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Refinance your business loan

Take control of your future with finance from the business loan specialists. Apply in 10 minutes today.

  • Apply online in 10 minutes

  • Decision in as little as 1 hour

  • Borrow £10,000 to £500,000

  • Rates from 6.9% per year

BBB logoAs well as offering business loans up to £500,000, Funding Circle is accredited by the Government-owned British Business Bank to provide business loans of £25,001 – £250,000 under the Recovery Loan Scheme (RLS).

Refinance your business loan to help manage your monthly repayments

Refinancing a business loan or other business debt can have several advantages. You may get a better interest rate, which will reduce the cost of borrowing, or you could extend your loan term to reduce your monthly repayments.

If you have multiple business debts such as loans, credit cards or overdrafts, consolidating them all into one monthly repayment can make it easier to manage your cash flow and free up your time. All our small business loans are fixed rate too, so you’ll know exactly what’s due every month.

Benefits of refinancing your business loan

  • Save on your monthly repayments
  • Reduce overall cost
  • Consolidate different debts
  • Help manage your cash flow
  • Simple application process
  • Specialist small business loans
Check your eligibility in 30 seconds with our online form without affecting your credit score.
Bellissima Weddings

Bellissima Weddings

BRIDAL BOUTIQUE
Essex
"Laura and Michael at Bellissima Weddings used their business loan to grow their business and now employ 14 staff."

Applying is quick and easy

a woodworker looking at a laptop
  1. 1

    Check if you qualify in 30 seconds

    See if you’re eligible without affecting your credit score

  2. 2

    Apply online in 10 minutes

    Complete our simple form with your details, and we’ll only ask for supporting documents if we need them

  3. 3

    Get approved in as little as 1 hour

    If approved, you’ll receive no-obligation offer with your personalised rate

  4. 4

    Get your funds in a couple of days

    Once you accept your offer we'll deposit the money into your account - typically within 48 hours

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Here to help if you need us

Contact our UK-based team if you have any questions

Strings club

Strings Club

MUSIC CAMP
England
"Amy at Strings Club used her business loan to expand her business and keep up with demand, now running 6 successful clubs across the country."
We’ve helped over 140,000 businesses borrow £16 billion to take their business further.

£16 billion

LENT TO BUSINESSES

Frequently asked questions