible terms. Applying is quick and simple — check if you’re eligible in 30 seconds and then fill out our 10-minute application form.
You don’t need to spend time providing business plans or forecasts. Our innovative technology and expert team means we can offer you a decision in as little as five hours.
Popular reasons to borrow:
- Working capital
- Stock and equipment
- Website and marketing
- Business growth
- Fulfill a contract
- Cover a one-off cost
How to apply for a business loan
It’s quick and easy to apply for small business finance online and our support team are on hand if you have any questions.
Check if you qualify in 30 seconds
See if you’re eligible without affecting your credit score.
Apply online in 10 minutes
Tell us about you and your business with our simple application.
Get your decision
If approved, you’ll receive a no-obligation, personalised quote.
Your loan is funded
Once you accept, we run some final checks to process your loan and deposit the money straight into your account.
Here to help if you need us
Our UK-based team are here to help throughout your loan.
The affordable way to fund your future
We charge a simple one-off fee when you take out your loan and there’s no fee if you want to settle it early. Our rates range from 4.3% to 12.1% per year, find out what your repayments could cost with our business loans calculator.