Bramley & Gage
GIN DISTILLERY
GLOUCESTERSHIRE
"With their business funding, Edward and Michael from Bramley & Gage were able to boost their production by purchasing a new gin still."
Check if you qualify for a business loan in 30 seconds
Expand, buy new equipment, hire staff or manage cash flow — whatever your business goals, our loans can lend a hand
Apply as a limited company without affecting your credit score
Apply online in 10 minutes
Decision in as little as 1 hour
Borrow £10,000 to £500,000
Rates from 6.9% p.a.
No fees to settle early
Funding Circle has worked with the British Business Bank since 2013, supporting thousands of businesses as one of the largest providers of Government-backed loans including through the Growth Guarantee Scheme.
Calculate how affordable a Funding Circle loan can be
Use our calculator to see what your monthly repayments could cost or get your personalised rate
*Amount must be between £10,000 to £500,000
* Calculations are indicative and intended as a guide only. You may be offered different terms. Based on average rate of our lowest risk businesses, and current fees, which may be subject to change.
Monthly repayment *
£17,514
£ 17,564
- Loan amount
- £100,000
- Completion Fee
- £3,000
- Interest
- £2,083
- Total amount repayable
- £105,083
We’ve helped over 103,000 UK businesses borrow £13.6 billion to take their business further.
£13.6 billion
Lent to UK businesses
Get a personalised quote without affecting your credit score
If you’re a limited company or LLP, you can get a loan decision without affecting your credit score. So you can assess your options with complete peace of mind.
1
Check if you qualify in 30 seconds
See if you qualify with no fuss
2
Apply online in 10 minutes
Tell us about you and your business in our online form
3
Get your decision in as little as 1 hour
If approved, you’ll get a personalised, no-obligation quote
4
Funds paid out typically within 48 hours
Once you accept your offer, we’ll deposit the funds into your account
Here to help if you need us
Contact our UK-based team if you have any questions
How do business loans work?
When you get a business loan, your loan provider will lend you a lump sum of money, which you then repay over an agreed period with added interest. The money must be used for business purposes, such as marketing, equipment or growth.
Am I eligible for a business loan?
To be eligible to apply for a loan with us, you need to:
- Have been trading for 1 year or more
- Be based in the UK
Bobbin Bicycles
BICYCLE COMPANY
LONDON
"Tom at Bobbin Bicycles used his business loan to sell directly to customers via their website, cutting out the distributors he’d previously relied on."
How much will a business loan cost?
The amount your loan will cost will depend on the amount of money you want to borrow, your interest rate and your loan term. We charge a one-off completion fee when you take out your loan, and your interest rate will be calculated based on a number of factors, including your credit score and finances.
There’s no fee if you want to settle the loan early. All our loans are fixed rate, so you’ll know exactly how much you’ll need to repay each month and what the cost of borrowing is.
If you’d like a breakdown of how much your loan could cost, check out our business loan calculator here.
How much can I borrow?
At Funding Circle, you can apply for a small business loan of £10,000 to £500,000.
Is a business loan right for me?
Before considering a small business loan, you should take some time to work out whether a loan is your best option. Business loans can be used to refinance existing debt, or support your business through times of financial hardship.
You should never take out a business loan if you’re worried about whether you can meet the repayments.
A business loan could be right for you if:
- You're buying assets that will add long-term value to your business
- You require additional funds to grow or expand your business
- You wish to improve your business credit score
- You need help managing your cash flow
A business loan may not be right for you if:
- You cannot find a loan of the correct amount with suitable terms
- You are not certain you can afford repayments
- You have recently been refused a business loan
- You have used up all existing lines of credit
Improving your credit score can better your chances of getting a business loan. You can find some advice on how to boost your score here.