Skip to content
Funding CircleFunding Circle
Sign InApply Now
Glasses

Our Authors

Our writers are finance and business specialists with real-world expertise. Explore their work and learn more about the people behind our guides, news, and insights.

James West

James West

Director, Strategy, Product & Growth - FlexiPay and Cards

James has worked across Funding Circle's full range of products, from business loans to revolving credit and cards; a path that has given him a rare, end-to-end view of how SMEs borrow

View author page
James Mountain

James Mountain

Product, Strategy & Customer Director

James leads the strategy, product management, change and revenue operations teams behind Funding Circle's lending business.

View author page
Person using a credit card

Learn more about our business loans and business credit card products

16,953 reviews

Avatar
0800 048 2467

Monday - Thursday (9am-6pm)

Friday (9am-4.30pm)

Contact us

Funding Circle

About usCareersMediaShareholder Information

Discover More

Institutional InvestorsIntroducersTips & GuidesDiversity & InclusionDevelopers

Support

HelpContact Us

Legal Documents

LegalSecurityModern Slavery Statement

Other

Sitemap

Copyright © Funding Circle Ltd 2026. All rights reserved

Funding Circle Ltd is authorised and regulated by the Financial Conduct Authority under firm registration number 722513.

Funding Circle Ltd is not covered by the Financial Services Compensation Scheme.

Registered in England (Co. No. 06968588) with registered office at 71 Queen Victoria Street, London, EC4V 4AY.

Funding Circle Ltd is a distributor of Modulr FS Limited, a company registered in England and Wales with company number 09897919, which is authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution (Firm Reference Number: 900573) for the issuance of electronic money and payment services. Your FlexiPay account and related payment services are provided by Modulr FS Limited. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS) your funds will be held in one or more segregated accounts and safeguarded in line with the Electronic Money Regulations 2011 - for more information please see website.

 

Funding Circle also provides a FlexiPay Business Credit Card. This is separate and unrelated to the account and payment services you receive from Modulr FS Limited. The FlexiPay Business Credit Card is issued by Monavate Ltd (Company Number: 12472532) authorised in the UK by the Financial Conduct Authority to issue electronic money (e-money) and provide payment services (Firm Reference Number 901097). The card is issued by Monavate Ltd pursuant to licence by Visa.