Affordable business loans with rates starting at 7.49%1

You deserve a better loan experience. We offer the best parts of a SBA loan, but make it faster and more flexible. We’ve lent over $20.2 billion to 135,000 businesses around the world — will yours be next?

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How many years have you been in business?
Have you declared bankruptcy in the last 7 years?
You could be a great fit for a Funding Circle loan

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You’re on the right track for a Funding Circle loan

We offer loans to small businesses who have been in operation for 2+ years and haven’t declared bankruptcy in the last 7 years, but we would be excited to help you in the future.

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Popular reasons for borrowing
I needed to find a lender that actually believed in my ability to be a fruitful entrepreneur… now business is booming.
Dr. Celina Hatt borrowed $80,000 to open a second veterinary center.
The additional funding at a very reasonable rate definitely helped us get more inventory for our business. I highly recommend for anyone to talk to Funding Circle if they need to get a business loan.
Max, January 2019

Why Funding Circle

Funding Circle was created with a big idea: to revolutionize the outdated banking system and secure a better deal for small businesses. We passionately believe that when small businesses succeed, everyone benefits. To help your business thrive, we’ve taken the best parts of an SBA loan — like fixed and affordable once-monthly payments and no prepayment penalties — and created something faster and more flexible. From accountants and jewelers to bakers and filmmakers, we’ve helped thousands of businesses secure the financing they need to grow, create jobs, support local communities, and drive the economy forward.

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1 Rates may vary according to term and overall creditworthiness. To see what rate your business may qualify for, apply today at no obligation.

* Savings on “Cost of loan” refers to interest and fees associated with a first time borrower. For the purposes of this calculation, “other lenders” leverages data obtained from the public websites of Kabbage and OnDeck. “One document” refers to incremental financial documents required by Funding Circle compared to OnDeck. Analysis based on rates, fees, and requirements available as of October 15, 2019 and may differ from today.