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Louis DeNicola

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Louis DeNicola

Louis DeNicola is the president of LD Money Media LLC and an experienced finance writer who specializes in credit, personal finance, and small business finance. Within the small business sphere, he helps business owners understand their financing options, cash flow management, business credit, and taxes. In addition to Funding Circle, you can find his work on BlueVine, Credit Karma, Experian, Wirecutter, and Lending Tree.

Merchant Cash Advance Guide for Small Businesses

Business Finance

A quick guide to consolidating business debt

Business Finance

A Guide To Small Business Loans For Minorities

Business Finance

How do factor rates compare to annual percentage rates (APR)?

Business Finance

How An SBA Lender Can Help With Your Loan Application

Business Finance

A PPP Loan Forgiveness Checklist: What You Should Track & Save

Business Finance

How Coronavirus Relief Programs Can Impact Your Student Loan Forgiveness

Business Finance

Merchant Cash Advance vs. Business Loan: What’s Best For Your Business?

Business Finance

Term Loans Vs. Invoice Factoring: What’s Best For Your Business?

Business Finance

Term loans vs. Accounts Receivable Financing: What’s Best for Your Business?

Business Finance

Small Business Line of Credit vs. Loan: What’s Best For Your Business?

Business Finance

Why Your Small Business Loan Interest Is Tax Deductible

Growth and Operations

Business Funding Designed for Small Business Owners

Small Business Loans

Small Business Tax Issues: 9 Mistakes That Could Cost You

Business Finance

Business Loan vs. Business Credit Card: What’s Best For My Business?

Business Finance

New Laws Affecting Small Business That Could Affect Owners in 2020

Growth and Operations

Introduction to Small Business Loans

Small Business Loans

Cash Flow Financing: A Must-Read Guide for Business Owners

Small Business Loans

An Introduction to Small Business Financing

Business Finance

Application Checklist: Questions for Your Accountant

Small Business Loans

A Glossary of Small Business Financing Terms

Small Business Loans

6 Advantages of Debt Financing

Business Finance

Your Business Credit Score: What is it?

Business Finance

What Do I Need For a Small Business Loan?

Small Business Loans

How to Build a Budget for Your Small Business

Business Finance

Employment Law Checklist

Business Finance

What is debt service coverage ratio?

Business Finance

What Determines Credit Card APRs?

Business Finance

How Do Lower Fed Rates Affect Small Business Funding?

Small Business Loans

Understanding Debt vs Equity Financing

Business Finance

Refinancing Credit Cards with a Term Loan

Business Finance

How the Legal Structure of Your Business Influences Financing

Business Finance

Financing Options for People with Poor Credit

Business Finance

Long Term Loans

Business Finance

Your Credit Report: What Information is Presented?

Business Finance

Past Due Debt on File: What It Means and How to Solve It

Business Finance

Your Credit Report: Why the Yearly Review is Necessary

Business Finance

7 Ways to Raise Your Credit Score (It Is Possible)

Business Finance

3 Tips to Boost Your Credit After Bankruptcy

Business Finance

The “Trinity” of Small Business Bookkeeping Explained

Business Finance

24 Small Business Tax Deductions: A Comprehensive Checklist

Business Finance

Make Sure You Take Full Advantage of the Newly Revised Section 179 Tax Deduction

Business Finance

10 undeniable signs it’s time to refinance your business debt

Business Finance

Refinancing vs. consolidating business debt

Business Finance

Leasing vs. purchasing equipment: Which is better for your business?

Growth and Operations

Business line of credit: what they are & where to get one

Business Finance

Your guide to SBA loans (and what you need to qualify)

Business Finance

A Guide to Cash Flow Funding

Business Finance

A Guide to Sole Proprietor Business Funding

Business Finance

I’ve been denied for a business loan. Now what?

Business Finance

Fixed vs. working capital: how are they different?

Business Finance

Why is my business’ working capital ratio important?

Business Finance

A guide to business acquisition loans

Business Finance

Assessing your options: how to choose the right business structure

Business Finance

7 effective ways to use a small business loan

Business Finance

Small Business Term Loans: A Comprehensive Guide

Business Finance

A Guide to Small Business Inventory Financing

Business Finance

A Quick Guide to Microloans

Business Finance

30 most important financial terms every business owner should know

Business Finance

Applying for a small business line of credit? Remember to ask these questions

Business Finance

Small Business Expansion Loans

Business Finance

Purchase Order Financing: What is it, and How Does it Work?

Business Finance

Is a Term Loan a Good Option for Covering my Business Taxes?

Business Finance

Small business health insurance: health coverage options and tax-saving opportunities

Business Finance

What can small business owners do to avoid an audit?

Business Finance

What small business owners need to know about Social Security taxes

Business Finance

4 ways to protect your business in a recession

Business Finance

What’s the difference between a hard and soft credit pull?

Business Finance

All about federal payroll taxes: what they are, how much they cost, and how to pay them

Business Finance

New to business? 5 things to know about federal income taxes

Business Finance

7 ways small business owners can reduce their tax bill

Business Finance

What to do if you can’t pay your business taxes

Business Finance

Filing taxes as an LLC? Here’s what you need to know

Business Finance

Your Guide to SBA Loans (and What You Need to Qualify)

Business Finance

Invoice Factoring: A Complete Guide for Small Businesses

Business Finance

5 end-of-year tax tips for small business owners

Business Finance

6 ways the 2018 tax reform could impact your small business

Business Finance

Working Capital Loans for Small Businesses

Business Finance

Business Line of Credit: What They Are & Where to Get One

Business Finance

These are the 8 costliest business mistakes you can make

Business Finance

How to get a business loan

Business Finance

How to Pick the Best SBA Bridge Loan

Business Finance

6 money leaks that could destroy your business

Business Finance

How an MCA can leave your business DOA

Business Finance

The true cost of an MCA: Can you afford it?

Business Finance

3 ways to get a handle on government regulations

Business Finance

4 easy steps to using data for business

Business Finance

What does a Fed rate hike mean for my business?

Business Finance

Term loans vs. MCAs

Business Finance

3 hidden fees to look out for with business loans

Business Finance

How we determine “creditworthiness”

Business Finance

Why APR is Key to Selecting the Best Loan Offer

Business Finance

3 key components of a business loan

Business Finance

4 reasons to refinance your business debt

Business Finance

5 Cs of credit business owners should know

Business Finance

3 ways credit reform (actually) helps small businesses

Business Finance

Take your business further.

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