Key Facts

Please note, these statistics are correct as of 1 April 2015.

  • In the UK:
  • 38,000+ active investors registered
  • 8,000+ businesses have borrowed
  • Investors recently exceeded a total lending of £600 million, ~£100m of which was lent in the first three months of 2015 alone
  • ~£40 million lent to small businesses every month
  • The British Business Bank, 12 councils, a university and financial institutions are lending to businesses
  • Average net return is 6.3%* after fees and bad debt but before tax
  • Average loan amount is £60,000 and businesses can borrow up to £1 million
  • The average amount an active investor has in their account is £8,000
  • Approximately 1.4% bad debt ratio
  • Globally:
  • In October 2013 Funding Circle launched in the US
  • According to the Small Business Administration there is a $100 billion funding shortfall in the US economy
  • Globally Funding Circle has lent more than $900 million to 8,000 businesses
  • ~$70 million lent to businesses in both the UK and US every month
  • Funding Circle US allows accredited investors and institutions to lend to small businesses
  • In the US, businesses can borrow between $25,000 to $500,000

 

 

 

The peer-to-peer business lending industry is tripling in size each year, and has the potential to become worth over £12 billion per year within a decade according to independent research by Nesta

A recent report by Foundation Capital predicts that the global marketplace lending industry could be worth $1 trillion by 2025

* This is the weighted average return across all investors lending for 1 year or more through Funding Circle over an annualised period. It includes all earnings and is calculated after fees and bad debt but before tax. Investment through Funding Circle involves lending to small and medium sized businesses so your investment can go down as well as up. Remember, past returns are not necessarily a guide to future returns. Data correct as of 19 January 2015. See the full calculation here.

We are committed to being a transparent organisation and provide details on every loan originated through the Funding Circle marketplace.

Click here to view our statistics page

Our key media contacts are shown to the side and we are happy to assist you in any way we can, including providing the latest Funding Circle comment.

We can also provide you with a range of case studies and statistics to help illustrate your story.

 
Credit Today 2012 Credit Today 2013 Future 50 Money Facts 2011 Money Facts 2012 Money Facts 2013 Smarta 100 Telegraph Tech 2011