Alice
Wick & Tallow
London
"We love FlexiPay, as it allows us to pay our suppliers and split payments over a few months. This allows us to manage cash flow and keep up to date with invoices."
Choose the card that helps your business grow
Want to master your cash flow or get 2% cashback* on your everyday spend? Whatever your business needs, we have the right card to power your next steps.
Apply as a limited company without affecting your credit score
Apply online in 4 minutes
No monthly or annual fees
Up to 42 days interest free
Use anywhere Visa is accepted, in store or on the go
No fees to overpay or settle early
Choose the card that’s right for your business
 Cashback business credit card | |
|---|---|
Key feature | 2% cashback for first 6 months (up to £2,000) then 1% uncapped after that |
Interest rate | Rates from 14.9%, representative 34.9% APR (variable) |
Monthly/annual fee | No monthly or annual fee |
Transaction fee | Not applicable |
Credit limit | Up to £250,000 |
 FlexiPay business instalment card | |
|---|---|
Key feature | Pay for business costs upfront, then choose how you repay - over 1, 3, 6, 9 or 12 months |
Interest rate | 0% interest |
Monthly/annual fee | No monthly or annual fee |
Transaction fee | 0% when you settle card balances in 1 instalment. |
Credit limit | Up to £250,000 |
Cashback business credit card | FlexiPay business instalment card | |
|---|---|---|
Key feature | 2% cashback for first 6 months (up to £2,000) then 1% uncapped after that | Pay for business costs upfront, then choose how you repay - over 1, 3, 6, 9 or 12 months |
Interest rate | Rates from 14.9%, representative 34.9% APR (variable) | 0% interest |
Monthly/annual fee | No monthly or annual fee | No monthly or annual fee |
Transaction fee | Not applicable | 0% when you settle card balances in 1 instalment. |
Credit limit | Up to £250,000 | Up to £250,000 |
Two cards that make your business spend work harder
Whether you want more flexibility and control over your payments, or money back without lifting a finger - we’ve got you covered.
Pay business costs up front with FlexiPay, then repay in 1, 3, 6, 9 or 12 instalments - all for a simple flat fee. Or earn more as you spend with the Cashback card and its unbeatable 2% rate for the first 6 months (up to £2,000). Then 1% after that. The choice is yours.
- Trusted by more than 110,000 business
- Rated ‘4.6’ stars on Truspilot
- Friendly UK-based support team (made up of real people)
Cashback card - The business card that pays you back
Travel, lunches, equipment, petrol or even your morning coffee… get paid back on the lot. Your earnings will be credited to your account automatically, every month. No tiered rewards or complicated withdrawals - just pure and simple cashback on all spend. Plus it’s accepted anywhere that Visa is.
FlexiPay - Pay, your way
Our flexible line of credit gives you the freedom to decide when and how you pay business costs. Meaning you don’t have to worry about pinch points in your cash flow. Whether you want to split a VAT bill out monthly, pay suppliers or buy stock in bulk, spread almost any business payment over 1, 3, 6, 9 or 12 months for a one-off flat fee per transaction. It’s that simple.
Frequently asked questions
Your balance and transactions will be visible in real-time in your online account or in the app. Your statements will be available at the end of your billing period.
Please note that purchases made on the last day of your billing period may be posted in the following month's statement.
Staying on top of your repayments is easy with FlexiPay. Simply click on the Repayments tab in either your app or online account to display all of your upcoming payments and their due dates in one place.
You can use your Cashback Business Credit Card anywhere that accepts Visa, whether online, in-store or abroad for international payments. With a credit limit of up to £250,000, you could also use your card for larger payments such as stock orders or new equipment – it’s totally up to you.
Your FlexiPay Business Credit Card allows you to shop online, in stores, and set up recurring payments for added convenience. You can also use your card abroad for international payments. However, keep in mind that cash withdrawals and gambling transactions are not supported by this card.
Please note that a foreign exchange fee may apply to international payments.
Your Cashback Business Credit Card is designed to reward you for everyday expenses, such as shipping, business trip costs, team lunches or socials, office supplies and more.
Your FlexiPay Business Credit Card lets you cover almost any business payment. Whether you need to pay recurring bills like VAT, rent, and utilities, or even make supplier payments to manage your inventory without a long-term loan commitment. You can also use your card for everyday expenses and larger purchases.
You can choose from one of our FlexiPay or Cashback Business Credit Cards. It’s not possible to use both at the moment, but we’re working to enable this in the future.
*2% cashback for the first 6 months or up to £2,000, whichever comes first.