Investor benefits

  • A 6.5% current estimated return* after fees and bad debts

  • Options to access your money early

  • Manage your level of risk

Remember, your actual return may be higher or lower as your capital is at risk.

Business benefits

  • Quick and convenient

  • Only accept rates that suit your business

  • Independent from your bank

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To download a copy of the lender Terms and Conditions, click here

You can also download our guide to lending on Funding Circle, which contains important information you should read.

If false or inaccurate information is provided and fraud is identified, details will be passed to fraud prevention agencies to prevent fraud and money laundering. Further details explaining how the information held by fraud prevention agencies may be used can be obtained in the privacy policy above.

* The current estimated return is an estimate of the annual return after fees and bad debts that investors could earn from lending money to businesses seeking loans today. It is calculated by taking the gross interest rate less fees and estimated bad debts that will occur in the future for each of the last 100 loans accepted on the marketplace. The average return is compounded and before tax. The return is updated daily. See the full calculation here.