Welcome to Funding Circle

Whether you’re looking to raise working capital, purchase an asset, increase stock levels or fund expansion plans, our business loans can help.

Fast finance at highly competitive rates:


  • Quick and easy to apply

  • 100% independent finance from your bank

  • Highly competitive rates from 6.4% AER

  • Fixed rate, monthly repayment loans

  • No early repayment charges



How it works

We’re changing the way businesses get loans in the UK. By connecting people around the country with money to lend with businesses who need money, you can be sure of getting a business loan in a matter of days, not months. Watch this short video to see how it works.



Business loans: the facts


  • £5,000 - £250,000

  • Loans up to £100,000 are unsecured (with a Director Guarantee)

  • Monthly repayment loans – repayable over 1, 3 or 5 years

  • No application fees: only pay if you accept a loan

  • Available to all strong, creditworthy limited companies in the UK

  • Each business loan is typically funded by 100+ people from around the UK




"The process is simple, secure and very painless. Highly recommended!"

Water_treatment.jpg“Our bank quoted us 6 weeks to consider our loan application. Our Funding Circle application was completed, and the funds in our bank in less than half that time. Funding Circle allows you to tell your story to real people and get an excellent interest rate. The process is simple, secure and very painless. Highly recommended!”

Water treatment company, Roxburghshire


Related info: Loans for business | Unsecured business loans | Secured business loans | Business grants |  Best business loans

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