Best small business loan for low APR
by US News and World Report
(April 1, 2019)
And a dedicated account manager with you every step of the way.
Apply online in 6 minutes. There is no application fee, no obligation and applying won't affect your personal credit score. If you have questions about the application process, you can call our support team - they're excited to help you.
As soon as you submit an application, we connect you to a personal account manager who will help you get the right loan terms for your business.
We require a few financial documents, such as bank statements and tax returns, to process your loan. You can submit your documents online or send them directly to your personal account manager.
You will receive a decision on your loan application in as little as 24 hours
We serve several different types of industries.
There are a few industries we can't serve.
We take a holistic approach to understanding your small business creditworthiness using both business and personal financial variables. We believe this is critical to our ability to understand the nuances of every small business and provide a loan that’s tailored to your needs.
Personal credit score
Payment history
Total debt
Percent of business owned
Business credit score
Annual Revenue
Public records
Cash flow
Years in business
You don’t have the time for a lengthy loan application process
Apply online in 6 minutes, get a decision in as little as 24 hours after document submission, and receive funds as soon as one business day after you accept the offer.
You want a loan with flexible terms and repayment options
With loans from $25,000 to $500,000, predictable monthly repayments, terms from 6 months up to 5 years, and no prepayment penalties, Funding Circle provides a flexible loan tailored to your business.
You want support from a dedicated small business loan specialist
After submitting your application, you will be connected to your personal account manager who will work with you to understand your goals, explain your options, and find you the best loan terms for your business.
We understand business needs change over time, and Funding Circle will be here when you need us to help with future funding. We also provide the opportunity for borrowers to request a higher loan size during their repayment period.
Get more funds
by US News and World Report
(April 1, 2019)
2019 LendIt Fintech award
1 If your business is organized as a general partnership, your credit score may be impacted.