Peer to Peer Social Lending to Businesses
Funding Circle is an online social lending marketplace where people directly lend to small businesses in the UK, sidestepping the banks. Business loans from banks are expensive because of their large cost bases and the application process is cumbersome. Funding Circles social lending marketplace allows lenders to make a better return whilst helping businesses by giving them better access to small business loans and business finance . Better access means making it quicker and easier to obtain business funding at the same time as reducing costs.
Over £21m lent to businesses since launch
Want to earn a
great return?
Earn an average gross yield
of 8.4%*
Feel good by supporting
small businesses
Business loans
needed?
Lower cost business loans
from real people
Quick and easy
business funding
How it works - Watch the video
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People lend to lots of creditworthy businesses to spread their risk
Businesses borrow from lots of different people and accept the lowest interest rate offers
Banks are sidestepped so people get great returns, 
and businesses get lower cost loans.
