Funding Circle is an online marketplace to help businesses find low cost loans quickly and investors get better returns. There are no middlemen, no banks, and no lengthy delays. By directly connecting people who want to invest money with vetted, established businesses who want to borrow money, we eliminate the cost and complexity of the banking world. It's simple, we're better for business, better for investors, better all around.


How it Works Diagram

  1. One person lends to lots of creditworthy businesses spreading their risk.

  2. One business borrows from lots of different people and accept the lowest interest rate offers.

  3. People get great returns and businesses get lower cost loans, fast.

Better for Investors Find out why

  • Earn an average gross yield of 8.4%

  • Easy access to your money

  • Manage your level of risk

Better for Businesses Find out why

  • Quick and convenient

  • Highly competitive rates

  • Independent from your bank

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Great rates on your terms are only a step away!

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