Key Facts

Please note, these statistics are correct as of 1 May 2017.

  • In the UK:
  • More than £2.2 billion of loans originated
  • 23,730 businesses have borrowed across 32,310 loans
  • Supporting the creation of approximately 50,000 jobs*
  • Investors include 61,000 people, the UK government-owned British Business Bank, local councils, financial institutions and the European Investment Bank
  • ~£100 million lent to small businesses every month
  • Current estimated return is 7.2%** after fees and bad debt but before tax
  • Average size of investor portfolio is £8,000
  • £116 million of net interest earned since launch
  • Average loan amount is £65,000
  • Businesses can borrow up to £1 million
  • ~2% bad debt ratio
  • Globally:
  • Funding Circle has operations in the UK, US, Germany and the Netherlands
  • Funding Circle launched in the US in October 2013, and Continental Europe in October 2015
  • Globally, investors have lent more than £2.9 billion to 30,300 businesses














*Small Business Big Impact, Cebr, August 2016 

** The current estimated return is an estimate of the annual return after fees and bad debts that investors could earn from lending money to businesses seeking loans today. It is calculated by taking the gross interest rate less fees and estimated bad debts that will occur in the future for each of the last 100 loans accepted on the marketplace. The average return is compounded and before tax. The return is updated daily. See the full calculation here.

We are committed to being a transparent organisation and provide details on every loan originated through the Funding Circle marketplace.

Click here to view our statistics page

Our key media contacts are shown to the side and we are happy to assist you in any way we can, including providing the latest Funding Circle comment.

We can also provide you with a range of case studies and statistics to help illustrate your story.

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