LendingClub and Funding Circle

Making business financing better.

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Take your business further

Welcome to Funding Circle, the leader in small business lending. We’ve partnered with LendingClub to provide business owners across America quick, affordable access to working capital.

We may have the information you’ve submitted through a previous LendingClub application, but we’ll need a few additional pieces of information to complete your Funding Circle application and build the loan that’s right for you. Once you complete our application, your dedicated account manager will contact you within 1 hour. If you submit a full application, including documents, you can get a decision in as little as 24 hours.

Our simple application process

  1. Apply online

    Under 10 minutes

    Submit your initial application in just a few clicks.

  2. Hear from us

    Within 1 hour

    Your personal loan specialist is available to help you collect your documentation and answer any questions.

  3. Get a decision

    In as little as 24 hours

    Your underwriter will review your completed application and may call to get to know your business more.

  4. You get funded!

    In as few as 5 days

    Once you’ve accepted your offer, you’ll receive the funds within days.

It felt like Funding Circle set me up with my own angel investors. It was an easy and safe way to fund my business without having to go to a bank.
Laurie Ashe, Owner, Hair Colour Concepts

About Funding Circle

Funding Circle was created with a big idea: to revolutionize the outdated lending system and build a better deal for small businesses.

We’ve taken the best parts of an SBA loan, like affordable once-monthly payments and no prepayment penalties, and paired it with our proprietary underwriting technology — creating a loan experience that’s faster, more flexible and made exclusively for small business.

We’ve helped over 68,000 business owners secure over in financing they need to grow, create jobs, support local communities, and drive the economy forward.

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1 Rates may vary according to term and overall creditworthiness. To see what rate your business may qualify for, apply today at no obligation.