How we deliver robust, stable and attractive returns for our investors
Borrower Acquisition
Continued growth in facilitating business loans enabled by data-driven marketing and quality customer service.
Credit Assessment
Our experienced credit assessment team optimise market best practice with leading technology to provide risk-based pricing on loans. Our AI-powered risk models are trained on 15+ years of proprietary data across hundreds of thousands of loans. Our Gen 9 credit model delivers 3x better risk discrimination than bureau scores.
Loan Servicing
We manage all servicing, collections and recoveries on behalf of investors
Investment Product
We work with a diverse panel of institutional investors - including banks, asset managers, insurance companies and funds - to execute the right funding structure for all parties. As a capital light model, the majority of our lending is off-balance sheet through forward flow structures, delivering consistent and attractive returns at scale. Investment structures include forward flow arrangements (with or without leverage) and publicly listed bond offerings ("SBOLT").
Get in touch with Capital Markets
To speak with someone from our investment team, please email us at capmktswebleads@fundingcircle.com