A smarter way to get a business loan

Over $1 billion lent to small businesses globally.

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Kelsey and Mike Sheofsky of Shelter Co.
Who are we

Simple, affordable business loans

We’re a marketplace that connects established businesses looking to borrow, with people and other investors who want to lend. By cutting out the costs and complexity of dealing with banks, you can get an affordable loan for your business in less than two weeks.

Why small businesses prefer us

  • Fast and simple application process
  • Fair rates starting at 5.99%
  • No hidden fees

Don't just take our word for it...

Over 8,000 businesses have borrowed more than $1 billion globally to grow their companies since 2010.

Excellent Star Star Star Star Star

"What a joy it has been to deal with Funding Circle - The experience is the polar opposite to an application for conventional bank finance. Funding Circle's staff are very responsive and helpful and the whole process has been completed in a week."

The Trustscore for Funding Circle is 9.5/10, based on 314 reviews on Trustpilot
“Our business grew 300% in the past year. A lot of that happened since we got our loan from Funding Circle.” Dara Kennedy, CEO, Ayla Beauty.
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George Abdallah, owner of Papa John’s Pizza, took out a Funding Circle loan to renovate his restaurant space.

Loans to suit you

Borrow $25,000 to $500,000 over 1 to 5 years

Borrow for almost any business goal, such as:

  • Expanding your business
  • Investing in new equipment
  • Hiring more people
  • Launching innovative campaigns to bring more customers in the door

If your loan is for something else, just tell us in your application.

Our simple application process

For small businesses, we know that time is money and that a credit score isn’t the only indicator of a healthy business.

10 minutes

Check if you are eligible for a loan in seconds and submit a full application.

Get started

2 hours

Hear from a loan specialist within a few hours and submit documents for application verification.

1 week

Get funded. Smart and simple.

Have any questions?

Give us a call!

(855) 385-5356
Mon-Fri 8am-8pm PT
Our dedicated loan specialists are here to help you.