When inventory financing with a term loan is just the ticket

Get your personalized rate Pictured: Eyal Levy of Yogibo

Funding Circle offers inventory financing with term loans so you can have the quantity and quality of inventory you need on hand exactly when you need it. We know the ABC’s of inventory loans. When you need inventory, you need it right now. You don’t have time to waste jumping through hoops to apply for financing and then waiting around to find out if you qualify.

When you use our term loans to finance inventory, you will enjoy:

  • Access to funding in as few as 10 days
  • Fixed monthly payments
  • Transparent rates and a simple, one-time origination fee
  • Outstanding service with a dedicated loan specialist
Funding Circle can help you with business financing for your business Click on Apply Now to check your eligibility

What we offer

Rates starting at 4.99%1
Loans from $25K-$500K over 6 months-5 years
A decision in as little as 24 hours after document submission

Success Story

"We got a $150,000 loan that allowed us to do an advance purchase for the year and it probably saved us $40,000 over the course of the year — even with the interest we paid on the loan."

- Pictured: Peter Koshland of Koshland Pharm
Loan Details
$12,875/mo. for 12 months

A cut above the rest

If you need business funding, this is your place. They were a lifesaver!


No hassle, speedy, great rates and excellent customer service. Definitely recommend!
- Debbie


Thanks to the Funding Circle team for the support. The loan application process was simple to follow and processed quickly. They stepped in to support my business when the banks were useless.
- David

based on reviews

Our quick and easy application

Small Business Loan Eligibility

Apply online

In under 10 minutes

Submit your initial application in just a few clicks.

Small Business Loan Support

Hear from us

Within 1 hour

Your personal account manager is available to help you collect your documentation and answer any questions.

Small Business Loan Decision

Get a decision

in as little as 24 hours

Your underwriter will review your completed application and may call to get to know your business more.

Small Business Loan Funded

You get funded

In as few as 5 days

Once you’ve accepted your offer, you’ll receive the funds within days.

Why Funding Circle

Funding Circle was created with a big idea: to revolutionize the outdated banking system and secure a better deal for everyone. We’re the world’s leading marketplace exclusively focused on small businesses. Our U.S. co-founders started Funding Circle because they were small business owners themselves and had experienced first-hand how difficult it can be to access affordable and transparent financing. So they set out to build a better solution for American small business owners.

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Frequently Asked Questions

Why should I get financing from Funding Circle as opposed to a bank or other lender?
How long does it take to apply for working capital through Funding Circle?
What documentation is required with my Funding Circle application?
What is inventory financing?

Have any questions?

Account Manager

Give us a call!

(855) 385-5356

Our dedicated loan specialists are here to help you.

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1 Rates may vary according to term and overall creditworthiness. To see what rate your business may qualify for, apply today at no obligation.