Welcome to Funding Circle

Whether you’re looking to raise working capital, purchase an asset, increase stock levels or fund expansion plans, our business loans could help.

Fast and simple finance at the best rates offered to you by Funding Circle investors, who bid to lend you money.


  • Quick and easy to apply

  • Independent finance from your bank

  • Fixed rate, monthly repayments

  • No early repayment charges



How it works

We’re changing the way businesses get loans in the UK, by connecting people and organisations who want to lend, directly with businesses who need to borrow. You could get a business loan in a matter of days, not months. Watch this short video to see how it works.



Business loans: the facts


  • £5,000 - £1,000,000

  • Loans up to £150,000 may be unsecured (with a Personal Guarantee)

  • Monthly repayments – repayable over 6, 12, 24, 36 ,48 or 60 months

  • No application fees: only pay if you accept a loan

  • Available to creditworthy businesses in the UK, who have 2+ years’ of filed or formally prepared accounts



Customer reviews

Read customer reviews about our business loans here

“The whole process from start to finish was very efficient and professionally handled. We were kept advised at every stage. From application to funds availability only took 3 weeks.”

Independent review of Funding Circle on Trustpilot.co.uk, March 2014


Related info: Loans for business | Unsecured business loans | Secured business loans | Business grants |  Best business loans

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