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Business finance that backs you

Welcome to Funding Circle in association with the British Business Bank’s Finance Finder. As the UK’s #1 business lending platform, we’ve helped over 110,000 businesses like yours thrive.

  • Short & long term finance

  • Apply online in 7 minutes

  • Get a quick decision

  • UK-based support team

  • SME finance specialists

BBB logo

Funding Circle has worked with the British Business Bank since 2013, supporting thousands of businesses as one of the largest providers of Government-backed loans including through the Growth Guarantee Scheme.

We’d love to back your business with the finance you deserve

You’ve been directed here by the British Business Bank, as we may have the right finance for you. We’re excited to support you in any way we can, so why not see what we could do?

At Funding Circle, we’re 100% dedicated to small businesses with over £14.6billion lent to date. Whether you’re looking to pay suppliers quickly, plan ahead or get paid back on your everyday spend, we could have just what you need. We know your time is precious, which is why all of our finance options come with quick decisions. No waiting about.

Feel free to explore each of our products or contact us if you have any questions.

Disclaimer: The British Business Bank’s guidance pages are intended to provide general information only. You should always seek independent professional advice before making any financial decisions.

Explore our different finance products

Our products are designed to fit the needs of business owners, and come with decisions in as little as 1 hour

Business Loan

Fast, affordable loans

for almost any business need

Amount

£10,000 to £750,000

Product

Term loan up to 6 years

Interest

From 6.9% per year

Fees

One-off completion fee

FlexiPay Line of credit

Pay in 1, 3, 6, 9, or 12 months

and manage short term cash flow

Amount

£1,000 to £250,000

Product

Revolving credit facility

Interest

0%

Fees

From 1.99% per transaction for a 1/mo. term

Cashback business credit card

2% cashback, up to £2,000, for 6 months

and uncapped 1% cashback after that

Amount

£1,000 to £250,000

Product

Business credit card

Interest

From 14.9% per year

Fees

No monthly fee

Government-backed loan

Growth Guarantee Scheme loans

for growth, working capital and more

Amount

£25,001 to £250,000

Product

Term loan up to 6 years

Interest

From 13.4% per year

Fees

One-off completion fee

Asset finance

Fund vehicles, equipment or machinery

through our specialist partners

Amount

£10,000 to £5 million

Product

Secured loan up to 7 years

Interest

Varies by provider

Fees

Varies by provider

Apply for a Business Loan or Growth Guarantee Scheme loan and we'll assess which product is right for you on the best possible terms. If we can offer you a loan without GGS, we will do.

Get a personalised quote without affecting your credit score

Funding Circle customer
  1. 1
    Check if you’re eligible in 30 seconds

  2. 2
    Apply online in 7 minutes

  3. 3
    Get your decision in as little as 1 hour

  4. 4
    Funds paid out typically within 48 hours

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Here to help if you need us

Contact our UK-based team if you have any questions

Supporting businesses across the UK

For 15 years and counting, businesses from every corner of the UK have trusted us to help them go further

Att Pynta

Att Pynta

Furniture Brand

Based in London

"They were really responsive, it was great to have someone I could just call with questions."
Computers For Flooring

Computers For Flooring

Software Company

Based in Cardiff

"The whole process was so easy – I'd never go back to a bank."
The Great Yorkshire Shop

The Great Yorkshire Shop

Retail Business

Based in Yorkshire

"With the extra cash flow, we've doubled our turnover."
Funding Circle

The Funding Circle story

Founded in the UK to give small and medium-sized businesses better access to finance, we’ve helped more than 110,000 businesses borrow £16 billion since 2010.