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Institutional investors

An overview of our products

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Business Loan

SME term loan

Unsecured with Personal Guarantee

Amount

£10,000 to £750,000

Product

Term loan up to 6 years

Interest

From 6.9% per year

Fees

One-off completion fee

Line of credit and business credit card

Combined line of credit

Unsecured with Personal Guarantee

Amount

£1,000 to £250,000

Product

Revolving credit facility

Interest

0%

Fees

From 1.99% per transaction for a 1 month term

Man fixing a double bass
Lending to creditworthy and established businesses
  1. Average turnover - £1m per annum
  2. Average number of years trading - 12 years
  3. Average loan size - £87,000
  4. Average interest rate - 12.3% per annum
  5. Average loan term - 56 months
  6. Typical security - unsecured with Personal Guarantee

Get in touch with Capital Markets

To speak with someone from our investment team, please email us at capmktswebleads@fundingcircle.com

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0800 048 2467

Monday - Thursday (9am-6pm)

Friday (9am-4.30pm)

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Copyright © Funding Circle Ltd 2025. All rights reserved

Funding Circle Ltd is authorised and regulated by the Financial Conduct Authority under firm registration number 722513.

Funding Circle Ltd is not covered by the Financial Services Compensation Scheme.

Registered in England (Co. No. 06968588) with registered office at 71 Queen Victoria Street, London, EC4V 4AY.

Funding Circle Ltd is a distributor of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. Your FlexiPay account and related payment services are provided by Modulr FS Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) your funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011 - for more information please see website.

Funding Circle also provides a FlexiPay Business Credit Card. This is separate and unrelated to the account and payment services you receive from Modulr FS Limited.

The FlexiPay Business Credit Card is issued by Monavate Ltd (Company Number: 12472532) authorised in the UK by the Financial Conduct Authority to issue electronic money (e-money) and provide payment services (Firm Reference Number 901097). The card is issued by Monavate Ltd pursuant to licence by Visa.